United Bancorp Inc Cash Flow Reinvestment Rate
United Bancorp Inc cash flow reinvestment rate. United Bancorp Inc (UBCP) has a Cash Flow Reinvestment Rate of 2.30x as of June 2026, reinvesting $2.15 Million (capex $2.04 Million plus investments $110.00K) from operating cash flow of $938.00K. Explore UBCP debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of United Bancorp Inc (1992–2025)
Cash flow reinvestment rate of United Bancorp Inc from 1992 to 2025. Historical reinvestment intensity for United Bancorp Inc across 34 annual periods. Explore reinvestment intensity of United Bancorp Inc to see what proportion of operating cash flow is directed to capital expenditures.
United Bancorp Inc Cash Flow Reinvestment Rate by Year (1992–2025)
United Bancorp Inc cash flow reinvestment rate by year from 1992 to 2025. Year-by-year capital reinvestment analysis for United Bancorp Inc. For the full cash flow conversion analysis, see United Bancorp Inc (UBCP) cash flow conversion.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 3.02x | $30.08 Million | $9.96 Million | $11.78 Million | ▼ -12.5% |
| 2024 | 3.45x | $29.16 Million | $8.45 Million | $9.70 Million | ▲ +40.4% |
| 2023 | 2.46x | $23.27 Million | $9.46 Million | $1.08 Million | ▼ -79.9% |
| 2022 | 12.21x | $103.52 Million | $8.48 Million | $511.00K | ▲ +907.6% |
| 2021 | 1.21x | $9.92 Million | $8.19 Million | $777.00K | ▼ -68.6% |
| 2020 | 3.86x | $36.19 Million | $9.37 Million | $2.52 Million | ▼ -63.8% |
| 2019 | 10.66x | $91.90 Million | $8.62 Million | $1.34 Million | ▼ -31.8% |
| 2018 | 15.64x | $90.01 Million | $5.75 Million | $785.00K | ▲ +294.3% |
| 2017 | 3.97x | $18.12 Million | $4.57 Million | $782.00K | ▼ -53.1% |
| 2016 | 8.46x | $35.34 Million | $4.18 Million | $2.26 Million | ▲ +16.7% |
| 2015 | 7.25x | $31.00 Million | $4.28 Million | $1.31 Million | ▲ +1915.2% |
| 2014 | 0.36x | $1.50 Million | $4.18 Million | $309.00K | ▼ -71.4% |
| 2013 | 1.26x | $9.04 Million | $7.17 Million | $1.32 Million | ▼ -79.6% |
| 2012 | 6.19x | $34.67 Million | $5.60 Million | $1.53 Million | ▲ +239.0% |
| 2011 | 1.83x | $11.39 Million | $6.24 Million | $1.49 Million | ▲ +762.7% |
| 2010 | 0.21x | $1.40 Million | $6.63 Million | $1.40 Million | ▼ -59.4% |
| 2009 | 0.52x | $1.01 Million | $1.95 Million | $1.01 Million | ▲ +170.7% |
| 2008 | 0.19x | $1.16 Million | $6.00 Million | $1.16 Million | ▲ +105.0% |
| 2007 | 0.09x | $308.00K | $3.28 Million | $308.00K | ▲ +47.2% |
| 2006 | 0.06x | $248.00K | $3.89 Million | $248.00K | ▼ -47.7% |
| 2005 | 0.12x | $484.00K | $3.97 Million | $484.00K | ▲ +20.9% |
| 2004 | 0.10x | $389.80K | $3.86 Million | $389.80K | ▲ +231.1% |
| 2003 | 0.03x | $128.00K | $4.20 Million | $128.00K | ▼ -87.7% |
| 2002 | 0.25x | $1.00 Million | $4.06 Million | $1.00 Million | ▲ +87.9% |
| 2001 | 0.13x | $441.46K | $3.35 Million | $441.46K | ▼ -67.8% |
| 2000 | 0.41x | $1.41 Million | $3.46 Million | $1.41 Million | ▼ -40.2% |
| 1999 | 0.68x | $2.80 Million | $4.10 Million | $2.80 Million | ▲ +180.0% |
| 1998 | 0.24x | $1.00 Million | $4.10 Million | $1.00 Million | ▲ +37.2% |
| 1997 | 0.18x | $800.00K | $4.50 Million | $800.00K | ▼ -19.0% |
| 1996 | 0.22x | $900.00K | $4.10 Million | $900.00K | ▲ +170.7% |
| 1995 | 0.08x | $300.00K | $3.70 Million | $300.00K | ▼ -10.8% |
| 1994 | 0.09x | $200.00K | $2.20 Million | $200.00K | ▼ -47.7% |
| 1993 | 0.17x | $400.00K | $2.30 Million | $400.00K | ▲ +73.9% |
| 1992 | 0.10x | $200.00K | $2.00 Million | $200.00K | — |