Sapiens International Corporation NV (SPNS) — Tangible Net Worth Ratio
Sapiens International Corporation NV (SPNS) has a Tangible Net Worth Ratio of 18.3% as of September 2025. This metric is calculated by deducting intangible assets (ILA430.90 Million) from net assets (ILA527.19 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See SPNS net asset value for net asset value and shareholders' equity analysis.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Sapiens International Corporation NV Tangible Net Worth Ratio (1996–2024)
This chart shows how Sapiens International Corporation NV's Tangible Net Worth Ratio has changed across 29 annual periods from 1996 to 2024. As of September 2025, the ratio stands at 18.3%, reflecting net assets of ILA527.19 Million with intangible assets of ILA430.90 Million ILA. Also explore Sapiens International Corporation NV equity growth rate to track the company's year-over-year net asset growth rate.
Annual Tangible Net Worth Ratio for Sapiens International Corporation NV (1996–2024)
The table below presents the year-by-year Tangible Net Worth Ratio for Sapiens International Corporation NV from 1996 to 2024, covering 29 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see SPNS market cap.
| Year | Tangible NW Ratio | Net Assets (ILA) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 89.4% | ILA479.63 Million | ILA50.94 Million | ILA691.71 Million | ▲ +2.9 pp |
| 2023 | 86.4% | ILA449.95 Million | ILA61.04 Million | ILA689.62 Million | ▲ +3.2 pp |
| 2022 | 83.3% | ILA402.85 Million | ILA67.43 Million | ILA666.75 Million | ▲ +3.4 pp |
| 2021 | 79.9% | ILA408.72 Million | ILA82.14 Million | ILA714.99 Million | ▲ +5.8 pp |
| 2020 | 74.1% | ILA383.69 Million | ILA99.31 Million | ILA714.16 Million | ▼ -0.2 pp |
| 2019 | 74.3% | ILA225.50 Million | ILA57.99 Million | ILA452.42 Million | ▲ +6.5 pp |
| 2018 | 67.8% | ILA202.48 Million | ILA65.25 Million | ILA378.87 Million | ▲ +0.2 pp |
| 2017 | 67.6% | ILA200.87 Million | ILA65.17 Million | ILA371.29 Million | ▼ -17.9 pp |
| 2016 | 85.4% | ILA194.39 Million | ILA28.35 Million | ILA257.85 Million | ▲ +0.6 pp |
| 2015 | 84.9% | ILA181.81 Million | ILA27.54 Million | ILA242.27 Million | ▲ +0.2 pp |
| 2014 | 84.6% | ILA176.20 Million | ILA27.06 Million | ILA228.82 Million | ▲ +2.3 pp |
| 2013 | 82.4% | ILA170.41 Million | ILA30.01 Million | ILA222.54 Million | ▲ +7.1 pp |
| 2012 | 75.3% | ILA118.44 Million | ILA29.21 Million | ILA162.58 Million | ▲ +2.9 pp |
| 2011 | 72.5% | ILA114.72 Million | ILA31.59 Million | ILA157.48 Million | ▲ +13.0 pp |
| 2010 | 59.5% | ILA34.12 Million | ILA13.82 Million | ILA55.07 Million | ▲ +10.7 pp |
| 2009 | 48.7% | ILA26.41 Million | ILA13.54 Million | ILA45.77 Million | ▲ +14.5 pp |
| 2008 | 34.2% | ILA21.88 Million | ILA14.39 Million | ILA45.18 Million | ▲ +2.7 pp |
| 2007 | 31.5% | ILA21.85 Million | ILA14.96 Million | ILA52.53 Million | ▲ +274.3 pp |
| 2006 | -242.8% | ILA3.93 Million | ILA13.47 Million | ILA45.62 Million | ▼ -6.3 pp |
| 2005 | -236.4% | ILA3.63 Million | ILA12.22 Million | ILA51.87 Million | ▼ -265.1 pp |
| 2004 | 28.6% | ILA12.08 Million | ILA8.62 Million | ILA68.73 Million | ▼ -9.8 pp |
| 2003 | 38.4% | ILA14.00 Million | ILA8.62 Million | ILA76.72 Million | ▼ -7.6 pp |
| 2002 | 46.1% | ILA15.98 Million | ILA8.62 Million | ILA65.15 Million | ▲ +16.6 pp |
| 2001 | 29.4% | ILA10.74 Million | ILA7.58 Million | ILA70.46 Million | ▼ -21.9 pp |
| 2000 | 51.3% | ILA18.90 Million | ILA9.20 Million | ILA92.40 Million | ▼ -29.1 pp |
| 1999 | 80.4% | ILA51.41 Million | ILA10.06 Million | ILA85.11 Million | ▼ -10.2 pp |
| 1998 | 90.6% | ILA33.10 Million | ILA3.10 Million | ILA73.30 Million | ▼ -7.4 pp |
| 1997 | 98.0% | ILA20.10 Million | ILA400.00K | ILA57.60 Million | ▲ +5.0 pp |
| 1996 | 93.1% | ILA7.20 Million | ILA500.00K | ILA50.20 Million | — |