Sapiens International Corporation NV (SPNS) — Financial Flexibility Index
Sapiens International Corporation NV (SPNS) has a Financial Flexibility Index of 0.05x as of September 2025. Free cash flow of ILA11.11 Million (operating CF ILA10.64 Million minus capex ILA465.00K) represents 0% of total liabilities (ILA216.50 Million). Check Sapiens International Corporation NV PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Sapiens International Corporation NV Financial Flexibility Index (1996–2024)
Historical Financial Flexibility Index trend for Sapiens International Corporation NV across 29 annual periods. See Sapiens International Corporation NV short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Sapiens International Corporation NV (1996–2024)
Year-by-year free cash flow to debt coverage for Sapiens International Corporation NV. For the full company profile including market capitalisation, see market value of Sapiens International Corporation NV.
| Year | Flexibility Index | Free Cash Flow (ILA) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.43x | ILA92.24 Million | ILA82.22 Million | ILA212.08 Million | ▲ +17.5% |
| 2023 | 0.37x | ILA88.69 Million | ILA79.42 Million | ILA239.68 Million | ▲ +84.8% |
| 2022 | 0.20x | ILA52.83 Million | ILA43.78 Million | ILA263.90 Million | ▼ -33.6% |
| 2021 | 0.30x | ILA92.39 Million | ILA80.54 Million | ILA306.27 Million | ▲ +43.4% |
| 2020 | 0.21x | ILA69.50 Million | ILA58.26 Million | ILA330.47 Million | ▼ -42.7% |
| 2019 | 0.37x | ILA83.30 Million | ILA66.16 Million | ILA226.92 Million | ▲ +86.2% |
| 2018 | 0.20x | ILA34.77 Million | ILA27.70 Million | ILA176.38 Million | ▲ +98.4% |
| 2017 | 0.10x | ILA16.93 Million | ILA8.74 Million | ILA170.42 Million | ▼ -82.6% |
| 2016 | 0.57x | ILA36.25 Million | ILA26.04 Million | ILA63.46 Million | ▼ -29.9% |
| 2015 | 0.82x | ILA49.29 Million | ILA40.44 Million | ILA60.46 Million | ▲ +47.3% |
| 2014 | 0.55x | ILA29.12 Million | ILA21.56 Million | ILA52.63 Million | ▲ +7.8% |
| 2013 | 0.51x | ILA26.76 Million | ILA17.27 Million | ILA52.13 Million | ▼ -3.9% |
| 2012 | 0.53x | ILA23.58 Million | ILA18.79 Million | ILA44.15 Million | ▲ +67.6% |
| 2011 | 0.32x | ILA13.63 Million | ILA8.41 Million | ILA42.76 Million | ▼ -63.2% |
| 2010 | 0.87x | ILA18.16 Million | ILA12.11 Million | ILA20.95 Million | ▼ -4.4% |
| 2009 | 0.91x | ILA17.55 Million | ILA13.54 Million | ILA19.36 Million | ▲ +50.6% |
| 2008 | 0.60x | ILA14.03 Million | ILA9.77 Million | ILA23.30 Million | ▲ +76.4% |
| 2007 | 0.34x | ILA10.48 Million | ILA7.12 Million | ILA30.68 Million | ▲ +245.4% |
| 2006 | 0.10x | ILA4.12 Million | ILA-853.00K | ILA41.69 Million | ▼ -4.4% |
| 2005 | 0.10x | ILA4.99 Million | ILA301.00K | ILA48.23 Million | ▲ +330.4% |
| 2004 | -0.04x | ILA-2.54 Million | ILA-2.99 Million | ILA56.65 Million | ▼ -373.2% |
| 2003 | 0.02x | ILA1.03 Million | ILA281.00K | ILA62.73 Million | ▼ -86.4% |
| 2002 | 0.12x | ILA5.96 Million | ILA4.95 Million | ILA49.17 Million | ▲ +443.3% |
| 2001 | -0.04x | ILA-2.11 Million | ILA-2.62 Million | ILA59.72 Million | ▲ +85.1% |
| 2000 | -0.24x | ILA-17.47 Million | ILA-21.13 Million | ILA73.50 Million | ▼ -473.0% |
| 1999 | 0.06x | ILA2.15 Million | ILA-27.00K | ILA33.69 Million | ▼ -87.2% |
| 1998 | 0.50x | ILA20.00 Million | ILA17.60 Million | ILA40.20 Million | ▲ +1454.7% |
| 1997 | 0.03x | ILA1.20 Million | ILA-400.00K | ILA37.50 Million | ▲ +191.7% |
| 1996 | -0.03x | ILA-1.50 Million | ILA-2.00 Million | ILA43.00 Million | — |