Arrow Financial Corporation (AROW) — Free Cash Flow Generation Index
Arrow Financial Corporation (AROW) has a Free Cash Flow Generation Index of 0.73x as of June 2026. Free cash flow of $11.59 Million represents 1% of operating cash flow ($15.79 Million). Explore Arrow Financial Corporation capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Arrow Financial Corporation Free Cash Flow Generation Index (1991–2025)
Historical FCF Generation Index trend for Arrow Financial Corporation across 35 annual periods. For the full cash flow conversion analysis, see Arrow Financial Corporation cash conversion from operations.
Annual Free Cash Flow Generation for Arrow Financial Corporation (1991–2025)
Year-by-year Free Cash Flow Generation Index for Arrow Financial Corporation. Check cash flow reinvestment rate of Arrow Financial Corporation to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.88x | $36.19 Million | $41.28 Million | $5.09 Million | ▲ +4.7% |
| 2024 | 0.84x | $28.87 Million | $34.47 Million | $5.60 Million | ▲ +10.0% |
| 2023 | 0.76x | $45.46 Million | $59.71 Million | $14.25 Million | ▲ +0.0% |
| 2022 | 0.76x | $45.46 Million | $59.71 Million | $14.25 Million | ▼ -15.0% |
| 2021 | 0.90x | $61.07 Million | $68.21 Million | $7.14 Million | ▲ +1.9% |
| 2020 | 0.88x | $37.18 Million | $42.31 Million | $5.13 Million | ▲ +6.8% |
| 2019 | 0.82x | $36.16 Million | $43.94 Million | $7.79 Million | ▼ -6.3% |
| 2018 | 0.88x | $36.87 Million | $41.98 Million | $5.10 Million | ▼ -5.7% |
| 2017 | 0.93x | $35.23 Million | $37.83 Million | $2.60 Million | ▼ -2.8% |
| 2016 | 0.96x | $33.25 Million | $34.70 Million | $1.44 Million | ▲ +1.5% |
| 2015 | 0.94x | $27.30 Million | $28.93 Million | $1.62 Million | ▼ -0.9% |
| 2014 | 0.95x | $29.17 Million | $30.64 Million | $1.47 Million | ▲ +1.4% |
| 2013 | 0.94x | $34.44 Million | $36.67 Million | $2.23 Million | ▲ +25.0% |
| 2012 | 0.75x | $24.39 Million | $32.46 Million | $8.07 Million | ▼ -11.7% |
| 2011 | 0.85x | $30.71 Million | $36.09 Million | $5.37 Million | ▼ -4.8% |
| 2010 | 0.89x | $9.14 Million | $10.22 Million | $1.08 Million | ▲ +3.0% |
| 2009 | 0.87x | $16.46 Million | $18.96 Million | $2.50 Million | ▼ -3.9% |
| 2008 | 0.90x | $23.13 Million | $25.59 Million | $2.47 Million | ▼ -3.0% |
| 2007 | 0.93x | $19.76 Million | $21.21 Million | $1.45 Million | ▼ -1.1% |
| 2006 | 0.94x | $21.83 Million | $23.18 Million | $1.35 Million | ▲ +0.9% |
| 2005 | 0.93x | $22.18 Million | $23.77 Million | $1.59 Million | ▲ +2.0% |
| 2004 | 0.91x | $19.77 Million | $21.61 Million | $1.85 Million | ▼ -2.9% |
| 2003 | 0.94x | $24.62 Million | $26.15 Million | $1.53 Million | ▲ +2.8% |
| 2002 | 0.92x | $17.37 Million | $18.96 Million | $1.59 Million | ▼ -2.1% |
| 2001 | 0.94x | $26.32 Million | $28.13 Million | $1.81 Million | ▲ +2.6% |
| 2000 | 0.91x | $18.44 Million | $20.21 Million | $1.77 Million | ▲ +5.4% |
| 1999 | 0.87x | $12.20 Million | $14.10 Million | $1.90 Million | ▼ -8.0% |
| 1998 | 0.94x | $22.30 Million | $23.70 Million | $1.40 Million | ▲ +1.7% |
| 1997 | 0.93x | $11.10 Million | $12.00 Million | $900.00K | ▲ +10.5% |
| 1996 | 0.84x | $10.80 Million | $12.90 Million | $2.10 Million | ▼ -14.5% |
| 1995 | 0.98x | $28.60 Million | $29.20 Million | $600.00K | ▲ +1.8% |
| 1994 | 0.96x | $20.20 Million | $21.00 Million | $800.00K | ▼ -2.9% |
| 1993 | 0.99x | $43.60 Million | $44.00 Million | $400.00K | ▲ +1.0% |
| 1992 | 0.98x | $37.30 Million | $38.00 Million | $700.00K | ▲ +6.8% |
| 1991 | 0.92x | $19.30 Million | $21.00 Million | $1.70 Million | — |