United Bancorp Inc (UBCP) — Capital Reinvestment Ratio
Latest as of March 2026:
5.62x
United Bancorp Inc (UBCP) has a Capital Reinvestment Ratio of 5.62x as of March 2026, meaning it reinvests 6% of its operating cash flow ($364.00K) in capital expenditures ($2.04 Million). See United Bancorp Inc (UBCP) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Capital Reinvestment Ratio
5.62x
Capex / Operating Cash Flow
Operating Cash Flow
$364.00K
USD
Capital Expenditures
$2.04 Million
USD
Data as of
Mar 2026
Most recent filing
United Bancorp Inc Capital Reinvestment Ratio (1992–2025)
This chart tracks United Bancorp Inc's Capital Reinvestment Ratio across 34 annual periods.
Annual Capital Reinvestment Ratio for United Bancorp Inc (1992–2025)
Year-by-year Capital Reinvestment Ratio for United Bancorp Inc from 1992 to 2025. For live market cap and broader valuation context, see UBCP market cap overview.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 1.18x | $9.96 Million | $11.78 Million | ▲ +3.1% |
| 2024 | 1.15x | $8.45 Million | $9.70 Million | ▲ +904.6% |
| 2023 | 0.11x | $9.46 Million | $1.08 Million | ▲ +89.6% |
| 2022 | 0.06x | $8.48 Million | $511.00K | ▼ -36.5% |
| 2021 | 0.09x | $8.19 Million | $777.00K | ▼ -64.7% |
| 2020 | 0.27x | $9.37 Million | $2.52 Million | ▲ +73.4% |
| 2019 | 0.16x | $8.62 Million | $1.34 Million | ▲ +13.7% |
| 2018 | 0.14x | $5.75 Million | $785.00K | ▼ -20.3% |
| 2017 | 0.17x | $4.57 Million | $782.00K | ▼ -68.3% |
| 2016 | 0.54x | $4.18 Million | $2.26 Million | ▲ +76.3% |
| 2015 | 0.31x | $4.28 Million | $1.31 Million | ▲ +314.7% |
| 2014 | 0.07x | $4.18 Million | $309.00K | ▼ -59.8% |
| 2013 | 0.18x | $7.17 Million | $1.32 Million | ▼ -32.6% |
| 2012 | 0.27x | $5.60 Million | $1.53 Million | ▲ +14.2% |
| 2011 | 0.24x | $6.24 Million | $1.49 Million | ▲ +12.8% |
| 2010 | 0.21x | $6.63 Million | $1.40 Million | ▼ -59.4% |
| 2009 | 0.52x | $1.95 Million | $1.01 Million | ▲ +170.7% |
| 2008 | 0.19x | $6.00 Million | $1.16 Million | ▲ +105.0% |
| 2007 | 0.09x | $3.28 Million | $308.00K | ▲ +47.2% |
| 2006 | 0.06x | $3.89 Million | $248.00K | ▼ -47.7% |
| 2005 | 0.12x | $3.97 Million | $484.00K | ▲ +20.9% |
| 2004 | 0.10x | $3.86 Million | $389.80K | ▲ +231.1% |
| 2003 | 0.03x | $4.20 Million | $128.00K | ▼ -87.7% |
| 2002 | 0.25x | $4.06 Million | $1.00 Million | ▲ +87.9% |
| 2001 | 0.13x | $3.35 Million | $441.46K | ▼ -67.8% |
| 2000 | 0.41x | $3.46 Million | $1.41 Million | ▼ -40.2% |
| 1999 | 0.68x | $4.10 Million | $2.80 Million | ▲ +180.0% |
| 1998 | 0.24x | $4.10 Million | $1.00 Million | ▲ +37.2% |
| 1997 | 0.18x | $4.50 Million | $800.00K | ▼ -19.0% |
| 1996 | 0.22x | $4.10 Million | $900.00K | ▲ +170.7% |
| 1995 | 0.08x | $3.70 Million | $300.00K | ▼ -10.8% |
| 1994 | 0.09x | $2.20 Million | $200.00K | ▼ -47.7% |
| 1993 | 0.17x | $2.30 Million | $400.00K | ▲ +73.9% |
| 1992 | 0.10x | $2.00 Million | $200.00K | — |
Capital Reinvestment Ratio = ABS(Capital Expenditures) / Operating Cash Flow