Intact Financial Corporation Cash Flow-to-Debt Ratio
Intact Financial Corporation cash flow-to-debt ratio. Intact Financial Corporation (IFC) has a Cash Flow-to-Debt Ratio of 0.03x as of June 2026, meaning its operating cash flow of CA$1.08 Billion could theoretically repay 0% of its total liabilities (CA$42.56 Billion) in one year. Check Intact Financial Corporation cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Intact Financial Corporation (2003–2025)
Cash flow-to-debt ratio of Intact Financial Corporation from 2003 to 2025. Historical debt coverage capacity for Intact Financial Corporation across 23 annual periods. Check Intact Financial Corporation cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Intact Financial Corporation Cash Flow-to-Debt Ratio by Year (2003–2025)
Intact Financial Corporation cash flow-to-debt ratio by year from 2003 to 2025. Year-by-year debt coverage analysis for Intact Financial Corporation. For the full cash flow conversion analysis, see cash efficiency ratio of Intact Financial Corporation.
| Year | CF-to-Debt Ratio | Operating CF (CAD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.10x | CA$4.39 Billion | CA$42.03 Billion | ▲ +27.5% |
| 2024 | 0.08x | CA$3.39 Billion | CA$41.38 Billion | ▲ +75.2% |
| 2023 | 0.05x | CA$1.85 Billion | CA$39.50 Billion | ▼ -52.0% |
| 2022 | 0.10x | CA$3.67 Billion | CA$37.61 Billion | ▲ +19.0% |
| 2021 | 0.08x | CA$3.13 Billion | CA$38.20 Billion | ▼ -11.1% |
| 2020 | 0.09x | CA$2.35 Billion | CA$25.54 Billion | ▲ +68.1% |
| 2019 | 0.05x | CA$1.29 Billion | CA$23.55 Billion | ▲ +35.8% |
| 2018 | 0.04x | CA$833.00 Million | CA$20.65 Billion | ▲ +5.7% |
| 2017 | 0.04x | CA$781.00 Million | CA$20.46 Billion | ▼ -30.3% |
| 2016 | 0.05x | CA$925.00 Million | CA$16.90 Billion | ▼ -4.5% |
| 2015 | 0.06x | CA$889.00 Million | CA$15.51 Billion | ▼ -38.6% |
| 2014 | 0.09x | CA$1.41 Billion | CA$15.12 Billion | ▲ +647.9% |
| 2013 | 0.01x | CA$185.00 Million | CA$14.82 Billion | ▼ -74.2% |
| 2012 | 0.05x | CA$723.00 Million | CA$14.92 Billion | ▲ +41.2% |
| 2011 | 0.03x | CA$529.00 Million | CA$15.41 Billion | ▼ -13.4% |
| 2010 | 0.04x | CA$360.00 Million | CA$9.08 Billion | ▼ -38.3% |
| 2009 | 0.06x | CA$538.00 Million | CA$8.37 Billion | ▼ -25.9% |
| 2008 | 0.09x | CA$619.70 Million | CA$7.14 Billion | ▲ +1.0% |
| 2007 | 0.09x | CA$620.30 Million | CA$7.22 Billion | ▲ +38.7% |
| 2006 | 0.06x | CA$430.94 Million | CA$6.96 Billion | ▼ -31.6% |
| 2005 | 0.09x | CA$637.45 Million | CA$7.03 Billion | ▼ -50.5% |
| 2004 | 0.18x | CA$1.39 Billion | CA$7.60 Billion | ▲ +89.4% |
| 2003 | 0.10x | CA$572.00 Million | CA$5.92 Billion | — |