Helgeland Sparebank (HELG) — Net Asset Quality Index
Helgeland Sparebank (HELG) has a Net Asset Quality Index of 13.2% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Nkr41.06 Billion minus total liabilities of Nkr35.65 Billion yields net assets of Nkr5.41 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check Helgeland Sparebank liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Helgeland Sparebank Net Asset Quality Index Over Time (2000–2025)
This chart shows how Helgeland Sparebank's Net Asset Quality Index has evolved across 26 annual periods from 2000 to 2025. As of December 2025, the index stands at 13.2%, representing net assets of Nkr5.41 Billion against total assets of Nkr41.06 Billion NOK. See HELG working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Helgeland Sparebank (2000–2025)
The table below presents the year-by-year Net Asset Quality Index for Helgeland Sparebank from 2000 to 2025, covering 26 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see HELG market cap overview.
| Year | Quality Index | Net Assets (NOK) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 13.2% | Nkr5.41 Billion | Nkr41.06 Billion | Nkr35.65 Billion | ▼ -0.2 pp |
| 2024 | 13.4% | Nkr5.22 Billion | Nkr38.97 Billion | Nkr33.75 Billion | ▼ -0.3 pp |
| 2023 | 13.7% | Nkr5.05 Billion | Nkr36.86 Billion | Nkr31.81 Billion | ▲ +0.9 pp |
| 2022 | 12.8% | Nkr4.94 Billion | Nkr38.62 Billion | Nkr33.69 Billion | ▲ +1.0 pp |
| 2021 | 11.7% | Nkr4.63 Billion | Nkr39.43 Billion | Nkr34.81 Billion | ▲ +0.2 pp |
| 2020 | 11.5% | Nkr3.82 Billion | Nkr33.21 Billion | Nkr29.39 Billion | ▲ +1.0 pp |
| 2019 | 10.5% | Nkr3.56 Billion | Nkr34.07 Billion | Nkr30.50 Billion | ▲ +0.4 pp |
| 2018 | 10.1% | Nkr3.32 Billion | Nkr32.97 Billion | Nkr29.65 Billion | ▼ -0.2 pp |
| 2017 | 10.3% | Nkr3.29 Billion | Nkr31.85 Billion | Nkr28.56 Billion | ▼ -0.6 pp |
| 2016 | 10.9% | Nkr3.21 Billion | Nkr29.38 Billion | Nkr26.18 Billion | ▲ +1.5 pp |
| 2015 | 9.4% | Nkr2.56 Billion | Nkr27.13 Billion | Nkr24.58 Billion | ▲ +1.0 pp |
| 2014 | 8.4% | Nkr2.18 Billion | Nkr25.86 Billion | Nkr23.68 Billion | ▲ +0.8 pp |
| 2013 | 7.7% | Nkr1.99 Billion | Nkr25.94 Billion | Nkr23.95 Billion | ▲ +0.4 pp |
| 2012 | 7.3% | Nkr1.80 Billion | Nkr24.59 Billion | Nkr22.80 Billion | ▼ -0.1 pp |
| 2011 | 7.4% | Nkr1.68 Billion | Nkr22.80 Billion | Nkr21.12 Billion | ▼ -0.9 pp |
| 2010 | 8.2% | Nkr1.66 Billion | Nkr20.16 Billion | Nkr18.50 Billion | ▼ -0.3 pp |
| 2009 | 8.5% | Nkr1.56 Billion | Nkr18.38 Billion | Nkr16.82 Billion | ▼ -0.5 pp |
| 2008 | 9.0% | Nkr1.49 Billion | Nkr16.59 Billion | Nkr15.11 Billion | ▼ -0.6 pp |
| 2007 | 9.6% | Nkr1.37 Billion | Nkr14.26 Billion | Nkr12.90 Billion | ▼ 0.0 pp |
| 2006 | 9.6% | Nkr1.22 Billion | Nkr12.65 Billion | Nkr11.43 Billion | ▲ +0.6 pp |
| 2005 | 9.0% | Nkr1.11 Billion | Nkr12.37 Billion | Nkr11.26 Billion | ▲ +0.7 pp |
| 2004 | 8.3% | Nkr543.65 Million | Nkr6.53 Billion | Nkr5.99 Billion | ▲ +3.3 pp |
| 2003 | 5.0% | Nkr319.16 Million | Nkr6.34 Billion | Nkr6.02 Billion | ▼ -1.3 pp |
| 2002 | 6.3% | Nkr385.17 Million | Nkr6.10 Billion | Nkr5.71 Billion | ▼ -0.5 pp |
| 2001 | 6.8% | Nkr374.46 Million | Nkr5.52 Billion | Nkr5.15 Billion | ▼ -0.2 pp |
| 2000 | 6.9% | Nkr346.44 Million | Nkr4.99 Billion | Nkr4.64 Billion | — |