Intact Financial Corporation (IFC) — Working Capital to Net Assets Ratio
Intact Financial Corporation (IFC) has a Working Capital to Net Assets ratio of 102.1% as of June 2026. Working capital of CA$22.17 Billion (current assets of CA$25.74 Billion minus current liabilities of CA$3.57 Billion) is measured against net assets of CA$21.72 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See defensive interval ratio of Intact Financial Corporation to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Intact Financial Corporation Working Capital to Net Assets (2003–2025)
This chart shows how Intact Financial Corporation's Working Capital to Net Assets ratio has evolved across 20 annual periods from 2003 to 2025. As of June 2026, the ratio stands at 102.1%, reflecting working capital of CA$22.17 Billion against net assets of CA$21.72 Billion CAD. For the complete balance sheet picture, see IFC asset base.
Annual Working Capital to Net Assets for Intact Financial Corporation (2003–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Intact Financial Corporation from 2003 to 2025, covering 20 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check financial resilience of Intact Financial Corporation to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (CAD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 103.4% | CA$21.55 Billion | CA$20.84 Billion | CA$25.76 Billion | CA$4.22 Billion | ▲ +4.2 pp |
| 2024 | 99.2% | CA$18.00 Billion | CA$18.15 Billion | CA$19.85 Billion | CA$1.86 Billion | ▼ -0.4 pp |
| 2023 | 99.6% | CA$16.41 Billion | CA$16.48 Billion | CA$18.75 Billion | CA$2.35 Billion | ▼ -95.7 pp |
| 2022 | 195.3% | CA$31.49 Billion | CA$16.13 Billion | CA$33.94 Billion | CA$2.45 Billion | ▲ +256.7 pp |
| 2021 | -61.4% | CA$-17.29 Billion | CA$28.15 Billion | CA$4.32 Billion | CA$21.61 Billion | ▲ +5.6 pp |
| 2020 | -67.0% | CA$-6.42 Billion | CA$9.58 Billion | CA$6.81 Billion | CA$13.23 Billion | ▼ -135.9 pp |
| 2019 | 68.9% | CA$6.02 Billion | CA$8.75 Billion | CA$6.43 Billion | CA$411.00 Million | ▲ +142.2 pp |
| 2018 | -73.4% | CA$-5.73 Billion | CA$7.81 Billion | CA$5.47 Billion | CA$11.20 Billion | ▲ +2.9 pp |
| 2017 | -76.2% | CA$-5.69 Billion | CA$7.46 Billion | CA$5.12 Billion | CA$10.81 Billion | ▲ +7.3 pp |
| 2016 | -83.5% | CA$-5.08 Billion | CA$6.09 Billion | CA$4.21 Billion | CA$9.30 Billion | ▲ +0.4 pp |
| 2015 | -83.9% | CA$-4.80 Billion | CA$5.73 Billion | CA$3.80 Billion | CA$8.60 Billion | ▲ +19.9 pp |
| 2014 | -103.8% | CA$-5.66 Billion | CA$5.46 Billion | CA$4.43 Billion | CA$10.09 Billion | ▲ +1.3 pp |
| 2013 | -105.1% | CA$-5.21 Billion | CA$4.95 Billion | CA$4.78 Billion | CA$9.99 Billion | ▼ -198.0 pp |
| 2012 | 92.9% | CA$4.54 Billion | CA$4.89 Billion | CA$4.55 Billion | CA$5.00 Million | ▲ +247.3 pp |
| 2011 | -154.4% | CA$-6.70 Billion | CA$4.34 Billion | CA$2.98 Billion | CA$9.68 Billion | ▼ -66.0 pp |
| 2008 | -88.4% | CA$-2.33 Billion | CA$2.63 Billion | CA$2.45 Billion | CA$4.77 Billion | ▼ -117.8 pp |
| 2006 | 29.5% | CA$1.01 Billion | CA$3.42 Billion | CA$1.82 Billion | CA$816.43 Million | ▲ +150.7 pp |
| 2005 | -121.3% | CA$-3.51 Billion | CA$2.89 Billion | CA$1.92 Billion | CA$5.42 Billion | ▲ +52.2 pp |
| 2004 | -173.5% | CA$-3.57 Billion | CA$2.06 Billion | CA$2.00 Billion | CA$5.57 Billion | ▼ -292.3 pp |
| 2003 | 118.8% | CA$1.18 Billion | CA$989.07 Million | CA$1.55 Billion | CA$376.86 Million | — |