Sapiens International Corporation NV - Asset Resilience Ratio

Latest as of September 2025: 0.00%

Sapiens International Corporation NV (SPNS) has an Asset Resilience Ratio of 0.00% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Explore Sapiens International Corporation NV long-term investment intensity to see how much of total assets are deployed in long-term investments.

Liquid Assets

ILA0.00

≈ $0.00 USD Cash + Short-term Investments

Total Assets

ILA743.69 Million

≈ $1.99 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (1996–2024)

This chart shows how Sapiens International Corporation NV's Asset Resilience Ratio has changed over time. See SPNS cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.

Liquid Assets Composition Over Time

This chart breaks down Sapiens International Corporation NV's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Sapiens International Corporation NV total assets.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	ILA0.00	0%
Short-term Investments	ILA0.00	0%
Total Liquid Assets	ILA0.00	0.00%

Asset Resilience Insights

Limited Liquidity: Sapiens International Corporation NV maintains only 0.00% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company maintains a balanced mix of cash and short-term investments.

Sapiens International Corporation NV Industry Peers by Asset Resilience Ratio

Compare Sapiens International Corporation NV's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Shanghai Baosight Software Co Ltd A SHG:600845	Software - Application	0.04%
Shenzhen Fortune Trend Technology Co Ltd SHG:688318	Software - Application	36.37%
Webull Corp NASDAQ:BULL	Software - Application	4.45%
Rocket Internet SE HM:RKET	Software - Application	9.48%
Via Transportation, Inc. NASDAQ:VIA	Software - Application	50.60%
Shanghai Baosight Software Co Ltd B SHG:900926	Software - Application	0.04%
Linewell Software Co Ltd SHG:603636	Software - Application	0.01%
Objective Corporation Ltd AU:OCL	Software - Application	51.12%

Annual Asset Resilience Ratio for Sapiens International Corporation NV (1996–2024)

The table below shows the annual Asset Resilience Ratio data for Sapiens International Corporation NV.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	7.59%	ILA52.50 Million ≈ $140.75K	ILA691.71 Million ≈ $1.85 Million	-3.34pp
2023-12-31	10.93%	ILA75.40 Million ≈ $202.14K	ILA689.62 Million ≈ $1.85 Million	+7.93pp
2022-12-31	3.00%	ILA20.00 Million ≈ $53.62K	ILA666.75 Million ≈ $1.79 Million	+0.20pp
2021-12-31	2.80%	ILA20.00 Million ≈ $53.62K	ILA714.99 Million ≈ $1.92 Million	-1.40pp
2020-12-31	4.20%	ILA30.00 Million ≈ $80.43K	ILA714.16 Million ≈ $1.91 Million	-0.86pp
2019-12-31	5.06%	ILA22.89 Million ≈ $61.37K	ILA452.42 Million ≈ $1.21 Million	--
2017-12-31	0.00%	ILA0.00 ≈ $0.00	ILA371.29 Million ≈ $995.42K	--
2016-12-31	7.07%	ILA18.22 Million ≈ $48.85K	ILA257.85 Million ≈ $691.29K	+3.44pp
2015-12-31	3.62%	ILA8.78 Million ≈ $23.53K	ILA242.27 Million ≈ $649.52K	+3.55pp
2006-12-31	0.07%	ILA32.00K ≈ $85.79	ILA45.62 Million ≈ $122.30K	-10.22pp
2005-12-31	10.29%	ILA5.34 Million ≈ $14.31K	ILA51.87 Million ≈ $139.05K	-5.94pp
2004-12-31	16.23%	ILA11.16 Million ≈ $29.91K	ILA68.73 Million ≈ $184.27K	+14.88pp
2003-12-31	1.35%	ILA1.04 Million ≈ $2.79K	ILA76.72 Million ≈ $205.69K	-1.18pp
2002-12-31	2.54%	ILA1.65 Million ≈ $4.43K	ILA65.15 Million ≈ $174.67K	+2.46pp
2001-12-31	0.07%	ILA50.00K ≈ $134.05	ILA70.46 Million ≈ $188.91K	-3.04pp
2000-12-31	3.11%	ILA2.87 Million ≈ $7.70K	ILA92.40 Million ≈ $247.72K	-6.36pp
1999-12-31	9.46%	ILA8.05 Million ≈ $21.60K	ILA85.11 Million ≈ $228.16K	-8.00pp
1998-12-31	17.46%	ILA12.80 Million ≈ $34.32K	ILA73.30 Million ≈ $196.51K	-4.76pp
1997-12-31	22.22%	ILA12.80 Million ≈ $34.32K	ILA57.60 Million ≈ $154.42K	-5.07pp
1996-12-31	27.29%	ILA13.70 Million ≈ $36.73K	ILA50.20 Million ≈ $134.58K	--

pp = percentage points

About Sapiens International Corporation NV

TA:SPNS Israel Software - Application

Market Cap

$2.09 Billion

ILA779.81 Billion ILA

Market Cap Rank

#6026 Global

#41 in Israel

Share Price

ILA13950.00

Change (1 day)

-0.29%

52-Week Range

ILA9866.00 - ILA14560.00

All Time High

ILA14760.00