Arrow Financial Corporation (AROW) — Cash Flow Reinvestment Rate
Arrow Financial Corporation (AROW) has a Cash Flow Reinvestment Rate of 1.47x as of June 2026, reinvesting $23.14 Million (capex $4.21 Million plus investments $18.93 Million) from operating cash flow of $15.79 Million. See Arrow Financial Corporation free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Arrow Financial Corporation Cash Flow Reinvestment Rate (1991–2025)
Historical reinvestment intensity for Arrow Financial Corporation across 35 annual periods. For the full cash flow conversion analysis, see AROW operating cash flow.
Annual Cash Flow Reinvestment Rate for Arrow Financial Corporation (1991–2025)
Year-by-year capital reinvestment analysis for Arrow Financial Corporation. See Arrow Financial Corporation (AROW) financial flexibility to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.50x | $20.77 Million | $41.28 Million | $5.09 Million | ▼ -81.7% |
| 2024 | 2.74x | $94.55 Million | $34.47 Million | $5.60 Million | ▲ +13.2% |
| 2023 | 2.42x | $144.64 Million | $59.71 Million | $14.25 Million | ▲ +94.7% |
| 2022 | 1.24x | $74.31 Million | $59.71 Million | $14.25 Million | ▼ -69.3% |
| 2021 | 4.05x | $276.12 Million | $68.21 Million | $7.14 Million | ▼ -6.3% |
| 2020 | 4.32x | $182.76 Million | $42.31 Million | $5.13 Million | ▼ -4.6% |
| 2019 | 4.53x | $198.93 Million | $43.94 Million | $7.79 Million | ▼ -15.2% |
| 2018 | 5.34x | $224.14 Million | $41.98 Million | $5.10 Million | ▲ +33.7% |
| 2017 | 3.99x | $151.03 Million | $37.83 Million | $2.60 Million | ▼ -12.2% |
| 2016 | 4.55x | $157.78 Million | $34.70 Million | $1.44 Million | ▼ -42.2% |
| 2015 | 7.87x | $227.58 Million | $28.93 Million | $1.62 Million | ▲ +270.2% |
| 2014 | 2.13x | $65.11 Million | $30.64 Million | $1.47 Million | ▼ -48.2% |
| 2013 | 4.10x | $150.31 Million | $36.67 Million | $2.23 Million | ▲ +96.1% |
| 2012 | 2.09x | $67.84 Million | $32.46 Million | $8.07 Million | ▲ +137.6% |
| 2011 | 0.88x | $31.74 Million | $36.09 Million | $5.37 Million | ▲ +731.6% |
| 2010 | 0.11x | $1.08 Million | $10.22 Million | $1.08 Million | ▼ -19.8% |
| 2009 | 0.13x | $2.50 Million | $18.96 Million | $2.50 Million | ▲ +36.7% |
| 2008 | 0.10x | $2.47 Million | $25.59 Million | $2.47 Million | ▲ +41.1% |
| 2007 | 0.07x | $1.45 Million | $21.21 Million | $1.45 Million | ▲ +17.5% |
| 2006 | 0.06x | $1.35 Million | $23.18 Million | $1.35 Million | ▼ -12.9% |
| 2005 | 0.07x | $1.59 Million | $23.77 Million | $1.59 Million | ▼ -21.8% |
| 2004 | 0.09x | $1.85 Million | $21.61 Million | $1.85 Million | ▲ +45.9% |
| 2003 | 0.06x | $1.53 Million | $26.15 Million | $1.53 Million | ▼ -30.2% |
| 2002 | 0.08x | $1.59 Million | $18.96 Million | $1.59 Million | ▲ +30.6% |
| 2001 | 0.06x | $1.81 Million | $28.13 Million | $1.81 Million | ▼ -26.7% |
| 2000 | 0.09x | $1.77 Million | $20.21 Million | $1.77 Million | ▼ -34.9% |
| 1999 | 0.13x | $1.90 Million | $14.10 Million | $1.90 Million | ▲ +128.1% |
| 1998 | 0.06x | $1.40 Million | $23.70 Million | $1.40 Million | ▼ -21.2% |
| 1997 | 0.08x | $900.00K | $12.00 Million | $900.00K | ▼ -53.9% |
| 1996 | 0.16x | $2.10 Million | $12.90 Million | $2.10 Million | ▲ +692.2% |
| 1995 | 0.02x | $600.00K | $29.20 Million | $600.00K | ▼ -46.1% |
| 1994 | 0.04x | $800.00K | $21.00 Million | $800.00K | ▲ +319.0% |
| 1993 | 0.01x | $400.00K | $44.00 Million | $400.00K | ▼ -50.6% |
| 1992 | 0.02x | $700.00K | $38.00 Million | $700.00K | ▼ -77.2% |
| 1991 | 0.08x | $1.70 Million | $21.00 Million | $1.70 Million | — |