Intact Financial Corporation (IFC) — Free Cash Flow Generation Index

Latest as of June 2026: 0.87x

Intact Financial Corporation (IFC) has a Free Cash Flow Generation Index of 0.87x as of June 2026. Free cash flow of CA$942.00 Million represents 1% of operating cash flow (CA$1.08 Billion). Explore capital reinvestment ratio of Intact Financial Corporation to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.87x
Free Cash Flow / Operating CF

Free Cash Flow

CA$942.00 Million
CAD

Operating Cash Flow

CA$1.08 Billion
CAD

Capital Expenditures

CA$138.00 Million
CAD

Intact Financial Corporation Free Cash Flow Generation Index (2003–2025)

Historical FCF Generation Index trend for Intact Financial Corporation across 23 annual periods. For the full cash flow conversion analysis, see Intact Financial Corporation operating cash flow efficiency.

Annual Free Cash Flow Generation for Intact Financial Corporation (2003–2025)

Year-by-year Free Cash Flow Generation Index for Intact Financial Corporation. Check Intact Financial Corporation cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (CAD) Operating CF Capital Expenditures YoY Change
2025 0.90x CA$3.93 Billion CA$4.39 Billion CA$457.00 Million ▲ +2.6%
2024 0.87x CA$2.96 Billion CA$3.39 Billion CA$429.00 Million ▲ +16.2%
2023 0.75x CA$1.39 Billion CA$1.85 Billion CA$458.00 Million ▼ -15.3%
2022 0.89x CA$3.25 Billion CA$3.67 Billion CA$411.00 Million ▼ -0.9%
2021 0.90x CA$2.80 Billion CA$3.13 Billion CA$327.00 Million ▼ -3.8%
2020 0.93x CA$2.19 Billion CA$2.35 Billion CA$163.00 Million ▲ +2.4%
2019 0.91x CA$1.17 Billion CA$1.29 Billion CA$117.00 Million ▲ +5.8%
2018 0.86x CA$716.00 Million CA$833.00 Million CA$117.00 Million ▼ -1.7%
2017 0.87x CA$683.00 Million CA$781.00 Million CA$98.00 Million ▲ +0.5%
2016 0.87x CA$805.00 Million CA$925.00 Million CA$120.00 Million ▼ -3.3%
2015 0.90x CA$800.00 Million CA$889.00 Million CA$89.00 Million ▼ -0.8%
2014 0.91x CA$1.28 Billion CA$1.41 Billion CA$97.00 Million ▲ +92.9%
2013 0.47x CA$87.00 Million CA$185.00 Million CA$98.00 Million ▼ -47.7%
2012 0.90x CA$650.00 Million CA$723.00 Million CA$73.00 Million ▲ +0.5%
2011 0.89x CA$473.00 Million CA$529.00 Million CA$56.00 Million ▼ -30.4%
2010 1.28x CA$462.30 Million CA$360.00 Million CA$42.00 Million ▲ +41.7%
2009 0.91x CA$487.40 Million CA$538.00 Million CA$50.60 Million ▼ -1.5%
2008 0.92x CA$570.10 Million CA$619.70 Million CA$49.60 Million ▼ -0.4%
2007 0.92x CA$572.90 Million CA$620.30 Million CA$47.40 Million ▲ +1.9%
2006 0.91x CA$390.49 Million CA$430.94 Million CA$40.45 Million ▼ -0.5%
2005 0.91x CA$580.30 Million CA$637.45 Million CA$57.14 Million ▼ -8.0%
2004 0.99x CA$1.38 Billion CA$1.39 Billion CA$14.21 Million ▲ +0.4%
2003 0.99x CA$563.98 Million CA$572.00 Million CA$8.02 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).