Intact Financial Corporation (IFC) — Financial Flexibility Index

Latest as of March 2026: 0.01x

Intact Financial Corporation (IFC) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of CA$580.00 Million (operating CF CA$426.00 Million minus capex CA$154.00 Million) represents 0% of total liabilities (CA$41.59 Billion). Check IFC PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

CA$580.00 Million
Operating CF − Capex

Total Liabilities

CA$41.59 Billion
CAD

Capital Expenditures

CA$154.00 Million
CAD

Intact Financial Corporation Financial Flexibility Index (2003–2025)

Historical Financial Flexibility Index trend for Intact Financial Corporation across 23 annual periods. See Intact Financial Corporation current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Intact Financial Corporation (2003–2025)

Year-by-year free cash flow to debt coverage for Intact Financial Corporation. For the full company profile including market capitalisation, see IFC market cap.

Year Flexibility Index Free Cash Flow (CAD) Operating CF Total Liabilities YoY Change
2025 0.12x CA$4.84 Billion CA$4.39 Billion CA$42.03 Billion ▲ +25.0%
2024 0.09x CA$3.82 Billion CA$3.39 Billion CA$41.38 Billion ▲ +58.1%
2023 0.06x CA$2.30 Billion CA$1.85 Billion CA$39.50 Billion ▼ -46.2%
2022 0.11x CA$4.08 Billion CA$3.67 Billion CA$37.61 Billion ▲ +19.8%
2021 0.09x CA$3.46 Billion CA$3.13 Billion CA$38.20 Billion ▼ -8.1%
2020 0.10x CA$2.52 Billion CA$2.35 Billion CA$25.54 Billion ▲ +64.8%
2019 0.06x CA$1.41 Billion CA$1.29 Billion CA$23.55 Billion ▲ +29.9%
2018 0.05x CA$950.00 Million CA$833.00 Million CA$20.65 Billion ▲ +7.1%
2017 0.04x CA$879.00 Million CA$781.00 Million CA$20.46 Billion ▼ -30.5%
2016 0.06x CA$1.04 Billion CA$925.00 Million CA$16.90 Billion ▼ -2.0%
2015 0.06x CA$978.00 Million CA$889.00 Million CA$15.51 Billion ▼ -36.8%
2014 0.10x CA$1.51 Billion CA$1.41 Billion CA$15.12 Billion ▲ +422.5%
2013 0.02x CA$283.00 Million CA$185.00 Million CA$14.82 Billion ▼ -64.2%
2012 0.05x CA$796.00 Million CA$723.00 Million CA$14.92 Billion ▲ +40.6%
2011 0.04x CA$585.00 Million CA$529.00 Million CA$15.41 Billion ▼ -14.3%
2010 0.04x CA$402.00 Million CA$360.00 Million CA$9.08 Billion ▼ -37.0%
2009 0.07x CA$588.60 Million CA$538.00 Million CA$8.37 Billion ▼ -25.0%
2008 0.09x CA$669.30 Million CA$619.70 Million CA$7.14 Billion ▲ +1.3%
2007 0.09x CA$667.70 Million CA$620.30 Million CA$7.22 Billion ▲ +36.5%
2006 0.07x CA$471.38 Million CA$430.94 Million CA$6.96 Billion ▼ -31.4%
2005 0.10x CA$694.59 Million CA$637.45 Million CA$7.03 Billion ▼ -46.6%
2004 0.18x CA$1.41 Billion CA$1.39 Billion CA$7.60 Billion ▲ +88.7%
2003 0.10x CA$580.03 Million CA$572.00 Million CA$5.92 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities