Intact Financial Corporation (IFC) — Cash Flow Reinvestment Rate

Latest as of March 2026: 3.63x

Intact Financial Corporation (IFC) has a Cash Flow Reinvestment Rate of 3.63x as of March 2026, reinvesting CA$1.54 Billion (capex CA$154.00 Million plus investments CA$1.39 Billion) from operating cash flow of CA$426.00 Million. Explore IFC capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

3.63x
(Capex + Investments) / Operating CF

Total Reinvested

CA$1.54 Billion
Capex + Investments

Operating Cash Flow

CA$426.00 Million
CAD

Capital Expenditures

CA$154.00 Million
CAD

Intact Financial Corporation Cash Flow Reinvestment Rate (2003–2025)

Historical reinvestment intensity for Intact Financial Corporation across 23 annual periods. Also explore IFC total asset value for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Intact Financial Corporation (2003–2025)

Year-by-year capital reinvestment analysis for Intact Financial Corporation. For live market cap and broader valuation context, see market cap of Intact Financial Corporation.

Year Reinvestment Rate Total Reinvested (CAD) Operating CF Capex YoY Change
2025 0.45x CA$1.96 Billion CA$4.39 Billion CA$457.00 Million ▼ -25.9%
2024 0.60x CA$2.04 Billion CA$3.39 Billion CA$429.00 Million ▼ -54.8%
2023 1.33x CA$2.46 Billion CA$1.85 Billion CA$458.00 Million ▲ +54.9%
2022 0.86x CA$3.16 Billion CA$3.67 Billion CA$411.00 Million ▲ +28.0%
2021 0.67x CA$2.10 Billion CA$3.13 Billion CA$327.00 Million ▼ -39.3%
2020 1.11x CA$2.60 Billion CA$2.35 Billion CA$163.00 Million ▲ +49.0%
2019 0.74x CA$959.00 Million CA$1.29 Billion CA$117.00 Million ▲ +54.0%
2018 0.48x CA$402.00 Million CA$833.00 Million CA$117.00 Million ▼ -80.8%
2017 2.52x CA$1.97 Billion CA$781.00 Million CA$98.00 Million ▲ +165.0%
2016 0.95x CA$879.00 Million CA$925.00 Million CA$120.00 Million ▲ +230.0%
2015 0.29x CA$256.00 Million CA$889.00 Million CA$89.00 Million ▼ -56.4%
2014 0.66x CA$932.00 Million CA$1.41 Billion CA$97.00 Million ▼ -69.2%
2013 2.14x CA$396.00 Million CA$185.00 Million CA$98.00 Million ▲ +2020.0%
2012 0.10x CA$73.00 Million CA$723.00 Million CA$73.00 Million ▼ -4.6%
2011 0.11x CA$56.00 Million CA$529.00 Million CA$56.00 Million ▼ -9.3%
2010 0.12x CA$42.00 Million CA$360.00 Million CA$42.00 Million ▲ +24.0%
2009 0.09x CA$50.60 Million CA$538.00 Million CA$50.60 Million ▲ +17.5%
2008 0.08x CA$49.60 Million CA$619.70 Million CA$49.60 Million ▲ +4.7%
2007 0.08x CA$47.40 Million CA$620.30 Million CA$47.40 Million ▼ -18.6%
2006 0.09x CA$40.45 Million CA$430.94 Million CA$40.45 Million ▲ +4.7%
2005 0.09x CA$57.14 Million CA$637.45 Million CA$57.14 Million ▲ +778.0%
2004 0.01x CA$14.21 Million CA$1.39 Billion CA$14.21 Million ▼ -27.2%
2003 0.01x CA$8.02 Million CA$572.00 Million CA$8.02 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow