Sapiens International Corporation NV (SPNS) — Cash Flow-to-Debt Ratio
Sapiens International Corporation NV (SPNS) has a Cash Flow-to-Debt Ratio of 0.05x as of September 2025, meaning its operating cash flow of ILA10.64 Million could theoretically repay 0% of its total liabilities (ILA216.50 Million) in one year. Explore SPNS strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Sapiens International Corporation NV Cash Flow-to-Debt Ratio (1996–2024)
Historical debt coverage capacity for Sapiens International Corporation NV across 29 annual periods. Also explore SPNS total asset value for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Sapiens International Corporation NV (1996–2024)
Year-by-year debt coverage analysis for Sapiens International Corporation NV. For market capitalisation and broader financial context, see Sapiens International Corporation NV market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (ILA) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.39x | ILA82.22 Million | ILA212.08 Million | ▲ +17.0% |
| 2023 | 0.33x | ILA79.42 Million | ILA239.68 Million | ▲ +99.8% |
| 2022 | 0.17x | ILA43.78 Million | ILA263.90 Million | ▼ -36.9% |
| 2021 | 0.26x | ILA80.54 Million | ILA306.27 Million | ▲ +49.2% |
| 2020 | 0.18x | ILA58.26 Million | ILA330.47 Million | ▼ -39.5% |
| 2019 | 0.29x | ILA66.16 Million | ILA226.92 Million | ▲ +85.6% |
| 2018 | 0.16x | ILA27.70 Million | ILA176.38 Million | ▲ +206.1% |
| 2017 | 0.05x | ILA8.74 Million | ILA170.42 Million | ▼ -87.5% |
| 2016 | 0.41x | ILA26.04 Million | ILA63.46 Million | ▼ -38.7% |
| 2015 | 0.67x | ILA40.44 Million | ILA60.46 Million | ▲ +63.3% |
| 2014 | 0.41x | ILA21.56 Million | ILA52.63 Million | ▲ +23.7% |
| 2013 | 0.33x | ILA17.27 Million | ILA52.13 Million | ▼ -22.2% |
| 2012 | 0.43x | ILA18.79 Million | ILA44.15 Million | ▲ +116.3% |
| 2011 | 0.20x | ILA8.41 Million | ILA42.76 Million | ▼ -66.0% |
| 2010 | 0.58x | ILA12.11 Million | ILA20.95 Million | ▼ -17.4% |
| 2009 | 0.70x | ILA13.54 Million | ILA19.36 Million | ▲ +66.8% |
| 2008 | 0.42x | ILA9.77 Million | ILA23.30 Million | ▲ +80.7% |
| 2007 | 0.23x | ILA7.12 Million | ILA30.68 Million | ▲ +1234.0% |
| 2006 | -0.02x | ILA-853.00K | ILA41.69 Million | ▼ -427.9% |
| 2005 | 0.01x | ILA301.00K | ILA48.23 Million | ▲ +111.8% |
| 2004 | -0.05x | ILA-2.99 Million | ILA56.65 Million | ▼ -1276.5% |
| 2003 | 0.00x | ILA281.00K | ILA62.73 Million | ▼ -95.6% |
| 2002 | 0.10x | ILA4.95 Million | ILA49.17 Million | ▲ +329.8% |
| 2001 | -0.04x | ILA-2.62 Million | ILA59.72 Million | ▲ +84.8% |
| 2000 | -0.29x | ILA-21.13 Million | ILA73.50 Million | ▼ -35775.7% |
| 1999 | 0.00x | ILA-27.00K | ILA33.69 Million | ▼ -100.2% |
| 1998 | 0.44x | ILA17.60 Million | ILA40.20 Million | ▲ +4204.5% |
| 1997 | -0.01x | ILA-400.00K | ILA37.50 Million | ▲ +77.1% |
| 1996 | -0.05x | ILA-2.00 Million | ILA43.00 Million | — |