Arrow Financial Corporation (AROW) — Cash Flow-to-Debt Ratio
Arrow Financial Corporation (AROW) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $15.24 Million could theoretically repay 0% of its total liabilities ($4.08 Billion) in one year. Explore AROW strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Arrow Financial Corporation Cash Flow-to-Debt Ratio (1991–2025)
Historical debt coverage capacity for Arrow Financial Corporation across 35 annual periods. Also explore total assets of Arrow Financial Corporation for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Arrow Financial Corporation (1991–2025)
Year-by-year debt coverage analysis for Arrow Financial Corporation. For market capitalisation and broader financial context, see AROW stock market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $41.28 Million | $4.01 Billion | ▲ +16.5% |
| 2024 | 0.01x | $34.47 Million | $3.91 Billion | ▼ -44.0% |
| 2023 | 0.02x | $59.71 Million | $3.79 Billion | ▼ -4.6% |
| 2022 | 0.02x | $59.71 Million | $3.62 Billion | ▼ -11.5% |
| 2021 | 0.02x | $68.21 Million | $3.66 Billion | ▲ +47.9% |
| 2020 | 0.01x | $42.31 Million | $3.35 Billion | ▼ -17.3% |
| 2019 | 0.02x | $43.94 Million | $2.88 Billion | ▼ -1.3% |
| 2018 | 0.02x | $41.98 Million | $2.72 Billion | ▲ +2.5% |
| 2017 | 0.02x | $37.83 Million | $2.51 Billion | ▲ +3.0% |
| 2016 | 0.01x | $34.70 Million | $2.37 Billion | ▲ +12.9% |
| 2015 | 0.01x | $28.93 Million | $2.23 Billion | ▼ -14.7% |
| 2014 | 0.02x | $30.64 Million | $2.02 Billion | ▼ -18.3% |
| 2013 | 0.02x | $36.67 Million | $1.97 Billion | ▲ +5.8% |
| 2012 | 0.02x | $32.46 Million | $1.85 Billion | ▼ -12.5% |
| 2011 | 0.02x | $36.09 Million | $1.80 Billion | ▲ +245.2% |
| 2010 | 0.01x | $10.22 Million | $1.76 Billion | ▼ -47.8% |
| 2009 | 0.01x | $18.96 Million | $1.70 Billion | ▼ -32.9% |
| 2008 | 0.02x | $25.59 Million | $1.54 Billion | ▲ +14.7% |
| 2007 | 0.01x | $21.21 Million | $1.46 Billion | ▼ -12.3% |
| 2006 | 0.02x | $23.18 Million | $1.40 Billion | ▼ -2.5% |
| 2005 | 0.02x | $23.77 Million | $1.40 Billion | ▼ -1.2% |
| 2004 | 0.02x | $21.61 Million | $1.26 Billion | ▼ -16.8% |
| 2003 | 0.02x | $26.15 Million | $1.27 Billion | ▲ +27.3% |
| 2002 | 0.02x | $18.96 Million | $1.17 Billion | ▼ -39.0% |
| 2001 | 0.03x | $28.13 Million | $1.06 Billion | ▲ +31.5% |
| 2000 | 0.02x | $20.21 Million | $1.00 Billion | ▲ +33.0% |
| 1999 | 0.02x | $14.10 Million | $928.82 Million | ▼ -44.8% |
| 1998 | 0.03x | $23.70 Million | $861.90 Million | ▲ +73.6% |
| 1997 | 0.02x | $12.00 Million | $757.70 Million | ▼ -29.0% |
| 1996 | 0.02x | $12.90 Million | $578.30 Million | ▼ -44.8% |
| 1995 | 0.04x | $29.20 Million | $722.30 Million | ▲ +32.4% |
| 1994 | 0.03x | $21.00 Million | $688.00 Million | ▼ -52.6% |
| 1993 | 0.06x | $44.00 Million | $683.30 Million | ▲ +15.7% |
| 1992 | 0.06x | $38.00 Million | $682.70 Million | ▲ +94.8% |
| 1991 | 0.03x | $21.00 Million | $735.00 Million | — |