Intact Financial Corporation Cash Flow Quality Index

Latest as of June 2026: 1.15x

Intact Financial Corporation cash flow quality index. Intact Financial Corporation (IFC) has a Cash Flow Quality Index of 1.15x as of June 2026. Operating cash flow of CA$1.08 Billion exceeds net income of CA$937.00 Million, indicating high earnings quality where cash backs reported profits. See Intact Financial Corporation (IFC) financial flexibility to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

1.15x
Operating CF / Net Income

Operating Cash Flow

CA$1.08 Billion
CAD

Net Income

CA$937.00 Million
CAD

Data as of

Jun 2026
Most recent filing

Cash Flow Quality Index of Intact Financial Corporation (2003–2025)

Cash flow quality index of Intact Financial Corporation from 2003 to 2025. Historical Cash Flow Quality Index for Intact Financial Corporation across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore debt repayment capacity of Intact Financial Corporation to assess how comfortably operating cash covers total debt obligations.

Intact Financial Corporation Cash Flow Quality Index by Year (2003–2025)

Intact Financial Corporation cash flow quality index by year from 2003 to 2025. Year-by-year earnings quality comparison for Intact Financial Corporation. For the full cash flow conversion analysis, see cash efficiency ratio of Intact Financial Corporation.

Year Quality Index Operating CF (CAD) Net Income YoY Change
2025 1.02x CA$4.39 Billion CA$4.31 Billion ▼ -13.4%
2024 1.18x CA$3.39 Billion CA$2.88 Billion ▲ +15.0%
2023 1.02x CA$1.85 Billion CA$1.80 Billion ▼ -17.9%
2022 1.25x CA$3.67 Billion CA$2.94 Billion ▲ +2.2%
2021 1.22x CA$3.13 Billion CA$2.57 Billion ▼ -29.6%
2020 1.73x CA$2.35 Billion CA$1.36 Billion ▲ +11.8%
2019 1.55x CA$1.29 Billion CA$833.00 Million ▲ +64.7%
2018 0.94x CA$833.00 Million CA$886.00 Million ▲ +13.4%
2017 0.83x CA$781.00 Million CA$942.00 Million ▼ -38.5%
2016 1.35x CA$925.00 Million CA$686.00 Million ▲ +32.7%
2015 1.02x CA$889.00 Million CA$875.00 Million ▼ -31.1%
2014 1.48x CA$1.41 Billion CA$957.00 Million ▲ +270.9%
2013 0.40x CA$185.00 Million CA$465.00 Million ▼ -67.7%
2012 1.23x CA$723.00 Million CA$587.00 Million ▲ +6.4%
2011 1.16x CA$529.00 Million CA$457.00 Million ▲ +60.1%
2010 0.72x CA$360.00 Million CA$498.00 Million ▼ -83.0%
2009 4.25x CA$538.00 Million CA$126.70 Million ▼ -12.2%
2008 4.83x CA$619.70 Million CA$128.20 Million ▲ +296.1%
2007 1.22x CA$620.30 Million CA$508.30 Million ▲ +86.3%
2006 0.65x CA$430.94 Million CA$658.05 Million ▼ -19.7%
2005 0.82x CA$637.45 Million CA$781.78 Million ▼ -63.4%
2004 2.23x CA$1.39 Billion CA$624.15 Million ▼ -41.3%
2003 3.80x CA$572.00 Million CA$150.49 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.