Old Second Bancorp Inc (OSBC) — Cash Flow Reinvestment Rate

Latest as of March 2026: 0.00x

Old Second Bancorp Inc (OSBC) has a Cash Flow Reinvestment Rate of 0.00x as of March 2026, reinvesting $0.00 (capex $0.00 ) from operating cash flow of $36.94 Million. Check Old Second Bancorp Inc cash earnings quality to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

0.00x
(Capex + Investments) / Operating CF

Total Reinvested

$0.00
Capex + Investments

Operating Cash Flow

$36.94 Million
USD

Capital Expenditures

$0.00
USD

Old Second Bancorp Inc Cash Flow Reinvestment Rate (1993–2025)

Historical reinvestment intensity for Old Second Bancorp Inc across 30 annual periods. Explore investment intensity of Old Second Bancorp Inc to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Old Second Bancorp Inc (1993–2025)

Year-by-year capital reinvestment analysis for Old Second Bancorp Inc. For live market cap and broader valuation context, see OSBC stock market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 1.79x $218.43 Million $122.26 Million $4.50 Million ▼ -29.5%
2024 2.54x $333.49 Million $131.53 Million $10.79 Million ▲ +40.2%
2023 1.81x $210.47 Million $116.40 Million $12.38 Million ▼ -60.6%
2022 4.59x $446.33 Million $97.34 Million $4.33 Million ▲ +567.9%
2021 0.69x $21.31 Million $31.05 Million $2.03 Million ▼ -83.3%
2020 4.12x $106.98 Million $25.99 Million $3.92 Million ▲ +361.4%
2019 0.89x $46.96 Million $52.64 Million $4.38 Million ▲ +533.4%
2018 0.14x $7.73 Million $54.91 Million $1.90 Million ▼ -96.2%
2017 3.74x $138.61 Million $37.10 Million $1.05 Million ▲ +87.0%
2016 2.00x $54.44 Million $27.25 Million $1.99 Million ▼ -37.6%
2015 3.20x $67.67 Million $21.14 Million $1.28 Million ▲ +231.8%
2013 0.97x $34.02 Million $35.26 Million $1.80 Million ▼ -57.5%
2012 2.27x $98.36 Million $43.30 Million $1.05 Million ▲ +8220.2%
2011 0.03x $800.00K $29.30 Million $800.00K ▲ +103.7%
2010 0.01x $927.00K $69.18 Million $927.00K ▼ -62.1%
2009 0.04x $1.08 Million $30.68 Million $1.08 Million ▼ -75.8%
2008 0.15x $6.10 Million $41.69 Million $6.10 Million ▼ -68.8%
2007 0.47x $6.51 Million $13.88 Million $6.51 Million ▲ +80.4%
2006 0.26x $9.92 Million $38.16 Million $9.92 Million ▼ -17.6%
2005 0.32x $9.79 Million $31.07 Million $9.79 Million ▼ -49.2%
2004 0.62x $6.24 Million $10.06 Million $6.24 Million ▲ +562.3%
2003 0.09x $5.92 Million $63.20 Million $5.92 Million ▼ -83.8%
2002 0.58x $7.55 Million $13.10 Million $7.55 Million ▲ +135.0%
2000 0.25x $3.33 Million $13.59 Million $3.33 Million ▲ +467.4%
1999 0.04x $1.73 Million $39.95 Million $1.73 Million ▼ -85.0%
1998 0.29x $2.30 Million $8.00 Million $2.30 Million ▲ +362.9%
1996 0.06x $2.00 Million $32.20 Million $2.00 Million ▼ -53.6%
1995 0.13x $1.50 Million $11.20 Million $1.50 Million ▲ +66.9%
1994 0.08x $1.30 Million $16.20 Million $1.30 Million ▼ -27.0%
1993 0.11x $1.00 Million $9.10 Million $1.00 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow