Arrow Financial Corporation (AROW) — Cash Flow Reinvestment Rate
Arrow Financial Corporation (AROW) has a Cash Flow Reinvestment Rate of 1.65x as of March 2026, reinvesting $25.19 Million (capex $1.30 Million plus investments $-23.89 Million) from operating cash flow of $15.24 Million. Check AROW cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Arrow Financial Corporation Cash Flow Reinvestment Rate (1991–2025)
Historical reinvestment intensity for Arrow Financial Corporation across 35 annual periods. Explore Arrow Financial Corporation (AROW) long-term investment share to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Arrow Financial Corporation (1991–2025)
Year-by-year capital reinvestment analysis for Arrow Financial Corporation. For live market cap and broader valuation context, see AROW market cap.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.50x | $20.77 Million | $41.28 Million | $5.09 Million | ▼ -81.7% |
| 2024 | 2.74x | $94.55 Million | $34.47 Million | $5.60 Million | ▲ +13.2% |
| 2023 | 2.42x | $144.64 Million | $59.71 Million | $14.25 Million | ▲ +94.7% |
| 2022 | 1.24x | $74.31 Million | $59.71 Million | $14.25 Million | ▼ -69.3% |
| 2021 | 4.05x | $276.12 Million | $68.21 Million | $7.14 Million | ▼ -6.3% |
| 2020 | 4.32x | $182.76 Million | $42.31 Million | $5.13 Million | ▼ -4.6% |
| 2019 | 4.53x | $198.93 Million | $43.94 Million | $7.79 Million | ▼ -15.2% |
| 2018 | 5.34x | $224.14 Million | $41.98 Million | $5.10 Million | ▲ +33.7% |
| 2017 | 3.99x | $151.03 Million | $37.83 Million | $2.60 Million | ▼ -12.2% |
| 2016 | 4.55x | $157.78 Million | $34.70 Million | $1.44 Million | ▼ -42.2% |
| 2015 | 7.87x | $227.58 Million | $28.93 Million | $1.62 Million | ▲ +270.2% |
| 2014 | 2.13x | $65.11 Million | $30.64 Million | $1.47 Million | ▼ -48.2% |
| 2013 | 4.10x | $150.31 Million | $36.67 Million | $2.23 Million | ▲ +96.1% |
| 2012 | 2.09x | $67.84 Million | $32.46 Million | $8.07 Million | ▲ +137.6% |
| 2011 | 0.88x | $31.74 Million | $36.09 Million | $5.37 Million | ▲ +731.6% |
| 2010 | 0.11x | $1.08 Million | $10.22 Million | $1.08 Million | ▼ -19.8% |
| 2009 | 0.13x | $2.50 Million | $18.96 Million | $2.50 Million | ▲ +36.7% |
| 2008 | 0.10x | $2.47 Million | $25.59 Million | $2.47 Million | ▲ +41.1% |
| 2007 | 0.07x | $1.45 Million | $21.21 Million | $1.45 Million | ▲ +17.5% |
| 2006 | 0.06x | $1.35 Million | $23.18 Million | $1.35 Million | ▼ -12.9% |
| 2005 | 0.07x | $1.59 Million | $23.77 Million | $1.59 Million | ▼ -21.8% |
| 2004 | 0.09x | $1.85 Million | $21.61 Million | $1.85 Million | ▲ +45.9% |
| 2003 | 0.06x | $1.53 Million | $26.15 Million | $1.53 Million | ▼ -30.2% |
| 2002 | 0.08x | $1.59 Million | $18.96 Million | $1.59 Million | ▲ +30.6% |
| 2001 | 0.06x | $1.81 Million | $28.13 Million | $1.81 Million | ▼ -26.7% |
| 2000 | 0.09x | $1.77 Million | $20.21 Million | $1.77 Million | ▼ -34.9% |
| 1999 | 0.13x | $1.90 Million | $14.10 Million | $1.90 Million | ▲ +128.1% |
| 1998 | 0.06x | $1.40 Million | $23.70 Million | $1.40 Million | ▼ -21.2% |
| 1997 | 0.08x | $900.00K | $12.00 Million | $900.00K | ▼ -53.9% |
| 1996 | 0.16x | $2.10 Million | $12.90 Million | $2.10 Million | ▲ +692.2% |
| 1995 | 0.02x | $600.00K | $29.20 Million | $600.00K | ▼ -46.1% |
| 1994 | 0.04x | $800.00K | $21.00 Million | $800.00K | ▲ +319.0% |
| 1993 | 0.01x | $400.00K | $44.00 Million | $400.00K | ▼ -50.6% |
| 1992 | 0.02x | $700.00K | $38.00 Million | $700.00K | ▼ -77.2% |
| 1991 | 0.08x | $1.70 Million | $21.00 Million | $1.70 Million | — |