Intact Financial Corporation Financial Flexibility Index

Latest as of June 2026: 0.03x

Intact Financial Corporation financial flexibility index. Intact Financial Corporation (IFC) has a Financial Flexibility Index of 0.03x as of June 2026. Free cash flow of CA$1.22 Billion (operating CF CA$1.08 Billion minus capex CA$138.00 Million) represents 0% of total liabilities (CA$42.56 Billion). See Intact Financial Corporation free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

CA$1.22 Billion
Operating CF − Capex

Total Liabilities

CA$42.56 Billion
CAD

Capital Expenditures

CA$138.00 Million
CAD

Financial Flexibility Index of Intact Financial Corporation (2003–2025)

Financial flexibility index of Intact Financial Corporation from 2003 to 2025. Historical Financial Flexibility Index trend for Intact Financial Corporation across 23 annual periods. Check Intact Financial Corporation earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.

Intact Financial Corporation Financial Flexibility Index by Year (2003–2025)

Intact Financial Corporation financial flexibility index by year from 2003 to 2025. Year-by-year free cash flow to debt coverage for Intact Financial Corporation. For the full cash flow conversion analysis, see Intact Financial Corporation cash conversion from operations.

Year Flexibility Index Free Cash Flow (CAD) Operating CF Total Liabilities YoY Change
2025 0.12x CA$4.84 Billion CA$4.39 Billion CA$42.03 Billion ▲ +25.0%
2024 0.09x CA$3.82 Billion CA$3.39 Billion CA$41.38 Billion ▲ +58.1%
2023 0.06x CA$2.30 Billion CA$1.85 Billion CA$39.50 Billion ▼ -46.2%
2022 0.11x CA$4.08 Billion CA$3.67 Billion CA$37.61 Billion ▲ +19.8%
2021 0.09x CA$3.46 Billion CA$3.13 Billion CA$38.20 Billion ▼ -8.1%
2020 0.10x CA$2.52 Billion CA$2.35 Billion CA$25.54 Billion ▲ +64.8%
2019 0.06x CA$1.41 Billion CA$1.29 Billion CA$23.55 Billion ▲ +29.9%
2018 0.05x CA$950.00 Million CA$833.00 Million CA$20.65 Billion ▲ +7.1%
2017 0.04x CA$879.00 Million CA$781.00 Million CA$20.46 Billion ▼ -30.5%
2016 0.06x CA$1.04 Billion CA$925.00 Million CA$16.90 Billion ▼ -2.0%
2015 0.06x CA$978.00 Million CA$889.00 Million CA$15.51 Billion ▼ -36.8%
2014 0.10x CA$1.51 Billion CA$1.41 Billion CA$15.12 Billion ▲ +422.5%
2013 0.02x CA$283.00 Million CA$185.00 Million CA$14.82 Billion ▼ -64.2%
2012 0.05x CA$796.00 Million CA$723.00 Million CA$14.92 Billion ▲ +40.6%
2011 0.04x CA$585.00 Million CA$529.00 Million CA$15.41 Billion ▼ -14.3%
2010 0.04x CA$402.00 Million CA$360.00 Million CA$9.08 Billion ▼ -37.0%
2009 0.07x CA$588.60 Million CA$538.00 Million CA$8.37 Billion ▼ -25.0%
2008 0.09x CA$669.30 Million CA$619.70 Million CA$7.14 Billion ▲ +1.3%
2007 0.09x CA$667.70 Million CA$620.30 Million CA$7.22 Billion ▲ +36.5%
2006 0.07x CA$471.38 Million CA$430.94 Million CA$6.96 Billion ▼ -31.4%
2005 0.10x CA$694.59 Million CA$637.45 Million CA$7.03 Billion ▼ -46.6%
2004 0.18x CA$1.41 Billion CA$1.39 Billion CA$7.60 Billion ▲ +88.7%
2003 0.10x CA$580.03 Million CA$572.00 Million CA$5.92 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities