Intact Financial Corporation (IFC) — Cash Flow Quality Index
Intact Financial Corporation (IFC) has a Cash Flow Quality Index of 0.57x as of March 2026. Operating cash flow of CA$426.00 Million is below net income of CA$752.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore IFC long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Intact Financial Corporation Cash Flow Quality Index (2003–2025)
Historical Cash Flow Quality Index for Intact Financial Corporation across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check IFC tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Intact Financial Corporation (2003–2025)
Year-by-year earnings quality comparison for Intact Financial Corporation. For live market cap and the full company financial profile, see Intact Financial Corporation stock valuation.
| Year | Quality Index | Operating CF (CAD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.02x | CA$4.39 Billion | CA$4.31 Billion | ▼ -13.4% |
| 2024 | 1.18x | CA$3.39 Billion | CA$2.88 Billion | ▲ +15.0% |
| 2023 | 1.02x | CA$1.85 Billion | CA$1.80 Billion | ▼ -17.9% |
| 2022 | 1.25x | CA$3.67 Billion | CA$2.94 Billion | ▲ +2.2% |
| 2021 | 1.22x | CA$3.13 Billion | CA$2.57 Billion | ▼ -29.6% |
| 2020 | 1.73x | CA$2.35 Billion | CA$1.36 Billion | ▲ +11.8% |
| 2019 | 1.55x | CA$1.29 Billion | CA$833.00 Million | ▲ +64.7% |
| 2018 | 0.94x | CA$833.00 Million | CA$886.00 Million | ▲ +13.4% |
| 2017 | 0.83x | CA$781.00 Million | CA$942.00 Million | ▼ -38.5% |
| 2016 | 1.35x | CA$925.00 Million | CA$686.00 Million | ▲ +32.7% |
| 2015 | 1.02x | CA$889.00 Million | CA$875.00 Million | ▼ -31.1% |
| 2014 | 1.48x | CA$1.41 Billion | CA$957.00 Million | ▲ +270.9% |
| 2013 | 0.40x | CA$185.00 Million | CA$465.00 Million | ▼ -67.7% |
| 2012 | 1.23x | CA$723.00 Million | CA$587.00 Million | ▲ +6.4% |
| 2011 | 1.16x | CA$529.00 Million | CA$457.00 Million | ▲ +60.1% |
| 2010 | 0.72x | CA$360.00 Million | CA$498.00 Million | ▼ -83.0% |
| 2009 | 4.25x | CA$538.00 Million | CA$126.70 Million | ▼ -12.2% |
| 2008 | 4.83x | CA$619.70 Million | CA$128.20 Million | ▲ +296.1% |
| 2007 | 1.22x | CA$620.30 Million | CA$508.30 Million | ▲ +86.3% |
| 2006 | 0.65x | CA$430.94 Million | CA$658.05 Million | ▼ -19.7% |
| 2005 | 0.82x | CA$637.45 Million | CA$781.78 Million | ▼ -63.4% |
| 2004 | 2.23x | CA$1.39 Billion | CA$624.15 Million | ▼ -41.3% |
| 2003 | 3.80x | CA$572.00 Million | CA$150.49 Million | — |