Sapiens International Corporation NV (SPNS) — Cash Flow Quality Index
Sapiens International Corporation NV (SPNS) has a Cash Flow Quality Index of 0.74x as of September 2025. Operating cash flow of ILA10.64 Million is below net income of ILA14.30 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Sapiens International Corporation NV cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Sapiens International Corporation NV Cash Flow Quality Index (1997–2024)
Historical Cash Flow Quality Index for Sapiens International Corporation NV across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does Sapiens International Corporation NV generate cash.
Annual Cash Flow Quality Index for Sapiens International Corporation NV (1997–2024)
Year-by-year earnings quality comparison for Sapiens International Corporation NV.
| Year | Quality Index | Operating CF (ILA) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.14x | ILA82.22 Million | ILA72.32 Million | ▼ -10.0% |
| 2023 | 1.26x | ILA79.42 Million | ILA62.87 Million | ▲ +52.7% |
| 2022 | 0.83x | ILA43.78 Million | ILA52.93 Million | ▼ -51.4% |
| 2021 | 1.70x | ILA80.54 Million | ILA47.32 Million | ▼ -0.2% |
| 2020 | 1.71x | ILA58.26 Million | ILA34.16 Million | ▼ -31.7% |
| 2019 | 2.50x | ILA66.16 Million | ILA26.49 Million | ▲ +26.2% |
| 2018 | 1.98x | ILA27.70 Million | ILA14.00 Million | ▼ -87.4% |
| 2017 | 15.72x | ILA8.74 Million | ILA556.00K | ▲ +1083.7% |
| 2016 | 1.33x | ILA26.04 Million | ILA19.60 Million | ▼ -33.3% |
| 2015 | 1.99x | ILA40.44 Million | ILA20.30 Million | ▲ +34.7% |
| 2014 | 1.48x | ILA21.56 Million | ILA14.58 Million | ▼ -0.7% |
| 2013 | 1.49x | ILA17.27 Million | ILA11.59 Million | ▼ -6.5% |
| 2012 | 1.59x | ILA18.79 Million | ILA11.80 Million | ▲ +12.8% |
| 2011 | 1.41x | ILA8.41 Million | ILA5.96 Million | ▼ -28.0% |
| 2010 | 1.96x | ILA12.11 Million | ILA6.17 Million | ▼ -39.1% |
| 2009 | 3.22x | ILA13.54 Million | ILA4.20 Million | ▲ +156072.2% |
| 1999 | 0.00x | ILA-27.00K | ILA13.07 Million | ▼ -100.1% |
| 1998 | 1.81x | ILA17.60 Million | ILA9.70 Million | ▲ +2141.2% |
| 1997 | -0.09x | ILA-400.00K | ILA4.50 Million | — |