Old Second Bancorp Inc Net Asset Quality Index
Old Second Bancorp Inc net asset quality index. Old Second Bancorp Inc (OSBC) has a Net Asset Quality Index of 13.0% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $6.85 Billion minus total liabilities of $5.96 Billion yields net assets of $893.30 Million. A higher index indicates a stronger, lower-leverage balance sheet. See Old Second Bancorp Inc net assets for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Old Second Bancorp Inc (1993–2025)
Net asset quality index of Old Second Bancorp Inc from 1993 to 2025. This chart shows how Old Second Bancorp Inc's Net Asset Quality Index has evolved across 33 annual periods from 1993 to 2025. As of March 2026, the index stands at 13.0%, representing net assets of $893.30 Million against total assets of $6.85 Billion USD. Check Old Second Bancorp Inc strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Old Second Bancorp Inc Net Asset Quality Index by Year (1993–2025)
Old Second Bancorp Inc net asset quality index by year from 1993 to 2025. The table below presents the year-by-year Net Asset Quality Index for Old Second Bancorp Inc from 1993 to 2025, covering 33 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see Old Second Bancorp Inc (OSBC) total market value.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 13.0% | $896.77 Million | $6.90 Billion | $6.01 Billion | ▲ +1.1 pp |
| 2024 | 11.9% | $671.03 Million | $5.65 Billion | $4.98 Billion | ▲ +1.8 pp |
| 2023 | 10.1% | $577.28 Million | $5.72 Billion | $5.15 Billion | ▲ +2.3 pp |
| 2022 | 7.8% | $461.14 Million | $5.89 Billion | $5.43 Billion | ▼ -89.8 pp |
| 2021 | 97.6% | $6.06 Billion | $6.21 Billion | $148.54 Million | ▲ +0.7 pp |
| 2020 | 96.9% | $2.95 Billion | $3.04 Billion | $93.54 Million | ▲ +86.4 pp |
| 2019 | 10.5% | $277.86 Million | $2.64 Billion | $2.36 Billion | ▲ +2.0 pp |
| 2018 | 8.6% | $229.08 Million | $2.68 Billion | $2.45 Billion | ▲ +0.2 pp |
| 2017 | 8.4% | $200.35 Million | $2.38 Billion | $2.18 Billion | ▲ +0.6 pp |
| 2016 | 7.8% | $175.21 Million | $2.25 Billion | $2.08 Billion | ▲ +0.3 pp |
| 2015 | 7.5% | $155.93 Million | $2.08 Billion | $1.92 Billion | ▼ -1.9 pp |
| 2014 | 9.4% | $194.16 Million | $2.06 Billion | $1.87 Billion | ▲ +2.0 pp |
| 2013 | 7.4% | $147.69 Million | $2.00 Billion | $1.86 Billion | ▲ +3.8 pp |
| 2012 | 3.5% | $72.55 Million | $2.05 Billion | $1.97 Billion | ▼ -0.3 pp |
| 2011 | 3.8% | $74.00 Million | $1.94 Billion | $1.87 Billion | ▼ -0.1 pp |
| 2010 | 4.0% | $83.96 Million | $2.12 Billion | $2.04 Billion | ▼ -3.6 pp |
| 2009 | 7.6% | $197.21 Million | $2.60 Billion | $2.40 Billion | ▲ +1.1 pp |
| 2008 | 6.5% | $193.10 Million | $2.98 Billion | $2.79 Billion | ▲ +0.8 pp |
| 2007 | 5.6% | $149.89 Million | $2.66 Billion | $2.51 Billion | ▼ -0.8 pp |
| 2006 | 6.4% | $158.56 Million | $2.46 Billion | $2.30 Billion | ▲ +0.0 pp |
| 2005 | 6.4% | $152.26 Million | $2.37 Billion | $2.22 Billion | ▲ +0.0 pp |
| 2004 | 6.4% | $134.99 Million | $2.10 Billion | $1.97 Billion | ▲ +0.1 pp |
| 2003 | 6.4% | $116.99 Million | $1.84 Billion | $1.72 Billion | ▼ -1.9 pp |
| 2002 | 8.3% | $133.08 Million | $1.61 Billion | $1.48 Billion | ▼ -1.1 pp |
| 2001 | 9.4% | $124.95 Million | $1.33 Billion | $1.21 Billion | ▼ -0.5 pp |
| 2000 | 9.8% | $112.96 Million | $1.15 Billion | $1.04 Billion | ▼ -0.6 pp |
| 1999 | 10.4% | $103.76 Million | $998.51 Million | $894.75 Million | ▲ +0.3 pp |
| 1998 | 10.0% | $101.90 Million | $1.01 Billion | $912.40 Million | ▲ +0.3 pp |
| 1997 | 9.7% | $92.10 Million | $948.40 Million | $856.30 Million | ▼ -0.1 pp |
| 1996 | 9.8% | $81.40 Million | $827.80 Million | $746.40 Million | ▼ -0.1 pp |
| 1995 | 9.9% | $75.40 Million | $760.70 Million | $685.30 Million | ▲ +1.2 pp |
| 1994 | 8.7% | $58.20 Million | $667.70 Million | $609.50 Million | ▼ -0.6 pp |
| 1993 | 9.4% | $58.40 Million | $624.40 Million | $566.00 Million | — |