Arrow Financial Corporation (AROW) — Capital Reinvestment Ratio
Arrow Financial Corporation (AROW) has a Capital Reinvestment Ratio of 0.18x as of December 2025, meaning it reinvests 0% of its operating cash flow ($5.91 Million) in capital expenditures ($1.07 Million). See AROW net asset quality index to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Arrow Financial Corporation Capital Reinvestment Ratio (1991–2025)
This chart tracks Arrow Financial Corporation's Capital Reinvestment Ratio across 35 annual periods. Check how aggressively does Arrow Financial Corporation reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for Arrow Financial Corporation (1991–2025)
Year-by-year Capital Reinvestment Ratio for Arrow Financial Corporation from 1991 to 2025. For live market cap and broader valuation context, see Arrow Financial Corporation (AROW) total market value.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.12x | $41.28 Million | $5.09 Million | ▼ -24.1% |
| 2024 | 0.16x | $34.47 Million | $5.60 Million | ▼ -32.0% |
| 2023 | 0.24x | $59.71 Million | $14.25 Million | ▲ +0.0% |
| 2022 | 0.24x | $59.71 Million | $14.25 Million | ▲ +128.1% |
| 2021 | 0.10x | $68.21 Million | $7.14 Million | ▼ -13.7% |
| 2020 | 0.12x | $42.31 Million | $5.13 Million | ▼ -31.5% |
| 2019 | 0.18x | $43.94 Million | $7.79 Million | ▲ +45.7% |
| 2018 | 0.12x | $41.98 Million | $5.10 Million | ▲ +76.7% |
| 2017 | 0.07x | $37.83 Million | $2.60 Million | ▲ +65.6% |
| 2016 | 0.04x | $34.70 Million | $1.44 Million | ▼ -25.9% |
| 2015 | 0.06x | $28.93 Million | $1.62 Million | ▲ +17.0% |
| 2014 | 0.05x | $30.64 Million | $1.47 Million | ▼ -21.3% |
| 2013 | 0.06x | $36.67 Million | $2.23 Million | ▼ -75.5% |
| 2012 | 0.25x | $32.46 Million | $8.07 Million | ▲ +67.1% |
| 2011 | 0.15x | $36.09 Million | $5.37 Million | ▲ +40.7% |
| 2010 | 0.11x | $10.22 Million | $1.08 Million | ▼ -19.8% |
| 2009 | 0.13x | $18.96 Million | $2.50 Million | ▲ +36.7% |
| 2008 | 0.10x | $25.59 Million | $2.47 Million | ▲ +41.1% |
| 2007 | 0.07x | $21.21 Million | $1.45 Million | ▲ +17.5% |
| 2006 | 0.06x | $23.18 Million | $1.35 Million | ▼ -12.9% |
| 2005 | 0.07x | $23.77 Million | $1.59 Million | ▼ -21.8% |
| 2004 | 0.09x | $21.61 Million | $1.85 Million | ▲ +45.9% |
| 2003 | 0.06x | $26.15 Million | $1.53 Million | ▼ -30.2% |
| 2002 | 0.08x | $18.96 Million | $1.59 Million | ▲ +30.6% |
| 2001 | 0.06x | $28.13 Million | $1.81 Million | ▼ -26.7% |
| 2000 | 0.09x | $20.21 Million | $1.77 Million | ▼ -34.9% |
| 1999 | 0.13x | $14.10 Million | $1.90 Million | ▲ +128.1% |
| 1998 | 0.06x | $23.70 Million | $1.40 Million | ▼ -21.2% |
| 1997 | 0.08x | $12.00 Million | $900.00K | ▼ -53.9% |
| 1996 | 0.16x | $12.90 Million | $2.10 Million | ▲ +692.2% |
| 1995 | 0.02x | $29.20 Million | $600.00K | ▼ -46.1% |
| 1994 | 0.04x | $21.00 Million | $800.00K | ▲ +319.0% |
| 1993 | 0.01x | $44.00 Million | $400.00K | ▼ -50.6% |
| 1992 | 0.02x | $38.00 Million | $700.00K | ▼ -77.2% |
| 1991 | 0.08x | $21.00 Million | $1.70 Million | — |