Helgeland Sparebank (HELG) — Defensive Interval Ratio

Latest as of December 2024: 2 days

Helgeland Sparebank (HELG) has a Defensive Interval Ratio of 2 days as of December 2024. Defensive assets of Nkr115.00 Million (cash Nkr-, short-term investments Nkr-, receivables Nkr115.00 Million) cover 2 days of daily cash needs of Nkr68.68 Million/day.

Defensive Interval Ratio

2 days
Days of operational coverage

Defensive Assets

Nkr115.00 Million
Cash + ST Investments + Receivables

Daily Cash Need

Nkr68.68 Million
Current Liabilities ÷ 365

Current Liabilities

Nkr25.07 Billion
NOK

Helgeland Sparebank Defensive Interval Ratio (2008–2024)

This chart shows how Helgeland Sparebank's Defensive Interval Ratio has evolved across 16 annual periods from 2008 to 2024. As of December 2024, the ratio stands at 2 days, meaning defensive assets of Nkr115.00 Million can fund 2 days of operations without new revenue. For the complete balance sheet picture, see total assets of Helgeland Sparebank.

Annual Defensive Interval Ratio for Helgeland Sparebank (2008–2024)

The table below presents the year-by-year Defensive Interval Ratio for Helgeland Sparebank from 2008 to 2024, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Helgeland Sparebank short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (NOK) Daily Cash Need Cash ST Investments Change (days)
2024 2 days Nkr115.00 Million Nkr68.68 Million/day Nkr- Nkr- ▼ -1 days
2023 2 days Nkr164.00 Million Nkr67.62 Million/day Nkr- Nkr- ▲ +1 days
2022 1 days Nkr81.00 Million Nkr68.85 Million/day Nkr- Nkr- ▲ +0 days
2021 1 days Nkr55.00 Million Nkr64.53 Million/day Nkr- Nkr- ▼ 0 days
2020 1 days Nkr52.00 Million Nkr51.19 Million/day Nkr- Nkr- ▼ 0 days
2019 1 days Nkr63.00 Million Nkr51.94 Million/day Nkr- Nkr- ▲ +0 days
2018 1 days Nkr38.00 Million Nkr50.12 Million/day Nkr- Nkr- ▼ 0 days
2017 1 days Nkr39.00 Million Nkr50.09 Million/day Nkr- Nkr- ▲ +0 days
2016 1 days Nkr37.00 Million Nkr47.88 Million/day Nkr- Nkr- ▼ -1 days
2015 1 days Nkr52.00 Million Nkr39.50 Million/day Nkr- Nkr- ▼ -2 days
2014 3 days Nkr123.00 Million Nkr37.60 Million/day Nkr- Nkr54.00 Million ▲ +2 days
2013 1 days Nkr53.00 Million Nkr35.59 Million/day Nkr- Nkr50.00 Million ▼ -1 days
2012 2 days Nkr66.00 Million Nkr30.72 Million/day Nkr- Nkr60.00 Million ▼ -1 days
2011 4 days Nkr103.00 Million Nkr28.57 Million/day Nkr- Nkr70.00 Million ▲ +1 days
2009 3 days Nkr71.00 Million Nkr24.93 Million/day Nkr- Nkr71.00 Million ▲ +0 days
2008 3 days Nkr65.00 Million Nkr23.51 Million/day Nkr- Nkr65.00 Million —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)