Sapiens International Corporation NV (SPNS) — Cash Flow Quality Index

Latest as of September 2025: 0.74x

Sapiens International Corporation NV (SPNS) has a Cash Flow Quality Index of 0.74x as of September 2025. Operating cash flow of ILA10.64 Million is below net income of ILA14.30 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Sapiens International Corporation NV long-term investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

0.74x
Operating CF / Net Income

Operating Cash Flow

ILA10.64 Million
ILA

Net Income

ILA14.30 Million
ILA

Data as of

Sep 2025
Most recent filing

Sapiens International Corporation NV Cash Flow Quality Index (1997–2024)

Historical Cash Flow Quality Index for Sapiens International Corporation NV across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of Sapiens International Corporation NV to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Sapiens International Corporation NV (1997–2024)

Year-by-year earnings quality comparison for Sapiens International Corporation NV. For live market cap and the full company financial profile, see SPNS market cap.

Year Quality Index Operating CF (ILA) Net Income YoY Change
2024 1.14x ILA82.22 Million ILA72.32 Million ▼ -10.0%
2023 1.26x ILA79.42 Million ILA62.87 Million ▲ +52.7%
2022 0.83x ILA43.78 Million ILA52.93 Million ▼ -51.4%
2021 1.70x ILA80.54 Million ILA47.32 Million ▼ -0.2%
2020 1.71x ILA58.26 Million ILA34.16 Million ▼ -31.7%
2019 2.50x ILA66.16 Million ILA26.49 Million ▲ +26.2%
2018 1.98x ILA27.70 Million ILA14.00 Million ▼ -87.4%
2017 15.72x ILA8.74 Million ILA556.00K ▲ +1083.7%
2016 1.33x ILA26.04 Million ILA19.60 Million ▼ -33.3%
2015 1.99x ILA40.44 Million ILA20.30 Million ▲ +34.7%
2014 1.48x ILA21.56 Million ILA14.58 Million ▼ -0.7%
2013 1.49x ILA17.27 Million ILA11.59 Million ▼ -6.5%
2012 1.59x ILA18.79 Million ILA11.80 Million ▲ +12.8%
2011 1.41x ILA8.41 Million ILA5.96 Million ▼ -28.0%
2010 1.96x ILA12.11 Million ILA6.17 Million ▼ -39.1%
2009 3.22x ILA13.54 Million ILA4.20 Million ▲ +156072.2%
1999 0.00x ILA-27.00K ILA13.07 Million ▼ -100.1%
1998 1.81x ILA17.60 Million ILA9.70 Million ▲ +2141.2%
1997 -0.09x ILA-400.00K ILA4.50 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.