Intact Financial Corporation (IFC) — Cash Flow Quality Index
Intact Financial Corporation (IFC) has a Cash Flow Quality Index of 1.15x as of June 2026. Operating cash flow of CA$1.08 Billion exceeds net income of CA$937.00 Million, indicating high earnings quality where cash backs reported profits. Explore IFC cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Intact Financial Corporation Cash Flow Quality Index (2003–2025)
Historical Cash Flow Quality Index for Intact Financial Corporation across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Intact Financial Corporation cash flow conversion.
Annual Cash Flow Quality Index for Intact Financial Corporation (2003–2025)
Year-by-year earnings quality comparison for Intact Financial Corporation.
| Year | Quality Index | Operating CF (CAD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.02x | CA$4.39 Billion | CA$4.31 Billion | ▼ -13.4% |
| 2024 | 1.18x | CA$3.39 Billion | CA$2.88 Billion | ▲ +15.0% |
| 2023 | 1.02x | CA$1.85 Billion | CA$1.80 Billion | ▼ -17.9% |
| 2022 | 1.25x | CA$3.67 Billion | CA$2.94 Billion | ▲ +2.2% |
| 2021 | 1.22x | CA$3.13 Billion | CA$2.57 Billion | ▼ -29.6% |
| 2020 | 1.73x | CA$2.35 Billion | CA$1.36 Billion | ▲ +11.8% |
| 2019 | 1.55x | CA$1.29 Billion | CA$833.00 Million | ▲ +64.7% |
| 2018 | 0.94x | CA$833.00 Million | CA$886.00 Million | ▲ +13.4% |
| 2017 | 0.83x | CA$781.00 Million | CA$942.00 Million | ▼ -38.5% |
| 2016 | 1.35x | CA$925.00 Million | CA$686.00 Million | ▲ +32.7% |
| 2015 | 1.02x | CA$889.00 Million | CA$875.00 Million | ▼ -31.1% |
| 2014 | 1.48x | CA$1.41 Billion | CA$957.00 Million | ▲ +270.9% |
| 2013 | 0.40x | CA$185.00 Million | CA$465.00 Million | ▼ -67.7% |
| 2012 | 1.23x | CA$723.00 Million | CA$587.00 Million | ▲ +6.4% |
| 2011 | 1.16x | CA$529.00 Million | CA$457.00 Million | ▲ +60.1% |
| 2010 | 0.72x | CA$360.00 Million | CA$498.00 Million | ▼ -83.0% |
| 2009 | 4.25x | CA$538.00 Million | CA$126.70 Million | ▼ -12.2% |
| 2008 | 4.83x | CA$619.70 Million | CA$128.20 Million | ▲ +296.1% |
| 2007 | 1.22x | CA$620.30 Million | CA$508.30 Million | ▲ +86.3% |
| 2006 | 0.65x | CA$430.94 Million | CA$658.05 Million | ▼ -19.7% |
| 2005 | 0.82x | CA$637.45 Million | CA$781.78 Million | ▼ -63.4% |
| 2004 | 2.23x | CA$1.39 Billion | CA$624.15 Million | ▼ -41.3% |
| 2003 | 3.80x | CA$572.00 Million | CA$150.49 Million | — |