Old Second Bancorp Inc (OSBC) — Capital Reinvestment Ratio
Old Second Bancorp Inc (OSBC) has a Capital Reinvestment Ratio of 0.04x as of December 2025, meaning it reinvests 0% of its operating cash flow ($44.24 Million) in capital expenditures ($1.61 Million). Check Old Second Bancorp Inc tangible equity quality to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Old Second Bancorp Inc Capital Reinvestment Ratio (1993–2025)
This chart tracks Old Second Bancorp Inc's Capital Reinvestment Ratio across 30 annual periods. For the full cash flow conversion analysis, see Old Second Bancorp Inc cash flow conversion.
Annual Capital Reinvestment Ratio for Old Second Bancorp Inc (1993–2025)
Year-by-year Capital Reinvestment Ratio for Old Second Bancorp Inc from 1993 to 2025. See Old Second Bancorp Inc (OSBC) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.04x | $122.26 Million | $4.50 Million | ▼ -55.1% |
| 2024 | 0.08x | $131.53 Million | $10.79 Million | ▼ -22.9% |
| 2023 | 0.11x | $116.40 Million | $12.38 Million | ▲ +138.9% |
| 2022 | 0.04x | $97.34 Million | $4.33 Million | ▼ -32.0% |
| 2021 | 0.07x | $31.05 Million | $2.03 Million | ▼ -56.6% |
| 2020 | 0.15x | $25.99 Million | $3.92 Million | ▲ +81.4% |
| 2019 | 0.08x | $52.64 Million | $4.38 Million | ▲ +140.9% |
| 2018 | 0.03x | $54.91 Million | $1.90 Million | ▲ +21.4% |
| 2017 | 0.03x | $37.10 Million | $1.05 Million | ▼ -61.0% |
| 2016 | 0.07x | $27.25 Million | $1.99 Million | ▲ +20.3% |
| 2015 | 0.06x | $21.14 Million | $1.28 Million | ▲ +18.7% |
| 2013 | 0.05x | $35.26 Million | $1.80 Million | ▲ +110.5% |
| 2012 | 0.02x | $43.30 Million | $1.05 Million | ▼ -11.3% |
| 2011 | 0.03x | $29.30 Million | $800.00K | ▲ +103.7% |
| 2010 | 0.01x | $69.18 Million | $927.00K | ▼ -62.1% |
| 2009 | 0.04x | $30.68 Million | $1.08 Million | ▼ -75.8% |
| 2008 | 0.15x | $41.69 Million | $6.10 Million | ▼ -68.8% |
| 2007 | 0.47x | $13.88 Million | $6.51 Million | ▲ +80.4% |
| 2006 | 0.26x | $38.16 Million | $9.92 Million | ▼ -17.6% |
| 2005 | 0.32x | $31.07 Million | $9.79 Million | ▼ -49.2% |
| 2004 | 0.62x | $10.06 Million | $6.24 Million | ▲ +562.3% |
| 2003 | 0.09x | $63.20 Million | $5.92 Million | ▼ -83.8% |
| 2002 | 0.58x | $13.10 Million | $7.55 Million | ▲ +135.0% |
| 2000 | 0.25x | $13.59 Million | $3.33 Million | ▲ +467.4% |
| 1999 | 0.04x | $39.95 Million | $1.73 Million | ▼ -85.0% |
| 1998 | 0.29x | $8.00 Million | $2.30 Million | ▲ +362.9% |
| 1996 | 0.06x | $32.20 Million | $2.00 Million | ▼ -53.6% |
| 1995 | 0.13x | $11.20 Million | $1.50 Million | ▲ +66.9% |
| 1994 | 0.08x | $16.20 Million | $1.30 Million | ▼ -27.0% |
| 1993 | 0.11x | $9.10 Million | $1.00 Million | — |