Sapiens International Corporation NV (SPNS) — Financial Flexibility Index
Sapiens International Corporation NV (SPNS) has a Financial Flexibility Index of 0.05x as of September 2025. Free cash flow of ILA11.11 Million (operating CF ILA10.64 Million minus capex ILA465.00K) represents 0% of total liabilities (ILA216.50 Million). Check Sapiens International Corporation NV (SPNS) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Sapiens International Corporation NV Financial Flexibility Index (1996–2024)
Historical Financial Flexibility Index trend for Sapiens International Corporation NV across 29 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Sapiens International Corporation NV.
Annual Financial Flexibility Index for Sapiens International Corporation NV (1996–2024)
Year-by-year free cash flow to debt coverage for Sapiens International Corporation NV. Explore Sapiens International Corporation NV debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (ILA) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.43x | ILA92.24 Million | ILA82.22 Million | ILA212.08 Million | ▲ +17.5% |
| 2023 | 0.37x | ILA88.69 Million | ILA79.42 Million | ILA239.68 Million | ▲ +84.8% |
| 2022 | 0.20x | ILA52.83 Million | ILA43.78 Million | ILA263.90 Million | ▼ -33.6% |
| 2021 | 0.30x | ILA92.39 Million | ILA80.54 Million | ILA306.27 Million | ▲ +43.4% |
| 2020 | 0.21x | ILA69.50 Million | ILA58.26 Million | ILA330.47 Million | ▼ -42.7% |
| 2019 | 0.37x | ILA83.30 Million | ILA66.16 Million | ILA226.92 Million | ▲ +86.2% |
| 2018 | 0.20x | ILA34.77 Million | ILA27.70 Million | ILA176.38 Million | ▲ +98.4% |
| 2017 | 0.10x | ILA16.93 Million | ILA8.74 Million | ILA170.42 Million | ▼ -82.6% |
| 2016 | 0.57x | ILA36.25 Million | ILA26.04 Million | ILA63.46 Million | ▼ -29.9% |
| 2015 | 0.82x | ILA49.29 Million | ILA40.44 Million | ILA60.46 Million | ▲ +47.3% |
| 2014 | 0.55x | ILA29.12 Million | ILA21.56 Million | ILA52.63 Million | ▲ +7.8% |
| 2013 | 0.51x | ILA26.76 Million | ILA17.27 Million | ILA52.13 Million | ▼ -3.9% |
| 2012 | 0.53x | ILA23.58 Million | ILA18.79 Million | ILA44.15 Million | ▲ +67.6% |
| 2011 | 0.32x | ILA13.63 Million | ILA8.41 Million | ILA42.76 Million | ▼ -63.2% |
| 2010 | 0.87x | ILA18.16 Million | ILA12.11 Million | ILA20.95 Million | ▼ -4.4% |
| 2009 | 0.91x | ILA17.55 Million | ILA13.54 Million | ILA19.36 Million | ▲ +50.6% |
| 2008 | 0.60x | ILA14.03 Million | ILA9.77 Million | ILA23.30 Million | ▲ +76.4% |
| 2007 | 0.34x | ILA10.48 Million | ILA7.12 Million | ILA30.68 Million | ▲ +245.4% |
| 2006 | 0.10x | ILA4.12 Million | ILA-853.00K | ILA41.69 Million | ▼ -4.4% |
| 2005 | 0.10x | ILA4.99 Million | ILA301.00K | ILA48.23 Million | ▲ +330.4% |
| 2004 | -0.04x | ILA-2.54 Million | ILA-2.99 Million | ILA56.65 Million | ▼ -373.2% |
| 2003 | 0.02x | ILA1.03 Million | ILA281.00K | ILA62.73 Million | ▼ -86.4% |
| 2002 | 0.12x | ILA5.96 Million | ILA4.95 Million | ILA49.17 Million | ▲ +443.3% |
| 2001 | -0.04x | ILA-2.11 Million | ILA-2.62 Million | ILA59.72 Million | ▲ +85.1% |
| 2000 | -0.24x | ILA-17.47 Million | ILA-21.13 Million | ILA73.50 Million | ▼ -473.0% |
| 1999 | 0.06x | ILA2.15 Million | ILA-27.00K | ILA33.69 Million | ▼ -87.2% |
| 1998 | 0.50x | ILA20.00 Million | ILA17.60 Million | ILA40.20 Million | ▲ +1454.7% |
| 1997 | 0.03x | ILA1.20 Million | ILA-400.00K | ILA37.50 Million | ▲ +191.7% |
| 1996 | -0.03x | ILA-1.50 Million | ILA-2.00 Million | ILA43.00 Million | — |