Old Second Bancorp Inc (OSBC) — Free Cash Flow Generation Index
Old Second Bancorp Inc (OSBC) has a Free Cash Flow Generation Index of 1.00x as of March 2026. Free cash flow of $36.94 Million represents 1% of operating cash flow ($36.94 Million). Read Old Second Bancorp Inc balance sheet liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Old Second Bancorp Inc Free Cash Flow Generation Index (1993–2025)
Historical FCF Generation Index trend for Old Second Bancorp Inc across 30 annual periods. Explore how much does Old Second Bancorp Inc reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Old Second Bancorp Inc (1993–2025)
Year-by-year Free Cash Flow Generation Index for Old Second Bancorp Inc. For the full company profile including market capitalisation, see Old Second Bancorp Inc (OSBC) market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.96x | $117.76 Million | $122.26 Million | $4.50 Million | ▲ +4.9% |
| 2024 | 0.92x | $120.75 Million | $131.53 Million | $10.79 Million | ▲ +2.7% |
| 2023 | 0.89x | $104.03 Million | $116.40 Million | $12.38 Million | ▼ -6.5% |
| 2022 | 0.96x | $93.01 Million | $97.34 Million | $4.33 Million | ▲ +2.2% |
| 2021 | 0.93x | $29.01 Million | $31.05 Million | $2.03 Million | ▲ +10.1% |
| 2020 | 0.85x | $22.07 Million | $25.99 Million | $3.92 Million | ▼ -7.4% |
| 2019 | 0.92x | $48.26 Million | $52.64 Million | $4.38 Million | ▼ -5.0% |
| 2018 | 0.97x | $53.01 Million | $54.91 Million | $1.90 Million | ▼ -0.6% |
| 2017 | 0.97x | $36.05 Million | $37.10 Million | $1.05 Million | ▲ +4.8% |
| 2016 | 0.93x | $25.27 Million | $27.25 Million | $1.99 Million | ▼ -1.3% |
| 2015 | 0.94x | $19.86 Million | $21.14 Million | $1.28 Million | ▼ -1.0% |
| 2013 | 0.95x | $33.46 Million | $35.26 Million | $1.80 Million | ▼ -2.7% |
| 2012 | 0.98x | $42.25 Million | $43.30 Million | $1.05 Million | ▲ +0.3% |
| 2011 | 0.97x | $28.50 Million | $29.30 Million | $800.00K | ▼ -1.4% |
| 2010 | 0.99x | $68.25 Million | $69.18 Million | $927.00K | ▲ +2.3% |
| 2009 | 0.96x | $29.60 Million | $30.68 Million | $1.08 Million | ▲ +13.0% |
| 2008 | 0.85x | $35.59 Million | $41.69 Million | $6.10 Million | ▲ +60.7% |
| 2007 | 0.53x | $7.37 Million | $13.88 Million | $6.51 Million | ▼ -28.2% |
| 2006 | 0.74x | $28.25 Million | $38.16 Million | $9.92 Million | ▲ +8.1% |
| 2005 | 0.68x | $21.28 Million | $31.07 Million | $9.79 Million | ▲ +80.3% |
| 2004 | 0.38x | $3.82 Million | $10.06 Million | $6.24 Million | ▼ -58.1% |
| 2003 | 0.91x | $57.29 Million | $63.20 Million | $5.92 Million | ▲ +114.1% |
| 2002 | 0.42x | $5.54 Million | $13.10 Million | $7.55 Million | ▼ -43.9% |
| 2000 | 0.75x | $10.25 Million | $13.59 Million | $3.33 Million | ▼ -21.1% |
| 1999 | 0.96x | $38.22 Million | $39.95 Million | $1.73 Million | ▲ +34.3% |
| 1998 | 0.71x | $5.70 Million | $8.00 Million | $2.30 Million | ▼ -24.0% |
| 1996 | 0.94x | $30.20 Million | $32.20 Million | $2.00 Million | ▲ +8.3% |
| 1995 | 0.87x | $9.70 Million | $11.20 Million | $1.50 Million | ▼ -5.8% |
| 1994 | 0.92x | $14.90 Million | $16.20 Million | $1.30 Million | ▲ +3.3% |
| 1993 | 0.89x | $8.10 Million | $9.10 Million | $1.00 Million | — |