Intact Financial Corporation Asset Resilience Ratio
Intact Financial Corporation asset resilience ratio. Intact Financial Corporation (IFC) has an Asset Resilience Ratio of 26.80% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read debt load of Intact Financial Corporation for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Intact Financial Corporation (2004–2025)
Asset resilience ratio of Intact Financial Corporation from 2004 to 2025. This chart shows how Intact Financial Corporation's Asset Resilience Ratio has changed over time. See free cash flow generation of Intact Financial Corporation to measure how efficiently the company converts operating cash flow to free cash.
Liquid Assets Composition Over Time
This chart breaks down Intact Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see IFC total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CA$0.00 | 0% |
| Short-term Investments | CA$17.22 Billion | 26.8% |
| Total Liquid Assets | CA$17.22 Billion | 26.80% |
Asset Resilience Insights
- Very High Liquidity: Intact Financial Corporation maintains exceptional liquid asset reserves at 26.80% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Intact Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Intact Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Root Inc
NASDAQ:ROOT |
Insurance - Property & Casualty | 30.99% |
|
REVO INSURANCE SPA O.N.
F:H0O |
Insurance - Property & Casualty | 43.34% |
|
Libra Insurance Company Ltd
TA:LBRA |
Insurance - Property & Casualty | 40.38% |
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
Intact Financial Corporation Asset Resilience Ratio by Year (2004–2025)
Intact Financial Corporation asset resilience ratio by year from 2004 to 2025. The table below shows the annual Asset Resilience Ratio data for Intact Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 29.18% | CA$18.34 Billion ≈ $13.27 Billion |
CA$62.87 Billion ≈ $45.48 Billion |
-1.51pp |
| 2024-12-31 | 30.69% | CA$18.27 Billion ≈ $13.21 Billion |
CA$59.53 Billion ≈ $43.06 Billion |
+28.22pp |
| 2023-12-31 | 2.47% | CA$1.38 Billion ≈ $1.00 Billion |
CA$55.98 Billion ≈ $40.49 Billion |
-0.93pp |
| 2022-12-31 | 3.41% | CA$1.83 Billion ≈ $1.32 Billion |
CA$53.74 Billion ≈ $38.88 Billion |
-1.45pp |
| 2021-12-31 | 4.86% | CA$3.22 Billion ≈ $2.33 Billion |
CA$66.35 Billion ≈ $48.00 Billion |
-27.42pp |
| 2020-12-31 | 32.28% | CA$11.34 Billion ≈ $8.20 Billion |
CA$35.12 Billion ≈ $25.40 Billion |
+25.68pp |
| 2019-12-31 | 6.60% | CA$2.13 Billion ≈ $1.54 Billion |
CA$32.29 Billion ≈ $23.36 Billion |
+1.68pp |
| 2018-12-31 | 4.93% | CA$1.40 Billion ≈ $1.01 Billion |
CA$28.46 Billion ≈ $20.59 Billion |
-0.29pp |
| 2017-12-31 | 5.22% | CA$1.46 Billion ≈ $1.05 Billion |
CA$27.93 Billion ≈ $20.20 Billion |
-0.77pp |
| 2016-12-31 | 5.99% | CA$1.38 Billion ≈ $996.82 Million |
CA$22.99 Billion ≈ $16.63 Billion |
+0.18pp |
| 2015-12-31 | 5.82% | CA$1.24 Billion ≈ $893.38 Million |
CA$21.24 Billion ≈ $15.36 Billion |
-0.35pp |
| 2014-12-31 | 6.16% | CA$1.27 Billion ≈ $917.25 Million |
CA$20.58 Billion ≈ $14.89 Billion |
+0.14pp |
| 2013-12-31 | 6.02% | CA$1.19 Billion ≈ $860.83 Million |
CA$19.77 Billion ≈ $14.30 Billion |
-0.36pp |
| 2012-12-31 | 6.37% | CA$1.26 Billion ≈ $913.63 Million |
CA$19.81 Billion ≈ $14.33 Billion |
-0.11pp |
| 2011-12-31 | 6.49% | CA$1.28 Billion ≈ $926.66 Million |
CA$19.75 Billion ≈ $14.29 Billion |
+5.86pp |
| 2010-12-31 | 0.63% | CA$76.30 Million ≈ $55.19 Million |
CA$12.15 Billion ≈ $8.79 Billion |
-2.18pp |
| 2009-12-31 | 2.81% | CA$318.50 Million ≈ $230.40 Million |
CA$11.35 Billion ≈ $8.21 Billion |
+0.13pp |
| 2008-12-31 | 2.67% | CA$261.30 Million ≈ $189.02 Million |
CA$9.77 Billion ≈ $7.07 Billion |
-0.17pp |
| 2004-12-31 | 2.84% | CA$274.74 Million ≈ $198.74 Million |
CA$9.66 Billion ≈ $6.99 Billion |
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About Intact Financial Corporation
Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. It offers insurance, such as personal auto that provides coverage from accidents, third-party liability, and physical damage; personal property which provides protection for homes and belongin… Read more