Intact Financial Corporation (IFC) — Cash Flow-to-Debt Ratio
Intact Financial Corporation (IFC) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of CA$426.00 Million could theoretically repay 0% of its total liabilities (CA$41.59 Billion) in one year. See cash generation quality of Intact Financial Corporation to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Intact Financial Corporation Cash Flow-to-Debt Ratio (2003–2025)
Historical debt coverage capacity for Intact Financial Corporation across 23 annual periods. Also explore Intact Financial Corporation equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Intact Financial Corporation (2003–2025)
Year-by-year debt coverage analysis for Intact Financial Corporation. For market capitalisation and broader financial context, see Intact Financial Corporation market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (CAD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.10x | CA$4.39 Billion | CA$42.03 Billion | ▲ +27.5% |
| 2024 | 0.08x | CA$3.39 Billion | CA$41.38 Billion | ▲ +75.2% |
| 2023 | 0.05x | CA$1.85 Billion | CA$39.50 Billion | ▼ -52.0% |
| 2022 | 0.10x | CA$3.67 Billion | CA$37.61 Billion | ▲ +19.0% |
| 2021 | 0.08x | CA$3.13 Billion | CA$38.20 Billion | ▼ -11.1% |
| 2020 | 0.09x | CA$2.35 Billion | CA$25.54 Billion | ▲ +68.1% |
| 2019 | 0.05x | CA$1.29 Billion | CA$23.55 Billion | ▲ +35.8% |
| 2018 | 0.04x | CA$833.00 Million | CA$20.65 Billion | ▲ +5.7% |
| 2017 | 0.04x | CA$781.00 Million | CA$20.46 Billion | ▼ -30.3% |
| 2016 | 0.05x | CA$925.00 Million | CA$16.90 Billion | ▼ -4.5% |
| 2015 | 0.06x | CA$889.00 Million | CA$15.51 Billion | ▼ -38.6% |
| 2014 | 0.09x | CA$1.41 Billion | CA$15.12 Billion | ▲ +647.9% |
| 2013 | 0.01x | CA$185.00 Million | CA$14.82 Billion | ▼ -74.2% |
| 2012 | 0.05x | CA$723.00 Million | CA$14.92 Billion | ▲ +41.2% |
| 2011 | 0.03x | CA$529.00 Million | CA$15.41 Billion | ▼ -13.4% |
| 2010 | 0.04x | CA$360.00 Million | CA$9.08 Billion | ▼ -38.3% |
| 2009 | 0.06x | CA$538.00 Million | CA$8.37 Billion | ▼ -25.9% |
| 2008 | 0.09x | CA$619.70 Million | CA$7.14 Billion | ▲ +1.0% |
| 2007 | 0.09x | CA$620.30 Million | CA$7.22 Billion | ▲ +38.7% |
| 2006 | 0.06x | CA$430.94 Million | CA$6.96 Billion | ▼ -31.6% |
| 2005 | 0.09x | CA$637.45 Million | CA$7.03 Billion | ▼ -50.5% |
| 2004 | 0.18x | CA$1.39 Billion | CA$7.60 Billion | ▲ +89.4% |
| 2003 | 0.10x | CA$572.00 Million | CA$5.92 Billion | — |