Old Second Bancorp Inc (OSBC) — Free Cash Flow Generation Index
Old Second Bancorp Inc (OSBC) has a Free Cash Flow Generation Index of 1.00x as of March 2026. Free cash flow of $36.94 Million represents 1% of operating cash flow ($36.94 Million). See how liquid is Old Second Bancorp Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Old Second Bancorp Inc Free Cash Flow Generation Index (1993–2025)
Historical FCF Generation Index trend for Old Second Bancorp Inc across 30 annual periods. Explore debt repayment capacity of Old Second Bancorp Inc to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Old Second Bancorp Inc (1993–2025)
Year-by-year Free Cash Flow Generation Index for Old Second Bancorp Inc. For the full company profile including market capitalisation, see OSBC market cap overview.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.96x | $117.76 Million | $122.26 Million | $4.50 Million | ▲ +4.9% |
| 2024 | 0.92x | $120.75 Million | $131.53 Million | $10.79 Million | ▲ +2.7% |
| 2023 | 0.89x | $104.03 Million | $116.40 Million | $12.38 Million | ▼ -6.5% |
| 2022 | 0.96x | $93.01 Million | $97.34 Million | $4.33 Million | ▲ +2.2% |
| 2021 | 0.93x | $29.01 Million | $31.05 Million | $2.03 Million | ▲ +10.1% |
| 2020 | 0.85x | $22.07 Million | $25.99 Million | $3.92 Million | ▼ -7.4% |
| 2019 | 0.92x | $48.26 Million | $52.64 Million | $4.38 Million | ▼ -5.0% |
| 2018 | 0.97x | $53.01 Million | $54.91 Million | $1.90 Million | ▼ -0.6% |
| 2017 | 0.97x | $36.05 Million | $37.10 Million | $1.05 Million | ▲ +4.8% |
| 2016 | 0.93x | $25.27 Million | $27.25 Million | $1.99 Million | ▼ -1.3% |
| 2015 | 0.94x | $19.86 Million | $21.14 Million | $1.28 Million | ▼ -1.0% |
| 2013 | 0.95x | $33.46 Million | $35.26 Million | $1.80 Million | ▼ -2.7% |
| 2012 | 0.98x | $42.25 Million | $43.30 Million | $1.05 Million | ▲ +0.3% |
| 2011 | 0.97x | $28.50 Million | $29.30 Million | $800.00K | ▼ -1.4% |
| 2010 | 0.99x | $68.25 Million | $69.18 Million | $927.00K | ▲ +2.3% |
| 2009 | 0.96x | $29.60 Million | $30.68 Million | $1.08 Million | ▲ +13.0% |
| 2008 | 0.85x | $35.59 Million | $41.69 Million | $6.10 Million | ▲ +60.7% |
| 2007 | 0.53x | $7.37 Million | $13.88 Million | $6.51 Million | ▼ -28.2% |
| 2006 | 0.74x | $28.25 Million | $38.16 Million | $9.92 Million | ▲ +8.1% |
| 2005 | 0.68x | $21.28 Million | $31.07 Million | $9.79 Million | ▲ +80.3% |
| 2004 | 0.38x | $3.82 Million | $10.06 Million | $6.24 Million | ▼ -58.1% |
| 2003 | 0.91x | $57.29 Million | $63.20 Million | $5.92 Million | ▲ +114.1% |
| 2002 | 0.42x | $5.54 Million | $13.10 Million | $7.55 Million | ▼ -43.9% |
| 2000 | 0.75x | $10.25 Million | $13.59 Million | $3.33 Million | ▼ -21.1% |
| 1999 | 0.96x | $38.22 Million | $39.95 Million | $1.73 Million | ▲ +34.3% |
| 1998 | 0.71x | $5.70 Million | $8.00 Million | $2.30 Million | ▼ -24.0% |
| 1996 | 0.94x | $30.20 Million | $32.20 Million | $2.00 Million | ▲ +8.3% |
| 1995 | 0.87x | $9.70 Million | $11.20 Million | $1.50 Million | ▼ -5.8% |
| 1994 | 0.92x | $14.90 Million | $16.20 Million | $1.30 Million | ▲ +3.3% |
| 1993 | 0.89x | $8.10 Million | $9.10 Million | $1.00 Million | — |