Sapiens International Corporation NV Cash Flow-to-Debt Ratio
Sapiens International Corporation NV cash flow-to-debt ratio. Sapiens International Corporation NV (SPNS) has a Cash Flow-to-Debt Ratio of 0.05x as of September 2025, meaning its operating cash flow of ILA10.64 Million could theoretically repay 0% of its total liabilities (ILA216.50 Million) in one year. Check SPNS cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Sapiens International Corporation NV (1996–2024)
Cash flow-to-debt ratio of Sapiens International Corporation NV from 1996 to 2024. Historical debt coverage capacity for Sapiens International Corporation NV across 29 annual periods. Check Sapiens International Corporation NV (SPNS) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Sapiens International Corporation NV Cash Flow-to-Debt Ratio by Year (1996–2024)
Sapiens International Corporation NV cash flow-to-debt ratio by year from 1996 to 2024. Year-by-year debt coverage analysis for Sapiens International Corporation NV. For the full cash flow conversion analysis, see Sapiens International Corporation NV (SPNS) cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (ILA) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.39x | ILA82.22 Million | ILA212.08 Million | ▲ +17.0% |
| 2023 | 0.33x | ILA79.42 Million | ILA239.68 Million | ▲ +99.8% |
| 2022 | 0.17x | ILA43.78 Million | ILA263.90 Million | ▼ -36.9% |
| 2021 | 0.26x | ILA80.54 Million | ILA306.27 Million | ▲ +49.2% |
| 2020 | 0.18x | ILA58.26 Million | ILA330.47 Million | ▼ -39.5% |
| 2019 | 0.29x | ILA66.16 Million | ILA226.92 Million | ▲ +85.6% |
| 2018 | 0.16x | ILA27.70 Million | ILA176.38 Million | ▲ +206.1% |
| 2017 | 0.05x | ILA8.74 Million | ILA170.42 Million | ▼ -87.5% |
| 2016 | 0.41x | ILA26.04 Million | ILA63.46 Million | ▼ -38.7% |
| 2015 | 0.67x | ILA40.44 Million | ILA60.46 Million | ▲ +63.3% |
| 2014 | 0.41x | ILA21.56 Million | ILA52.63 Million | ▲ +23.7% |
| 2013 | 0.33x | ILA17.27 Million | ILA52.13 Million | ▼ -22.2% |
| 2012 | 0.43x | ILA18.79 Million | ILA44.15 Million | ▲ +116.3% |
| 2011 | 0.20x | ILA8.41 Million | ILA42.76 Million | ▼ -66.0% |
| 2010 | 0.58x | ILA12.11 Million | ILA20.95 Million | ▼ -17.4% |
| 2009 | 0.70x | ILA13.54 Million | ILA19.36 Million | ▲ +66.8% |
| 2008 | 0.42x | ILA9.77 Million | ILA23.30 Million | ▲ +80.7% |
| 2007 | 0.23x | ILA7.12 Million | ILA30.68 Million | ▲ +1234.0% |
| 2006 | -0.02x | ILA-853.00K | ILA41.69 Million | ▼ -427.9% |
| 2005 | 0.01x | ILA301.00K | ILA48.23 Million | ▲ +111.8% |
| 2004 | -0.05x | ILA-2.99 Million | ILA56.65 Million | ▼ -1276.5% |
| 2003 | 0.00x | ILA281.00K | ILA62.73 Million | ▼ -95.6% |
| 2002 | 0.10x | ILA4.95 Million | ILA49.17 Million | ▲ +329.8% |
| 2001 | -0.04x | ILA-2.62 Million | ILA59.72 Million | ▲ +84.8% |
| 2000 | -0.29x | ILA-21.13 Million | ILA73.50 Million | ▼ -35775.7% |
| 1999 | 0.00x | ILA-27.00K | ILA33.69 Million | ▼ -100.2% |
| 1998 | 0.44x | ILA17.60 Million | ILA40.20 Million | ▲ +4204.5% |
| 1997 | -0.01x | ILA-400.00K | ILA37.50 Million | ▲ +77.1% |
| 1996 | -0.05x | ILA-2.00 Million | ILA43.00 Million | — |