Sapiens International Corporation NV - Asset Resilience Ratio
Sapiens International Corporation NV (SPNS) has an Asset Resilience Ratio of 0.00% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Sapiens International Corporation NV (SPNS) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1996–2024)
This chart shows how Sapiens International Corporation NV's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see SPNS asset base.
Liquid Assets Composition Over Time
This chart breaks down Sapiens International Corporation NV's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore SPNS long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ILA0.00 | 0% |
| Short-term Investments | ILA0.00 | 0% |
| Total Liquid Assets | ILA0.00 | 0.00% |
Asset Resilience Insights
- Limited Liquidity: Sapiens International Corporation NV maintains only 0.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company maintains a balanced mix of cash and short-term investments.
Sapiens International Corporation NV Industry Peers by Asset Resilience Ratio
Compare Sapiens International Corporation NV's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
TaTaTu SpA
PA:ALTTU |
Software - Application | 1.52% |
|
Shanghai Baosight Software Co Ltd A
SHG:600845 |
Software - Application | 0.04% |
|
Glory View Technology Co. Ltd. A
SHE:301396 |
Software - Application | 4.56% |
|
TOTVS S.A
SA:TOTS3 |
Software - Application | 18.94% |
|
WeRide Inc. American Depositary Shares
NASDAQ:WRD |
Software - Application | 14.18% |
|
Chengdu Information Technology of Chinese Academy of Sciences Co Ltd
SHE:300678 |
Software - Application | 7.75% |
|
Fujian Boss Software Development Co Ltd
SHE:300525 |
Software - Application | 4.13% |
|
Chrysos Corporation Ltd
AU:C79 |
Software - Application | 7.54% |
Annual Asset Resilience Ratio for Sapiens International Corporation NV (1996–2024)
The table below shows the annual Asset Resilience Ratio data for Sapiens International Corporation NV.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 7.59% | ILA52.50 Million ≈ $140.75K |
ILA691.71 Million ≈ $1.85 Million |
-3.34pp |
| 2023-12-31 | 10.93% | ILA75.40 Million ≈ $202.14K |
ILA689.62 Million ≈ $1.85 Million |
+7.93pp |
| 2022-12-31 | 3.00% | ILA20.00 Million ≈ $53.62K |
ILA666.75 Million ≈ $1.79 Million |
+0.20pp |
| 2021-12-31 | 2.80% | ILA20.00 Million ≈ $53.62K |
ILA714.99 Million ≈ $1.92 Million |
-1.40pp |
| 2020-12-31 | 4.20% | ILA30.00 Million ≈ $80.43K |
ILA714.16 Million ≈ $1.91 Million |
-0.86pp |
| 2019-12-31 | 5.06% | ILA22.89 Million ≈ $61.37K |
ILA452.42 Million ≈ $1.21 Million |
-- |
| 2017-12-31 | 0.00% | ILA0.00 ≈ $0.00 |
ILA371.29 Million ≈ $995.42K |
-- |
| 2016-12-31 | 7.07% | ILA18.22 Million ≈ $48.85K |
ILA257.85 Million ≈ $691.29K |
+3.44pp |
| 2015-12-31 | 3.62% | ILA8.78 Million ≈ $23.53K |
ILA242.27 Million ≈ $649.52K |
+3.55pp |
| 2006-12-31 | 0.07% | ILA32.00K ≈ $85.79 |
ILA45.62 Million ≈ $122.30K |
-10.22pp |
| 2005-12-31 | 10.29% | ILA5.34 Million ≈ $14.31K |
ILA51.87 Million ≈ $139.05K |
-5.94pp |
| 2004-12-31 | 16.23% | ILA11.16 Million ≈ $29.91K |
ILA68.73 Million ≈ $184.27K |
+14.88pp |
| 2003-12-31 | 1.35% | ILA1.04 Million ≈ $2.79K |
ILA76.72 Million ≈ $205.69K |
-1.18pp |
| 2002-12-31 | 2.54% | ILA1.65 Million ≈ $4.43K |
ILA65.15 Million ≈ $174.67K |
+2.46pp |
| 2001-12-31 | 0.07% | ILA50.00K ≈ $134.05 |
ILA70.46 Million ≈ $188.91K |
-3.04pp |
| 2000-12-31 | 3.11% | ILA2.87 Million ≈ $7.70K |
ILA92.40 Million ≈ $247.72K |
-6.36pp |
| 1999-12-31 | 9.46% | ILA8.05 Million ≈ $21.60K |
ILA85.11 Million ≈ $228.16K |
-8.00pp |
| 1998-12-31 | 17.46% | ILA12.80 Million ≈ $34.32K |
ILA73.30 Million ≈ $196.51K |
-4.76pp |
| 1997-12-31 | 22.22% | ILA12.80 Million ≈ $34.32K |
ILA57.60 Million ≈ $154.42K |
-5.07pp |
| 1996-12-31 | 27.29% | ILA13.70 Million ≈ $36.73K |
ILA50.20 Million ≈ $134.58K |
-- |
About Sapiens International Corporation NV
Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe and internationally. The company provides various solutions for property and casualty, life and pensions, and reinsurance fields. It also offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagem… Read more