United Bancorp Inc (UBCP) — Capital Reinvestment Ratio
United Bancorp Inc (UBCP) has a Capital Reinvestment Ratio of 1.26x as of September 2025, meaning it reinvests 1% of its operating cash flow ($3.17 Million) in capital expenditures ($3.98 Million). See net asset quality index of United Bancorp Inc to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
United Bancorp Inc Capital Reinvestment Ratio (1992–2024)
This chart tracks United Bancorp Inc's Capital Reinvestment Ratio across 33 annual periods. Check UBCP total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for United Bancorp Inc (1992–2024)
Year-by-year Capital Reinvestment Ratio for United Bancorp Inc from 1992 to 2024. For live market cap and broader valuation context, see UBCP market cap overview.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 1.15x | $8.45 Million | $9.70 Million | ▲ +904.6% |
| 2023 | 0.11x | $9.46 Million | $1.08 Million | ▲ +89.6% |
| 2022 | 0.06x | $8.48 Million | $511.00K | ▼ -36.5% |
| 2021 | 0.09x | $8.19 Million | $777.00K | ▼ -64.7% |
| 2020 | 0.27x | $9.37 Million | $2.52 Million | ▲ +73.4% |
| 2019 | 0.16x | $8.62 Million | $1.34 Million | ▲ +13.7% |
| 2018 | 0.14x | $5.75 Million | $785.00K | ▼ -20.3% |
| 2017 | 0.17x | $4.57 Million | $782.00K | ▼ -68.3% |
| 2016 | 0.54x | $4.18 Million | $2.26 Million | ▲ +76.3% |
| 2015 | 0.31x | $4.28 Million | $1.31 Million | ▲ +314.7% |
| 2014 | 0.07x | $4.18 Million | $309.00K | ▼ -59.8% |
| 2013 | 0.18x | $7.17 Million | $1.32 Million | ▼ -32.6% |
| 2012 | 0.27x | $5.60 Million | $1.53 Million | ▲ +14.2% |
| 2011 | 0.24x | $6.24 Million | $1.49 Million | ▲ +12.8% |
| 2010 | 0.21x | $6.63 Million | $1.40 Million | ▼ -59.4% |
| 2009 | 0.52x | $1.95 Million | $1.01 Million | ▲ +170.7% |
| 2008 | 0.19x | $6.00 Million | $1.16 Million | ▲ +105.0% |
| 2007 | 0.09x | $3.28 Million | $308.00K | ▲ +47.2% |
| 2006 | 0.06x | $3.89 Million | $248.00K | ▼ -47.7% |
| 2005 | 0.12x | $3.97 Million | $484.00K | ▲ +20.9% |
| 2004 | 0.10x | $3.86 Million | $389.80K | ▲ +231.1% |
| 2003 | 0.03x | $4.20 Million | $128.00K | ▼ -87.7% |
| 2002 | 0.25x | $4.06 Million | $1.00 Million | ▲ +87.9% |
| 2001 | 0.13x | $3.35 Million | $441.46K | ▼ -67.8% |
| 2000 | 0.41x | $3.46 Million | $1.41 Million | ▼ -40.2% |
| 1999 | 0.68x | $4.10 Million | $2.80 Million | ▲ +180.0% |
| 1998 | 0.24x | $4.10 Million | $1.00 Million | ▲ +37.2% |
| 1997 | 0.18x | $4.50 Million | $800.00K | ▼ -19.0% |
| 1996 | 0.22x | $4.10 Million | $900.00K | ▲ +170.7% |
| 1995 | 0.08x | $3.70 Million | $300.00K | ▼ -10.8% |
| 1994 | 0.09x | $2.20 Million | $200.00K | ▼ -47.7% |
| 1993 | 0.17x | $2.30 Million | $400.00K | ▲ +73.9% |
| 1992 | 0.10x | $2.00 Million | $200.00K | — |