Old Second Bancorp Inc (OSBC) — Capital Reinvestment Ratio
Old Second Bancorp Inc (OSBC) has a Capital Reinvestment Ratio of 0.04x as of December 2025, meaning it reinvests 0% of its operating cash flow ($44.24 Million) in capital expenditures ($1.61 Million). See OSBC equity financing ratio to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Old Second Bancorp Inc Capital Reinvestment Ratio (1993–2025)
This chart tracks Old Second Bancorp Inc's Capital Reinvestment Ratio across 30 annual periods. Check OSBC cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for Old Second Bancorp Inc (1993–2025)
Year-by-year Capital Reinvestment Ratio for Old Second Bancorp Inc from 1993 to 2025. For live market cap and broader valuation context, see Old Second Bancorp Inc (OSBC) market capitalisation.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.04x | $122.26 Million | $4.50 Million | ▼ -55.1% |
| 2024 | 0.08x | $131.53 Million | $10.79 Million | ▼ -22.9% |
| 2023 | 0.11x | $116.40 Million | $12.38 Million | ▲ +138.9% |
| 2022 | 0.04x | $97.34 Million | $4.33 Million | ▼ -32.0% |
| 2021 | 0.07x | $31.05 Million | $2.03 Million | ▼ -56.6% |
| 2020 | 0.15x | $25.99 Million | $3.92 Million | ▲ +81.4% |
| 2019 | 0.08x | $52.64 Million | $4.38 Million | ▲ +140.9% |
| 2018 | 0.03x | $54.91 Million | $1.90 Million | ▲ +21.4% |
| 2017 | 0.03x | $37.10 Million | $1.05 Million | ▼ -61.0% |
| 2016 | 0.07x | $27.25 Million | $1.99 Million | ▲ +20.3% |
| 2015 | 0.06x | $21.14 Million | $1.28 Million | ▲ +18.7% |
| 2013 | 0.05x | $35.26 Million | $1.80 Million | ▲ +110.5% |
| 2012 | 0.02x | $43.30 Million | $1.05 Million | ▼ -11.3% |
| 2011 | 0.03x | $29.30 Million | $800.00K | ▲ +103.7% |
| 2010 | 0.01x | $69.18 Million | $927.00K | ▼ -62.1% |
| 2009 | 0.04x | $30.68 Million | $1.08 Million | ▼ -75.8% |
| 2008 | 0.15x | $41.69 Million | $6.10 Million | ▼ -68.8% |
| 2007 | 0.47x | $13.88 Million | $6.51 Million | ▲ +80.4% |
| 2006 | 0.26x | $38.16 Million | $9.92 Million | ▼ -17.6% |
| 2005 | 0.32x | $31.07 Million | $9.79 Million | ▼ -49.2% |
| 2004 | 0.62x | $10.06 Million | $6.24 Million | ▲ +562.3% |
| 2003 | 0.09x | $63.20 Million | $5.92 Million | ▼ -83.8% |
| 2002 | 0.58x | $13.10 Million | $7.55 Million | ▲ +135.0% |
| 2000 | 0.25x | $13.59 Million | $3.33 Million | ▲ +467.4% |
| 1999 | 0.04x | $39.95 Million | $1.73 Million | ▼ -85.0% |
| 1998 | 0.29x | $8.00 Million | $2.30 Million | ▲ +362.9% |
| 1996 | 0.06x | $32.20 Million | $2.00 Million | ▼ -53.6% |
| 1995 | 0.13x | $11.20 Million | $1.50 Million | ▲ +66.9% |
| 1994 | 0.08x | $16.20 Million | $1.30 Million | ▼ -27.0% |
| 1993 | 0.11x | $9.10 Million | $1.00 Million | — |