Sapiens International Corporation NV Net Asset Quality Index
Sapiens International Corporation NV net asset quality index. Sapiens International Corporation NV (SPNS) has a Net Asset Quality Index of 70.9% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of ILA743.69 Million minus total liabilities of ILA216.50 Million yields net assets of ILA527.19 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check Sapiens International Corporation NV cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Sapiens International Corporation NV (1996–2024)
Net asset quality index of Sapiens International Corporation NV from 1996 to 2024. This chart shows how Sapiens International Corporation NV's Net Asset Quality Index has evolved across 29 annual periods from 1996 to 2024. As of September 2025, the index stands at 70.9%, representing net assets of ILA527.19 Million against total assets of ILA743.69 Million ILA. See Sapiens International Corporation NV (SPNS) net assets for net asset value and shareholders' equity analysis.
Sapiens International Corporation NV Net Asset Quality Index by Year (1996–2024)
Sapiens International Corporation NV net asset quality index by year from 1996 to 2024. The table below presents the year-by-year Net Asset Quality Index for Sapiens International Corporation NV from 1996 to 2024, covering 29 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see SPNS market cap overview.
| Year | Quality Index | Net Assets (ILA) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 69.3% | ILA479.63 Million | ILA691.71 Million | ILA212.08 Million | ▲ +4.1 pp |
| 2023 | 65.2% | ILA449.95 Million | ILA689.62 Million | ILA239.68 Million | ▲ +4.8 pp |
| 2022 | 60.4% | ILA402.85 Million | ILA666.75 Million | ILA263.90 Million | ▲ +3.3 pp |
| 2021 | 57.2% | ILA408.72 Million | ILA714.99 Million | ILA306.27 Million | ▲ +3.4 pp |
| 2020 | 53.7% | ILA383.69 Million | ILA714.16 Million | ILA330.47 Million | ▲ +3.9 pp |
| 2019 | 49.8% | ILA225.50 Million | ILA452.42 Million | ILA226.92 Million | ▼ -3.6 pp |
| 2018 | 53.4% | ILA202.48 Million | ILA378.87 Million | ILA176.38 Million | ▼ -0.7 pp |
| 2017 | 54.1% | ILA200.87 Million | ILA371.29 Million | ILA170.42 Million | ▼ -21.3 pp |
| 2016 | 75.4% | ILA194.39 Million | ILA257.85 Million | ILA63.46 Million | ▲ +0.3 pp |
| 2015 | 75.0% | ILA181.81 Million | ILA242.27 Million | ILA60.46 Million | ▼ -2.0 pp |
| 2014 | 77.0% | ILA176.20 Million | ILA228.82 Million | ILA52.63 Million | ▲ +0.4 pp |
| 2013 | 76.6% | ILA170.41 Million | ILA222.54 Million | ILA52.13 Million | ▲ +3.7 pp |
| 2012 | 72.8% | ILA118.44 Million | ILA162.58 Million | ILA44.15 Million | ▼ 0.0 pp |
| 2011 | 72.8% | ILA114.72 Million | ILA157.48 Million | ILA42.76 Million | ▲ +10.9 pp |
| 2010 | 62.0% | ILA34.12 Million | ILA55.07 Million | ILA20.95 Million | ▲ +4.2 pp |
| 2009 | 57.7% | ILA26.41 Million | ILA45.77 Million | ILA19.36 Million | ▲ +9.3 pp |
| 2008 | 48.4% | ILA21.88 Million | ILA45.18 Million | ILA23.30 Million | ▲ +6.8 pp |
| 2007 | 41.6% | ILA21.85 Million | ILA52.53 Million | ILA30.68 Million | ▲ +33.0 pp |
| 2006 | 8.6% | ILA3.93 Million | ILA45.62 Million | ILA41.69 Million | ▲ +1.6 pp |
| 2005 | 7.0% | ILA3.63 Million | ILA51.87 Million | ILA48.23 Million | ▼ -10.6 pp |
| 2004 | 17.6% | ILA12.08 Million | ILA68.73 Million | ILA56.65 Million | ▼ -0.7 pp |
| 2003 | 18.2% | ILA14.00 Million | ILA76.72 Million | ILA62.73 Million | ▼ -6.3 pp |
| 2002 | 24.5% | ILA15.98 Million | ILA65.15 Million | ILA49.17 Million | ▲ +9.3 pp |
| 2001 | 15.2% | ILA10.74 Million | ILA70.46 Million | ILA59.72 Million | ▼ -5.2 pp |
| 2000 | 20.5% | ILA18.90 Million | ILA92.40 Million | ILA73.50 Million | ▼ -40.0 pp |
| 1999 | 60.4% | ILA51.41 Million | ILA85.11 Million | ILA33.69 Million | ▲ +15.3 pp |
| 1998 | 45.2% | ILA33.10 Million | ILA73.30 Million | ILA40.20 Million | ▲ +10.3 pp |
| 1997 | 34.9% | ILA20.10 Million | ILA57.60 Million | ILA37.50 Million | ▲ +20.6 pp |
| 1996 | 14.3% | ILA7.20 Million | ILA50.20 Million | ILA43.00 Million | — |