Arrow Financial Corporation Defensive Interval Ratio
Arrow Financial Corporation defensive interval ratio. Arrow Financial Corporation (AROW) has a Defensive Interval Ratio of 51 days as of June 2026. Defensive assets of $551.52 Million (cash $-, short-term investments $551.52 Million, receivables $-) cover 51 days of daily cash needs of $10.86 Million/day. See AROW working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Arrow Financial Corporation (2001–2025)
Defensive interval ratio of Arrow Financial Corporation from 2001 to 2025. This chart shows how Arrow Financial Corporation's Defensive Interval Ratio has evolved across 25 annual periods from 2001 to 2025. As of June 2026, the ratio stands at 51 days, meaning defensive assets of $551.52 Million can fund 51 days of operations without new revenue. Check financial resilience of Arrow Financial Corporation to evaluate the company's liquid asset resilience ratio.
Arrow Financial Corporation Defensive Interval Ratio by Year (2001–2025)
Arrow Financial Corporation defensive interval ratio by year from 2001 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Arrow Financial Corporation from 2001 to 2025, covering 25 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see AROW total asset value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 274 days | $542.19 Million | $1.98 Million/day | $- | $542.19 Million | ▲ +230 days |
| 2024 | 44 days | $463.11 Million | $10.49 Million/day | $- | $463.11 Million | ▼ -5 days |
| 2023 | 49 days | $497.77 Million | $10.16 Million/day | $- | $497.77 Million | ▼ -7704 days |
| 2022 | 7753 days | $573.50 Million | $73.97K/day | $- | $573.50 Million | ▲ +7695 days |
| 2021 | 57 days | $559.32 Million | $9.73 Million/day | $- | $559.32 Million | ▼ -271 days |
| 2020 | 329 days | $2.93 Billion | $8.91 Million/day | $- | $365.29 Million | ▲ +282 days |
| 2019 | 47 days | $357.33 Million | $7.66 Million/day | $- | $357.33 Million | ▲ +3 days |
| 2018 | 44 days | $317.54 Million | $7.22 Million/day | $- | $317.54 Million | ▼ -1 days |
| 2017 | 45 days | $300.20 Million | $6.62 Million/day | $- | $300.20 Million | ▼ -10 days |
| 2016 | 56 days | $347.00 Million | $6.23 Million/day | $- | $347.00 Million | ▼ -13 days |
| 2015 | 69 days | $402.31 Million | $5.85 Million/day | $- | $402.31 Million | ▲ +1 days |
| 2014 | 68 days | $366.14 Million | $5.38 Million/day | $- | $366.14 Million | ▼ -19 days |
| 2013 | 87 days | $457.61 Million | $5.26 Million/day | $- | $457.61 Million | ▼ -13 days |
| 2012 | 100 days | $484.18 Million | $4.86 Million/day | $- | $478.70 Million | ▼ -20 days |
| 2011 | 120 days | $562.62 Million | $4.69 Million/day | $- | $556.54 Million | ▲ +117 days |
| 2010 | 3 days | $11.63 Million | $4.35 Million/day | $- | $5.12 Million | ▼ -4 days |
| 2009 | 7 days | $29.84 Million | $4.16 Million/day | $- | $22.73 Million | ▼ -83 days |
| 2008 | 90 days | $331.70 Million | $3.67 Million/day | $- | $325.09 Million | ▲ +86 days |
| 2007 | 5 days | $16.00 Million | $3.45 Million/day | $- | $16.00 Million | ▲ +2 days |
| 2006 | 3 days | $9.00 Million | $3.51 Million/day | $- | $9.00 Million | ▼ -96 days |
| 2005 | 99 days | $326.36 Million | $3.31 Million/day | $- | $326.36 Million | ▲ +96 days |
| 2004 | 2 days | $7.00 Million | $2.95 Million/day | $- | $7.00 Million | ▲ +0 days |
| 2003 | 2 days | $5.80 Million | $2.98 Million/day | $- | $5.80 Million | ▲ +1 days |
| 2002 | 1 days | $3.00 Million | $3.15 Million/day | $- | $3.00 Million | ▼ -4 days |
| 2001 | 5 days | $14.00 Million | $2.84 Million/day | $- | $14.00 Million | — |