Intact Financial Corporation - Asset Resilience Ratio

Latest as of December 2025: 29.18%

Intact Financial Corporation (IFC) has an Asset Resilience Ratio of 29.18% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

CA$18.34 Billion
Cash + Short-term Investments

Total Assets

CA$62.87 Billion
All company assets

Resilience Assessment

Very High
Financial Resilience Level

Asset Resilience Ratio Trend (2004–2025)

This chart shows how Intact Financial Corporation's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Intact Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents CA$498.00 Million 0.79%
Short-term Investments CA$17.85 Billion 28.39%
Total Liquid Assets CA$18.34 Billion 29.18%

Asset Resilience Insights

  • Very High Liquidity: Intact Financial Corporation maintains exceptional liquid asset reserves at 29.18% of total assets.
  • This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
  • The company has significant short-term investments, indicating active treasury management.

Intact Financial Corporation Industry Peers by Asset Resilience Ratio

Compare Intact Financial Corporation's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Root Inc
NASDAQ:ROOT
Insurance - Property & Casualty 25.16%
Hanwha General
KO:000370
Insurance - Property & Casualty 62.53%
Lotte Non-Life
KO:000400
Insurance - Property & Casualty 46.65%
Heungkuk F&M I
KO:000540
Insurance - Property & Casualty 54.79%
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545
Insurance - Property & Casualty 54.79%
Samsung Fire & Marine Insurance
KO:000810
Insurance - Property & Casualty 56.02%
Samsung Fire And Marine Ins Pref
KO:000815
Insurance - Property & Casualty 56.02%
Hyundai Mar&Fi
KO:001450
Insurance - Property & Casualty 50.59%

Annual Asset Resilience Ratio for Intact Financial Corporation (2004–2025)

The table below shows the annual Asset Resilience Ratio data for Intact Financial Corporation.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 29.18% CA$18.34 Billion CA$62.87 Billion -1.51pp
2024-12-31 30.69% CA$18.27 Billion CA$59.53 Billion +28.22pp
2023-12-31 2.47% CA$1.38 Billion CA$55.98 Billion -0.93pp
2022-12-31 3.41% CA$1.83 Billion CA$53.74 Billion -1.45pp
2021-12-31 4.86% CA$3.22 Billion CA$66.35 Billion -27.42pp
2020-12-31 32.28% CA$11.34 Billion CA$35.12 Billion +25.68pp
2019-12-31 6.60% CA$2.13 Billion CA$32.29 Billion +1.68pp
2018-12-31 4.93% CA$1.40 Billion CA$28.46 Billion -0.29pp
2017-12-31 5.22% CA$1.46 Billion CA$27.93 Billion -0.77pp
2016-12-31 5.99% CA$1.38 Billion CA$22.99 Billion +0.18pp
2015-12-31 5.82% CA$1.24 Billion CA$21.24 Billion -0.35pp
2014-12-31 6.16% CA$1.27 Billion CA$20.58 Billion +0.14pp
2013-12-31 6.02% CA$1.19 Billion CA$19.77 Billion -0.36pp
2012-12-31 6.37% CA$1.26 Billion CA$19.81 Billion -0.11pp
2011-12-31 6.49% CA$1.28 Billion CA$19.75 Billion +5.86pp
2010-12-31 0.63% CA$76.30 Million CA$12.15 Billion -2.18pp
2009-12-31 2.81% CA$318.50 Million CA$11.35 Billion +0.13pp
2008-12-31 2.67% CA$261.30 Million CA$9.77 Billion -0.17pp
2004-12-31 2.84% CA$274.74 Million CA$9.66 Billion --
pp = percentage points

About Intact Financial Corporation

TO:IFC Canada Insurance - Property & Casualty
Market Cap
$33.05 Billion
CA$45.68 Billion CAD
Market Cap Rank
#711 Global
#11 in Canada
Share Price
CA$257.28
Change (1 day)
-0.65%
52-Week Range
CA$244.28 - CA$316.65
All Time High
CA$316.65
About

Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. It offers insurance, such as personal auto that provides coverage from accidents, third-party liability, and physical damage; personal property which provides protection for homes and belongin… Read more