Old Second Bancorp Inc (OSBC) — Capital Reinvestment Ratio
Latest as of December 2025:
0.04x
Old Second Bancorp Inc (OSBC) has a Capital Reinvestment Ratio of 0.04x as of December 2025, meaning it reinvests 0% of its operating cash flow ($44.24 Million) in capital expenditures ($1.61 Million). See free cash flow generation of Old Second Bancorp Inc to measure how efficiently the company converts operating cash flow to free cash.
Capital Reinvestment Ratio
0.04x
Capex / Operating Cash Flow
Operating Cash Flow
$44.24 Million
USD
Capital Expenditures
$1.61 Million
USD
Data as of
Dec 2025
Most recent filing
Old Second Bancorp Inc Capital Reinvestment Ratio (1993–2025)
This chart tracks Old Second Bancorp Inc's Capital Reinvestment Ratio across 30 annual periods.
Annual Capital Reinvestment Ratio for Old Second Bancorp Inc (1993–2025)
Year-by-year Capital Reinvestment Ratio for Old Second Bancorp Inc from 1993 to 2025. For live market cap and broader valuation context, see Old Second Bancorp Inc (OSBC) market capitalisation.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.04x | $122.26 Million | $4.50 Million | ▼ -55.1% |
| 2024 | 0.08x | $131.53 Million | $10.79 Million | ▼ -22.9% |
| 2023 | 0.11x | $116.40 Million | $12.38 Million | ▲ +138.9% |
| 2022 | 0.04x | $97.34 Million | $4.33 Million | ▼ -32.0% |
| 2021 | 0.07x | $31.05 Million | $2.03 Million | ▼ -56.6% |
| 2020 | 0.15x | $25.99 Million | $3.92 Million | ▲ +81.4% |
| 2019 | 0.08x | $52.64 Million | $4.38 Million | ▲ +140.9% |
| 2018 | 0.03x | $54.91 Million | $1.90 Million | ▲ +21.4% |
| 2017 | 0.03x | $37.10 Million | $1.05 Million | ▼ -61.0% |
| 2016 | 0.07x | $27.25 Million | $1.99 Million | ▲ +20.3% |
| 2015 | 0.06x | $21.14 Million | $1.28 Million | ▲ +18.7% |
| 2013 | 0.05x | $35.26 Million | $1.80 Million | ▲ +110.5% |
| 2012 | 0.02x | $43.30 Million | $1.05 Million | ▼ -11.3% |
| 2011 | 0.03x | $29.30 Million | $800.00K | ▲ +103.7% |
| 2010 | 0.01x | $69.18 Million | $927.00K | ▼ -62.1% |
| 2009 | 0.04x | $30.68 Million | $1.08 Million | ▼ -75.8% |
| 2008 | 0.15x | $41.69 Million | $6.10 Million | ▼ -68.8% |
| 2007 | 0.47x | $13.88 Million | $6.51 Million | ▲ +80.4% |
| 2006 | 0.26x | $38.16 Million | $9.92 Million | ▼ -17.6% |
| 2005 | 0.32x | $31.07 Million | $9.79 Million | ▼ -49.2% |
| 2004 | 0.62x | $10.06 Million | $6.24 Million | ▲ +562.3% |
| 2003 | 0.09x | $63.20 Million | $5.92 Million | ▼ -83.8% |
| 2002 | 0.58x | $13.10 Million | $7.55 Million | ▲ +135.0% |
| 2000 | 0.25x | $13.59 Million | $3.33 Million | ▲ +467.4% |
| 1999 | 0.04x | $39.95 Million | $1.73 Million | ▼ -85.0% |
| 1998 | 0.29x | $8.00 Million | $2.30 Million | ▲ +362.9% |
| 1996 | 0.06x | $32.20 Million | $2.00 Million | ▼ -53.6% |
| 1995 | 0.13x | $11.20 Million | $1.50 Million | ▲ +66.9% |
| 1994 | 0.08x | $16.20 Million | $1.30 Million | ▼ -27.0% |
| 1993 | 0.11x | $9.10 Million | $1.00 Million | — |
Capital Reinvestment Ratio = ABS(Capital Expenditures) / Operating Cash Flow