Arrow Financial Corporation (AROW) — Free Cash Flow Generation Index
Arrow Financial Corporation (AROW) has a Free Cash Flow Generation Index of 0.91x as of March 2026. Free cash flow of $13.94 Million represents 1% of operating cash flow ($15.24 Million). Read Arrow Financial Corporation debt and liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Arrow Financial Corporation Free Cash Flow Generation Index (1991–2025)
Historical FCF Generation Index trend for Arrow Financial Corporation across 35 annual periods. Explore capital reinvestment ratio of Arrow Financial Corporation to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Arrow Financial Corporation (1991–2025)
Year-by-year Free Cash Flow Generation Index for Arrow Financial Corporation. For the full company profile including market capitalisation, see Arrow Financial Corporation stock valuation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.88x | $36.19 Million | $41.28 Million | $5.09 Million | ▲ +4.7% |
| 2024 | 0.84x | $28.87 Million | $34.47 Million | $5.60 Million | ▲ +10.0% |
| 2023 | 0.76x | $45.46 Million | $59.71 Million | $14.25 Million | ▲ +0.0% |
| 2022 | 0.76x | $45.46 Million | $59.71 Million | $14.25 Million | ▼ -15.0% |
| 2021 | 0.90x | $61.07 Million | $68.21 Million | $7.14 Million | ▲ +1.9% |
| 2020 | 0.88x | $37.18 Million | $42.31 Million | $5.13 Million | ▲ +6.8% |
| 2019 | 0.82x | $36.16 Million | $43.94 Million | $7.79 Million | ▼ -6.3% |
| 2018 | 0.88x | $36.87 Million | $41.98 Million | $5.10 Million | ▼ -5.7% |
| 2017 | 0.93x | $35.23 Million | $37.83 Million | $2.60 Million | ▼ -2.8% |
| 2016 | 0.96x | $33.25 Million | $34.70 Million | $1.44 Million | ▲ +1.5% |
| 2015 | 0.94x | $27.30 Million | $28.93 Million | $1.62 Million | ▼ -0.9% |
| 2014 | 0.95x | $29.17 Million | $30.64 Million | $1.47 Million | ▲ +1.4% |
| 2013 | 0.94x | $34.44 Million | $36.67 Million | $2.23 Million | ▲ +25.0% |
| 2012 | 0.75x | $24.39 Million | $32.46 Million | $8.07 Million | ▼ -11.7% |
| 2011 | 0.85x | $30.71 Million | $36.09 Million | $5.37 Million | ▼ -4.8% |
| 2010 | 0.89x | $9.14 Million | $10.22 Million | $1.08 Million | ▲ +3.0% |
| 2009 | 0.87x | $16.46 Million | $18.96 Million | $2.50 Million | ▼ -3.9% |
| 2008 | 0.90x | $23.13 Million | $25.59 Million | $2.47 Million | ▼ -3.0% |
| 2007 | 0.93x | $19.76 Million | $21.21 Million | $1.45 Million | ▼ -1.1% |
| 2006 | 0.94x | $21.83 Million | $23.18 Million | $1.35 Million | ▲ +0.9% |
| 2005 | 0.93x | $22.18 Million | $23.77 Million | $1.59 Million | ▲ +2.0% |
| 2004 | 0.91x | $19.77 Million | $21.61 Million | $1.85 Million | ▼ -2.9% |
| 2003 | 0.94x | $24.62 Million | $26.15 Million | $1.53 Million | ▲ +2.8% |
| 2002 | 0.92x | $17.37 Million | $18.96 Million | $1.59 Million | ▼ -2.1% |
| 2001 | 0.94x | $26.32 Million | $28.13 Million | $1.81 Million | ▲ +2.6% |
| 2000 | 0.91x | $18.44 Million | $20.21 Million | $1.77 Million | ▲ +5.4% |
| 1999 | 0.87x | $12.20 Million | $14.10 Million | $1.90 Million | ▼ -8.0% |
| 1998 | 0.94x | $22.30 Million | $23.70 Million | $1.40 Million | ▲ +1.7% |
| 1997 | 0.93x | $11.10 Million | $12.00 Million | $900.00K | ▲ +10.5% |
| 1996 | 0.84x | $10.80 Million | $12.90 Million | $2.10 Million | ▼ -14.5% |
| 1995 | 0.98x | $28.60 Million | $29.20 Million | $600.00K | ▲ +1.8% |
| 1994 | 0.96x | $20.20 Million | $21.00 Million | $800.00K | ▼ -2.9% |
| 1993 | 0.99x | $43.60 Million | $44.00 Million | $400.00K | ▲ +1.0% |
| 1992 | 0.98x | $37.30 Million | $38.00 Million | $700.00K | ▲ +6.8% |
| 1991 | 0.92x | $19.30 Million | $21.00 Million | $1.70 Million | — |