Old Second Bancorp Inc (OSBC) — Cash Flow-to-Debt Ratio
Old Second Bancorp Inc (OSBC) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $36.94 Million could theoretically repay 0% of its total liabilities ($5.96 Billion) in one year. Explore Old Second Bancorp Inc (OSBC) long-term investment share to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Old Second Bancorp Inc Cash Flow-to-Debt Ratio (1993–2025)
Historical debt coverage capacity for Old Second Bancorp Inc across 33 annual periods. Also explore Old Second Bancorp Inc assets under control for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Old Second Bancorp Inc (1993–2025)
Year-by-year debt coverage analysis for Old Second Bancorp Inc. For market capitalisation and broader financial context, see OSBC company net worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $122.26 Million | $6.01 Billion | ▼ -23.0% |
| 2024 | 0.03x | $131.53 Million | $4.98 Billion | ▲ +16.8% |
| 2023 | 0.02x | $116.40 Million | $5.15 Billion | ▲ +26.1% |
| 2022 | 0.02x | $97.34 Million | $5.43 Billion | ▼ -91.4% |
| 2021 | 0.21x | $31.05 Million | $148.54 Million | ▼ -24.8% |
| 2020 | 0.28x | $25.99 Million | $93.54 Million | ▲ +1144.4% |
| 2019 | 0.02x | $52.64 Million | $2.36 Billion | ▼ -0.5% |
| 2018 | 0.02x | $54.91 Million | $2.45 Billion | ▲ +32.0% |
| 2017 | 0.02x | $37.10 Million | $2.18 Billion | ▲ +29.5% |
| 2016 | 0.01x | $27.25 Million | $2.08 Billion | ▲ +19.4% |
| 2015 | 0.01x | $21.14 Million | $1.92 Billion | ▲ +425.7% |
| 2014 | 0.00x | $-6.31 Million | $1.87 Billion | ▼ -117.8% |
| 2013 | 0.02x | $35.26 Million | $1.86 Billion | ▼ -13.5% |
| 2012 | 0.02x | $43.30 Million | $1.97 Billion | ▲ +39.9% |
| 2011 | 0.02x | $29.30 Million | $1.87 Billion | ▼ -53.7% |
| 2010 | 0.03x | $69.18 Million | $2.04 Billion | ▲ +165.2% |
| 2009 | 0.01x | $30.68 Million | $2.40 Billion | ▼ -14.4% |
| 2008 | 0.01x | $41.69 Million | $2.79 Billion | ▲ +169.9% |
| 2007 | 0.01x | $13.88 Million | $2.51 Billion | ▼ -66.6% |
| 2006 | 0.02x | $38.16 Million | $2.30 Billion | ▲ +18.3% |
| 2005 | 0.01x | $31.07 Million | $2.22 Billion | ▲ +174.2% |
| 2004 | 0.01x | $10.06 Million | $1.97 Billion | ▼ -86.1% |
| 2003 | 0.04x | $63.20 Million | $1.72 Billion | ▲ +313.4% |
| 2002 | 0.01x | $13.10 Million | $1.48 Billion | ▲ +2437.8% |
| 2001 | 0.00x | $-459.00K | $1.21 Billion | ▼ -102.9% |
| 2000 | 0.01x | $13.59 Million | $1.04 Billion | ▼ -70.6% |
| 1999 | 0.04x | $39.95 Million | $894.75 Million | ▲ +409.3% |
| 1998 | 0.01x | $8.00 Million | $912.40 Million | ▲ +297.6% |
| 1997 | 0.00x | $-3.80 Million | $856.30 Million | ▼ -110.3% |
| 1996 | 0.04x | $32.20 Million | $746.40 Million | ▲ +164.0% |
| 1995 | 0.02x | $11.20 Million | $685.30 Million | ▼ -38.5% |
| 1994 | 0.03x | $16.20 Million | $609.50 Million | ▲ +65.3% |
| 1993 | 0.02x | $9.10 Million | $566.00 Million | — |