United Bancorp Inc (UBCP) — Capital Reinvestment Ratio
United Bancorp Inc (UBCP) has a Capital Reinvestment Ratio of 5.62x as of March 2026, meaning it reinvests 6% of its operating cash flow ($364.00K) in capital expenditures ($2.04 Million). Check UBCP tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
United Bancorp Inc Capital Reinvestment Ratio (1992–2025)
This chart tracks United Bancorp Inc's Capital Reinvestment Ratio across 34 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of United Bancorp Inc.
Annual Capital Reinvestment Ratio for United Bancorp Inc (1992–2025)
Year-by-year Capital Reinvestment Ratio for United Bancorp Inc from 1992 to 2025. See United Bancorp Inc (UBCP) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 1.18x | $9.96 Million | $11.78 Million | ▲ +3.1% |
| 2024 | 1.15x | $8.45 Million | $9.70 Million | ▲ +904.6% |
| 2023 | 0.11x | $9.46 Million | $1.08 Million | ▲ +89.6% |
| 2022 | 0.06x | $8.48 Million | $511.00K | ▼ -36.5% |
| 2021 | 0.09x | $8.19 Million | $777.00K | ▼ -64.7% |
| 2020 | 0.27x | $9.37 Million | $2.52 Million | ▲ +73.4% |
| 2019 | 0.16x | $8.62 Million | $1.34 Million | ▲ +13.7% |
| 2018 | 0.14x | $5.75 Million | $785.00K | ▼ -20.3% |
| 2017 | 0.17x | $4.57 Million | $782.00K | ▼ -68.3% |
| 2016 | 0.54x | $4.18 Million | $2.26 Million | ▲ +76.3% |
| 2015 | 0.31x | $4.28 Million | $1.31 Million | ▲ +314.7% |
| 2014 | 0.07x | $4.18 Million | $309.00K | ▼ -59.8% |
| 2013 | 0.18x | $7.17 Million | $1.32 Million | ▼ -32.6% |
| 2012 | 0.27x | $5.60 Million | $1.53 Million | ▲ +14.2% |
| 2011 | 0.24x | $6.24 Million | $1.49 Million | ▲ +12.8% |
| 2010 | 0.21x | $6.63 Million | $1.40 Million | ▼ -59.4% |
| 2009 | 0.52x | $1.95 Million | $1.01 Million | ▲ +170.7% |
| 2008 | 0.19x | $6.00 Million | $1.16 Million | ▲ +105.0% |
| 2007 | 0.09x | $3.28 Million | $308.00K | ▲ +47.2% |
| 2006 | 0.06x | $3.89 Million | $248.00K | ▼ -47.7% |
| 2005 | 0.12x | $3.97 Million | $484.00K | ▲ +20.9% |
| 2004 | 0.10x | $3.86 Million | $389.80K | ▲ +231.1% |
| 2003 | 0.03x | $4.20 Million | $128.00K | ▼ -87.7% |
| 2002 | 0.25x | $4.06 Million | $1.00 Million | ▲ +87.9% |
| 2001 | 0.13x | $3.35 Million | $441.46K | ▼ -67.8% |
| 2000 | 0.41x | $3.46 Million | $1.41 Million | ▼ -40.2% |
| 1999 | 0.68x | $4.10 Million | $2.80 Million | ▲ +180.0% |
| 1998 | 0.24x | $4.10 Million | $1.00 Million | ▲ +37.2% |
| 1997 | 0.18x | $4.50 Million | $800.00K | ▼ -19.0% |
| 1996 | 0.22x | $4.10 Million | $900.00K | ▲ +170.7% |
| 1995 | 0.08x | $3.70 Million | $300.00K | ▼ -10.8% |
| 1994 | 0.09x | $2.20 Million | $200.00K | ▼ -47.7% |
| 1993 | 0.17x | $2.30 Million | $400.00K | ▲ +73.9% |
| 1992 | 0.10x | $2.00 Million | $200.00K | — |