United Bancorp Inc (UBCP) — Cash Flow Reinvestment Rate
United Bancorp Inc (UBCP) has a Cash Flow Reinvestment Rate of 7.03x as of September 2025, reinvesting $22.26 Million (capex $3.98 Million plus investments $-18.28 Million) from operating cash flow of $3.17 Million. Explore how much does United Bancorp Inc reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
United Bancorp Inc Cash Flow Reinvestment Rate (1992–2024)
Historical reinvestment intensity for United Bancorp Inc across 33 annual periods. Also explore United Bancorp Inc balance sheet assets for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for United Bancorp Inc (1992–2024)
Year-by-year capital reinvestment analysis for United Bancorp Inc. For live market cap and broader valuation context, see United Bancorp Inc (UBCP) total market value.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 3.45x | $29.16 Million | $8.45 Million | $9.70 Million | ▲ +40.4% |
| 2023 | 2.46x | $23.27 Million | $9.46 Million | $1.08 Million | ▼ -79.9% |
| 2022 | 12.21x | $103.52 Million | $8.48 Million | $511.00K | ▲ +907.6% |
| 2021 | 1.21x | $9.92 Million | $8.19 Million | $777.00K | ▼ -68.6% |
| 2020 | 3.86x | $36.19 Million | $9.37 Million | $2.52 Million | ▼ -63.8% |
| 2019 | 10.66x | $91.90 Million | $8.62 Million | $1.34 Million | ▼ -31.8% |
| 2018 | 15.64x | $90.01 Million | $5.75 Million | $785.00K | ▲ +294.3% |
| 2017 | 3.97x | $18.12 Million | $4.57 Million | $782.00K | ▼ -53.1% |
| 2016 | 8.46x | $35.34 Million | $4.18 Million | $2.26 Million | ▲ +16.7% |
| 2015 | 7.25x | $31.00 Million | $4.28 Million | $1.31 Million | ▲ +1915.2% |
| 2014 | 0.36x | $1.50 Million | $4.18 Million | $309.00K | ▼ -71.4% |
| 2013 | 1.26x | $9.04 Million | $7.17 Million | $1.32 Million | ▼ -79.6% |
| 2012 | 6.19x | $34.67 Million | $5.60 Million | $1.53 Million | ▲ +239.0% |
| 2011 | 1.83x | $11.39 Million | $6.24 Million | $1.49 Million | ▲ +762.7% |
| 2010 | 0.21x | $1.40 Million | $6.63 Million | $1.40 Million | ▼ -59.4% |
| 2009 | 0.52x | $1.01 Million | $1.95 Million | $1.01 Million | ▲ +170.7% |
| 2008 | 0.19x | $1.16 Million | $6.00 Million | $1.16 Million | ▲ +105.0% |
| 2007 | 0.09x | $308.00K | $3.28 Million | $308.00K | ▲ +47.2% |
| 2006 | 0.06x | $248.00K | $3.89 Million | $248.00K | ▼ -47.7% |
| 2005 | 0.12x | $484.00K | $3.97 Million | $484.00K | ▲ +20.9% |
| 2004 | 0.10x | $389.80K | $3.86 Million | $389.80K | ▲ +231.1% |
| 2003 | 0.03x | $128.00K | $4.20 Million | $128.00K | ▼ -87.7% |
| 2002 | 0.25x | $1.00 Million | $4.06 Million | $1.00 Million | ▲ +87.9% |
| 2001 | 0.13x | $441.46K | $3.35 Million | $441.46K | ▼ -67.8% |
| 2000 | 0.41x | $1.41 Million | $3.46 Million | $1.41 Million | ▼ -40.2% |
| 1999 | 0.68x | $2.80 Million | $4.10 Million | $2.80 Million | ▲ +180.0% |
| 1998 | 0.24x | $1.00 Million | $4.10 Million | $1.00 Million | ▲ +37.2% |
| 1997 | 0.18x | $800.00K | $4.50 Million | $800.00K | ▼ -19.0% |
| 1996 | 0.22x | $900.00K | $4.10 Million | $900.00K | ▲ +170.7% |
| 1995 | 0.08x | $300.00K | $3.70 Million | $300.00K | ▼ -10.8% |
| 1994 | 0.09x | $200.00K | $2.20 Million | $200.00K | ▼ -47.7% |
| 1993 | 0.17x | $400.00K | $2.30 Million | $400.00K | ▲ +73.9% |
| 1992 | 0.10x | $200.00K | $2.00 Million | $200.00K | — |