United Bancorp Inc Capital Reinvestment Ratio
United Bancorp Inc capital reinvestment ratio. United Bancorp Inc (UBCP) has a Capital Reinvestment Ratio of 2.18x as of June 2026, meaning it reinvests 2% of its operating cash flow ($938.00K) in capital expenditures ($2.04 Million). Check United Bancorp Inc total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Capital Reinvestment Ratio of United Bancorp Inc (1992–2025)
Capital reinvestment ratio of United Bancorp Inc from 1992 to 2025. This chart tracks United Bancorp Inc's Capital Reinvestment Ratio across 34 annual periods. Also explore United Bancorp Inc annual equity growth to track the company's year-over-year net asset growth rate.
United Bancorp Inc Capital Reinvestment Ratio by Year (1992–2025)
United Bancorp Inc capital reinvestment ratio by year from 1992 to 2025. For the full cash flow conversion analysis, see UBCP cash flow metrics.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 1.18x | $9.96 Million | $11.78 Million | ▲ +3.1% |
| 2024 | 1.15x | $8.45 Million | $9.70 Million | ▲ +904.6% |
| 2023 | 0.11x | $9.46 Million | $1.08 Million | ▲ +89.6% |
| 2022 | 0.06x | $8.48 Million | $511.00K | ▼ -36.5% |
| 2021 | 0.09x | $8.19 Million | $777.00K | ▼ -64.7% |
| 2020 | 0.27x | $9.37 Million | $2.52 Million | ▲ +73.4% |
| 2019 | 0.16x | $8.62 Million | $1.34 Million | ▲ +13.7% |
| 2018 | 0.14x | $5.75 Million | $785.00K | ▼ -20.3% |
| 2017 | 0.17x | $4.57 Million | $782.00K | ▼ -68.3% |
| 2016 | 0.54x | $4.18 Million | $2.26 Million | ▲ +76.3% |
| 2015 | 0.31x | $4.28 Million | $1.31 Million | ▲ +314.7% |
| 2014 | 0.07x | $4.18 Million | $309.00K | ▼ -59.8% |
| 2013 | 0.18x | $7.17 Million | $1.32 Million | ▼ -32.6% |
| 2012 | 0.27x | $5.60 Million | $1.53 Million | ▲ +14.2% |
| 2011 | 0.24x | $6.24 Million | $1.49 Million | ▲ +12.8% |
| 2010 | 0.21x | $6.63 Million | $1.40 Million | ▼ -59.4% |
| 2009 | 0.52x | $1.95 Million | $1.01 Million | ▲ +170.7% |
| 2008 | 0.19x | $6.00 Million | $1.16 Million | ▲ +105.0% |
| 2007 | 0.09x | $3.28 Million | $308.00K | ▲ +47.2% |
| 2006 | 0.06x | $3.89 Million | $248.00K | ▼ -47.7% |
| 2005 | 0.12x | $3.97 Million | $484.00K | ▲ +20.9% |
| 2004 | 0.10x | $3.86 Million | $389.80K | ▲ +231.1% |
| 2003 | 0.03x | $4.20 Million | $128.00K | ▼ -87.7% |
| 2002 | 0.25x | $4.06 Million | $1.00 Million | ▲ +87.9% |
| 2001 | 0.13x | $3.35 Million | $441.46K | ▼ -67.8% |
| 2000 | 0.41x | $3.46 Million | $1.41 Million | ▼ -40.2% |
| 1999 | 0.68x | $4.10 Million | $2.80 Million | ▲ +180.0% |
| 1998 | 0.24x | $4.10 Million | $1.00 Million | ▲ +37.2% |
| 1997 | 0.18x | $4.50 Million | $800.00K | ▼ -19.0% |
| 1996 | 0.22x | $4.10 Million | $900.00K | ▲ +170.7% |
| 1995 | 0.08x | $3.70 Million | $300.00K | ▼ -10.8% |
| 1994 | 0.09x | $2.20 Million | $200.00K | ▼ -47.7% |
| 1993 | 0.17x | $2.30 Million | $400.00K | ▲ +73.9% |
| 1992 | 0.10x | $2.00 Million | $200.00K | — |