Arrow Financial Corporation (AROW) — Cash Flow Reinvestment Rate
Arrow Financial Corporation (AROW) has a Cash Flow Reinvestment Rate of 2.07x as of December 2025, reinvesting $12.21 Million (capex $1.07 Million plus investments $-11.14 Million) from operating cash flow of $5.91 Million. Explore Arrow Financial Corporation capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Arrow Financial Corporation Cash Flow Reinvestment Rate (1991–2025)
Historical reinvestment intensity for Arrow Financial Corporation across 35 annual periods. Also explore AROW total asset value for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for Arrow Financial Corporation (1991–2025)
Year-by-year capital reinvestment analysis for Arrow Financial Corporation. For live market cap and broader valuation context, see AROW company net worth.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.50x | $20.77 Million | $41.28 Million | $5.09 Million | ▼ -81.7% |
| 2024 | 2.74x | $94.55 Million | $34.47 Million | $5.60 Million | ▲ +13.2% |
| 2023 | 2.42x | $144.64 Million | $59.71 Million | $14.25 Million | ▲ +94.7% |
| 2022 | 1.24x | $74.31 Million | $59.71 Million | $14.25 Million | ▼ -69.3% |
| 2021 | 4.05x | $276.12 Million | $68.21 Million | $7.14 Million | ▼ -6.3% |
| 2020 | 4.32x | $182.76 Million | $42.31 Million | $5.13 Million | ▼ -4.6% |
| 2019 | 4.53x | $198.93 Million | $43.94 Million | $7.79 Million | ▼ -15.2% |
| 2018 | 5.34x | $224.14 Million | $41.98 Million | $5.10 Million | ▲ +33.7% |
| 2017 | 3.99x | $151.03 Million | $37.83 Million | $2.60 Million | ▼ -12.2% |
| 2016 | 4.55x | $157.78 Million | $34.70 Million | $1.44 Million | ▼ -42.2% |
| 2015 | 7.87x | $227.58 Million | $28.93 Million | $1.62 Million | ▲ +270.2% |
| 2014 | 2.13x | $65.11 Million | $30.64 Million | $1.47 Million | ▼ -48.2% |
| 2013 | 4.10x | $150.31 Million | $36.67 Million | $2.23 Million | ▲ +96.1% |
| 2012 | 2.09x | $67.84 Million | $32.46 Million | $8.07 Million | ▲ +137.6% |
| 2011 | 0.88x | $31.74 Million | $36.09 Million | $5.37 Million | ▲ +731.6% |
| 2010 | 0.11x | $1.08 Million | $10.22 Million | $1.08 Million | ▼ -19.8% |
| 2009 | 0.13x | $2.50 Million | $18.96 Million | $2.50 Million | ▲ +36.7% |
| 2008 | 0.10x | $2.47 Million | $25.59 Million | $2.47 Million | ▲ +41.1% |
| 2007 | 0.07x | $1.45 Million | $21.21 Million | $1.45 Million | ▲ +17.5% |
| 2006 | 0.06x | $1.35 Million | $23.18 Million | $1.35 Million | ▼ -12.9% |
| 2005 | 0.07x | $1.59 Million | $23.77 Million | $1.59 Million | ▼ -21.8% |
| 2004 | 0.09x | $1.85 Million | $21.61 Million | $1.85 Million | ▲ +45.9% |
| 2003 | 0.06x | $1.53 Million | $26.15 Million | $1.53 Million | ▼ -30.2% |
| 2002 | 0.08x | $1.59 Million | $18.96 Million | $1.59 Million | ▲ +30.6% |
| 2001 | 0.06x | $1.81 Million | $28.13 Million | $1.81 Million | ▼ -26.7% |
| 2000 | 0.09x | $1.77 Million | $20.21 Million | $1.77 Million | ▼ -34.9% |
| 1999 | 0.13x | $1.90 Million | $14.10 Million | $1.90 Million | ▲ +128.1% |
| 1998 | 0.06x | $1.40 Million | $23.70 Million | $1.40 Million | ▼ -21.2% |
| 1997 | 0.08x | $900.00K | $12.00 Million | $900.00K | ▼ -53.9% |
| 1996 | 0.16x | $2.10 Million | $12.90 Million | $2.10 Million | ▲ +692.2% |
| 1995 | 0.02x | $600.00K | $29.20 Million | $600.00K | ▼ -46.1% |
| 1994 | 0.04x | $800.00K | $21.00 Million | $800.00K | ▲ +319.0% |
| 1993 | 0.01x | $400.00K | $44.00 Million | $400.00K | ▼ -50.6% |
| 1992 | 0.02x | $700.00K | $38.00 Million | $700.00K | ▼ -77.2% |
| 1991 | 0.08x | $1.70 Million | $21.00 Million | $1.70 Million | — |