Sapiens International Corporation NV (SPNS) - Total Liabilities
Based on the latest financial reports, Sapiens International Corporation NV (SPNS) has total liabilities worth ILA216.50 Million ILA (≈ $580.42K USD) as of September 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Sapiens International Corporation NV - Total Liabilities Trend (1996–2024)
This chart illustrates how Sapiens International Corporation NV's total liabilities have evolved over time, based on quarterly financial data. See working capital position of Sapiens International Corporation NV to evaluate short-term liquidity relative to the company's equity base.
Sapiens International Corporation NV Competitors by Total Liabilities
The table below lists competitors of Sapiens International Corporation NV ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Guangdong High Dream Intellectualized Machinery Co Ltd Class A
SHE:300720
|
China | CN¥58.83 Million |
|
INTERNET IN.JP.ADR 1 ON
F:IIJ
|
Germany | €182.85 Billion |
|
Atul Limited
NSE:ATUL
|
India | Rs16.04 Billion |
|
Zhejiang Fenglong Electric Co Ltd Class A
SHE:002931
|
China | CN¥123.15 Million |
|
Guangdong Guangzhou Daily Media Co Ltd
SHE:002181
|
China | CN¥824.39 Million |
|
Northwest Natural Gas Co
NYSE:NWN
|
USA | $4.84 Billion |
|
Gujarat Mineral Development Corporation Limited
NSE:GMDCLTD
|
India | Rs19.10 Billion |
|
Grupo Aval Acciones y Valores S.A
F:6GAA
|
Germany | €309.20 Trillion |
Liability Composition Analysis (1996–2024)
This chart breaks down Sapiens International Corporation NV's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Sapiens International Corporation NV stock valuation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 1.52 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 0.42 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.29 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Sapiens International Corporation NV's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Sapiens International Corporation NV (1996–2024)
The table below shows the annual total liabilities of Sapiens International Corporation NV from 1996 to 2024.
| Year | Total Liabilities | Change |
|---|---|---|
| 2024-12-31 | ILA212.08 Million ≈ $568.58K |
-11.51% |
| 2023-12-31 | ILA239.68 Million ≈ $642.57K |
-9.18% |
| 2022-12-31 | ILA263.90 Million ≈ $707.50K |
-13.84% |
| 2021-12-31 | ILA306.27 Million ≈ $821.11K |
-7.32% |
| 2020-12-31 | ILA330.47 Million ≈ $885.97K |
+45.63% |
| 2019-12-31 | ILA226.92 Million ≈ $608.37K |
+28.66% |
| 2018-12-31 | ILA176.38 Million ≈ $472.87K |
+3.50% |
| 2017-12-31 | ILA170.42 Million ≈ $456.89K |
+168.55% |
| 2016-12-31 | ILA63.46 Million ≈ $170.13K |
+4.96% |
| 2015-12-31 | ILA60.46 Million ≈ $162.10K |
+14.89% |
| 2014-12-31 | ILA52.63 Million ≈ $141.09K |
+0.95% |
| 2013-12-31 | ILA52.13 Million ≈ $139.76K |
+18.09% |
| 2012-12-31 | ILA44.15 Million ≈ $118.35K |
+3.25% |
| 2011-12-31 | ILA42.76 Million ≈ $114.63K |
+104.08% |
| 2010-12-31 | ILA20.95 Million ≈ $56.17K |
+8.22% |
| 2009-12-31 | ILA19.36 Million ≈ $51.90K |
-16.92% |
| 2008-12-31 | ILA23.30 Million ≈ $62.47K |
-24.06% |
| 2007-12-31 | ILA30.68 Million ≈ $82.26K |
-26.40% |
| 2006-12-31 | ILA41.69 Million ≈ $111.77K |
-13.57% |
| 2005-12-31 | ILA48.23 Million ≈ $129.31K |
-14.86% |
| 2004-12-31 | ILA56.65 Million ≈ $151.89K |
-9.68% |
| 2003-12-31 | ILA62.73 Million ≈ $168.16K |
+27.56% |
| 2002-12-31 | ILA49.17 Million ≈ $131.83K |
-17.67% |
| 2001-12-31 | ILA59.72 Million ≈ $160.12K |
-18.75% |
| 2000-12-31 | ILA73.50 Million ≈ $197.06K |
+118.17% |
| 1999-12-31 | ILA33.69 Million ≈ $90.32K |
-16.19% |
| 1998-12-31 | ILA40.20 Million ≈ $107.77K |
+7.20% |
| 1997-12-31 | ILA37.50 Million ≈ $100.54K |
-12.79% |
| 1996-12-31 | ILA43.00 Million ≈ $115.28K |
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About Sapiens International Corporation NV
Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe and internationally. The company provides various solutions for property and casualty, life and pensions, and reinsurance fields. It also offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagem… Read more