Intact Financial Corporation (IFC) — Cash Flow Reinvestment Rate
Intact Financial Corporation (IFC) has a Cash Flow Reinvestment Rate of 3.63x as of March 2026, reinvesting CA$1.54 Billion (capex CA$154.00 Million plus investments CA$1.39 Billion) from operating cash flow of CA$426.00 Million. Check IFC cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Intact Financial Corporation Cash Flow Reinvestment Rate (2003–2025)
Historical reinvestment intensity for Intact Financial Corporation across 23 annual periods. Explore Intact Financial Corporation (IFC) investment intensity to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Intact Financial Corporation (2003–2025)
Year-by-year capital reinvestment analysis for Intact Financial Corporation. For live market cap and broader valuation context, see IFC stock market capitalisation.
| Year | Reinvestment Rate | Total Reinvested (CAD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.45x | CA$1.96 Billion | CA$4.39 Billion | CA$457.00 Million | ▼ -25.9% |
| 2024 | 0.60x | CA$2.04 Billion | CA$3.39 Billion | CA$429.00 Million | ▼ -54.8% |
| 2023 | 1.33x | CA$2.46 Billion | CA$1.85 Billion | CA$458.00 Million | ▲ +54.9% |
| 2022 | 0.86x | CA$3.16 Billion | CA$3.67 Billion | CA$411.00 Million | ▲ +28.0% |
| 2021 | 0.67x | CA$2.10 Billion | CA$3.13 Billion | CA$327.00 Million | ▼ -39.3% |
| 2020 | 1.11x | CA$2.60 Billion | CA$2.35 Billion | CA$163.00 Million | ▲ +49.0% |
| 2019 | 0.74x | CA$959.00 Million | CA$1.29 Billion | CA$117.00 Million | ▲ +54.0% |
| 2018 | 0.48x | CA$402.00 Million | CA$833.00 Million | CA$117.00 Million | ▼ -80.8% |
| 2017 | 2.52x | CA$1.97 Billion | CA$781.00 Million | CA$98.00 Million | ▲ +165.0% |
| 2016 | 0.95x | CA$879.00 Million | CA$925.00 Million | CA$120.00 Million | ▲ +230.0% |
| 2015 | 0.29x | CA$256.00 Million | CA$889.00 Million | CA$89.00 Million | ▼ -56.4% |
| 2014 | 0.66x | CA$932.00 Million | CA$1.41 Billion | CA$97.00 Million | ▼ -69.2% |
| 2013 | 2.14x | CA$396.00 Million | CA$185.00 Million | CA$98.00 Million | ▲ +2020.0% |
| 2012 | 0.10x | CA$73.00 Million | CA$723.00 Million | CA$73.00 Million | ▼ -4.6% |
| 2011 | 0.11x | CA$56.00 Million | CA$529.00 Million | CA$56.00 Million | ▼ -9.3% |
| 2010 | 0.12x | CA$42.00 Million | CA$360.00 Million | CA$42.00 Million | ▲ +24.0% |
| 2009 | 0.09x | CA$50.60 Million | CA$538.00 Million | CA$50.60 Million | ▲ +17.5% |
| 2008 | 0.08x | CA$49.60 Million | CA$619.70 Million | CA$49.60 Million | ▲ +4.7% |
| 2007 | 0.08x | CA$47.40 Million | CA$620.30 Million | CA$47.40 Million | ▼ -18.6% |
| 2006 | 0.09x | CA$40.45 Million | CA$430.94 Million | CA$40.45 Million | ▲ +4.7% |
| 2005 | 0.09x | CA$57.14 Million | CA$637.45 Million | CA$57.14 Million | ▲ +778.0% |
| 2004 | 0.01x | CA$14.21 Million | CA$1.39 Billion | CA$14.21 Million | ▼ -27.2% |
| 2003 | 0.01x | CA$8.02 Million | CA$572.00 Million | CA$8.02 Million | — |