Intact Financial Corporation (IFC) — Cash Flow Reinvestment Rate

Latest as of June 2026: 0.58x

Intact Financial Corporation (IFC) has a Cash Flow Reinvestment Rate of 0.58x as of June 2026, reinvesting CA$624.00 Million (capex CA$138.00 Million plus investments CA$-486.00 Million) from operating cash flow of CA$1.08 Billion. See how much free cash does Intact Financial Corporation generate to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.58x
(Capex + Investments) / Operating CF

Total Reinvested

CA$624.00 Million
Capex + Investments

Operating Cash Flow

CA$1.08 Billion
CAD

Capital Expenditures

CA$138.00 Million
CAD

Intact Financial Corporation Cash Flow Reinvestment Rate (2003–2025)

Historical reinvestment intensity for Intact Financial Corporation across 23 annual periods. For the full cash flow conversion analysis, see Intact Financial Corporation cash flow conversion.

Annual Cash Flow Reinvestment Rate for Intact Financial Corporation (2003–2025)

Year-by-year capital reinvestment analysis for Intact Financial Corporation. See IFC financial flexibility score to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (CAD) Operating CF Capex YoY Change
2025 0.45x CA$1.96 Billion CA$4.39 Billion CA$457.00 Million ▼ -25.9%
2024 0.60x CA$2.04 Billion CA$3.39 Billion CA$429.00 Million ▼ -54.8%
2023 1.33x CA$2.46 Billion CA$1.85 Billion CA$458.00 Million ▲ +54.9%
2022 0.86x CA$3.16 Billion CA$3.67 Billion CA$411.00 Million ▲ +28.0%
2021 0.67x CA$2.10 Billion CA$3.13 Billion CA$327.00 Million ▼ -39.3%
2020 1.11x CA$2.60 Billion CA$2.35 Billion CA$163.00 Million ▲ +49.0%
2019 0.74x CA$959.00 Million CA$1.29 Billion CA$117.00 Million ▲ +54.0%
2018 0.48x CA$402.00 Million CA$833.00 Million CA$117.00 Million ▼ -80.8%
2017 2.52x CA$1.97 Billion CA$781.00 Million CA$98.00 Million ▲ +165.0%
2016 0.95x CA$879.00 Million CA$925.00 Million CA$120.00 Million ▲ +230.0%
2015 0.29x CA$256.00 Million CA$889.00 Million CA$89.00 Million ▼ -56.4%
2014 0.66x CA$932.00 Million CA$1.41 Billion CA$97.00 Million ▼ -69.2%
2013 2.14x CA$396.00 Million CA$185.00 Million CA$98.00 Million ▲ +2020.0%
2012 0.10x CA$73.00 Million CA$723.00 Million CA$73.00 Million ▼ -4.6%
2011 0.11x CA$56.00 Million CA$529.00 Million CA$56.00 Million ▼ -9.3%
2010 0.12x CA$42.00 Million CA$360.00 Million CA$42.00 Million ▲ +24.0%
2009 0.09x CA$50.60 Million CA$538.00 Million CA$50.60 Million ▲ +17.5%
2008 0.08x CA$49.60 Million CA$619.70 Million CA$49.60 Million ▲ +4.7%
2007 0.08x CA$47.40 Million CA$620.30 Million CA$47.40 Million ▼ -18.6%
2006 0.09x CA$40.45 Million CA$430.94 Million CA$40.45 Million ▲ +4.7%
2005 0.09x CA$57.14 Million CA$637.45 Million CA$57.14 Million ▲ +778.0%
2004 0.01x CA$14.21 Million CA$1.39 Billion CA$14.21 Million ▼ -27.2%
2003 0.01x CA$8.02 Million CA$572.00 Million CA$8.02 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow