United Bancorp Inc (UBCP) — Cash Flow Reinvestment Rate
United Bancorp Inc (UBCP) has a Cash Flow Reinvestment Rate of 36.48x as of March 2026, reinvesting $13.28 Million (capex $2.04 Million plus investments $-11.24 Million) from operating cash flow of $364.00K. See how much free cash does United Bancorp Inc generate to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
United Bancorp Inc Cash Flow Reinvestment Rate (1992–2025)
Historical reinvestment intensity for United Bancorp Inc across 34 annual periods. For the full cash flow conversion analysis, see United Bancorp Inc cash flow conversion.
Annual Cash Flow Reinvestment Rate for United Bancorp Inc (1992–2025)
Year-by-year capital reinvestment analysis for United Bancorp Inc. See UBCP FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 3.02x | $30.08 Million | $9.96 Million | $11.78 Million | ▼ -12.5% |
| 2024 | 3.45x | $29.16 Million | $8.45 Million | $9.70 Million | ▲ +40.4% |
| 2023 | 2.46x | $23.27 Million | $9.46 Million | $1.08 Million | ▼ -79.9% |
| 2022 | 12.21x | $103.52 Million | $8.48 Million | $511.00K | ▲ +907.6% |
| 2021 | 1.21x | $9.92 Million | $8.19 Million | $777.00K | ▼ -68.6% |
| 2020 | 3.86x | $36.19 Million | $9.37 Million | $2.52 Million | ▼ -63.8% |
| 2019 | 10.66x | $91.90 Million | $8.62 Million | $1.34 Million | ▼ -31.8% |
| 2018 | 15.64x | $90.01 Million | $5.75 Million | $785.00K | ▲ +294.3% |
| 2017 | 3.97x | $18.12 Million | $4.57 Million | $782.00K | ▼ -53.1% |
| 2016 | 8.46x | $35.34 Million | $4.18 Million | $2.26 Million | ▲ +16.7% |
| 2015 | 7.25x | $31.00 Million | $4.28 Million | $1.31 Million | ▲ +1915.2% |
| 2014 | 0.36x | $1.50 Million | $4.18 Million | $309.00K | ▼ -71.4% |
| 2013 | 1.26x | $9.04 Million | $7.17 Million | $1.32 Million | ▼ -79.6% |
| 2012 | 6.19x | $34.67 Million | $5.60 Million | $1.53 Million | ▲ +239.0% |
| 2011 | 1.83x | $11.39 Million | $6.24 Million | $1.49 Million | ▲ +762.7% |
| 2010 | 0.21x | $1.40 Million | $6.63 Million | $1.40 Million | ▼ -59.4% |
| 2009 | 0.52x | $1.01 Million | $1.95 Million | $1.01 Million | ▲ +170.7% |
| 2008 | 0.19x | $1.16 Million | $6.00 Million | $1.16 Million | ▲ +105.0% |
| 2007 | 0.09x | $308.00K | $3.28 Million | $308.00K | ▲ +47.2% |
| 2006 | 0.06x | $248.00K | $3.89 Million | $248.00K | ▼ -47.7% |
| 2005 | 0.12x | $484.00K | $3.97 Million | $484.00K | ▲ +20.9% |
| 2004 | 0.10x | $389.80K | $3.86 Million | $389.80K | ▲ +231.1% |
| 2003 | 0.03x | $128.00K | $4.20 Million | $128.00K | ▼ -87.7% |
| 2002 | 0.25x | $1.00 Million | $4.06 Million | $1.00 Million | ▲ +87.9% |
| 2001 | 0.13x | $441.46K | $3.35 Million | $441.46K | ▼ -67.8% |
| 2000 | 0.41x | $1.41 Million | $3.46 Million | $1.41 Million | ▼ -40.2% |
| 1999 | 0.68x | $2.80 Million | $4.10 Million | $2.80 Million | ▲ +180.0% |
| 1998 | 0.24x | $1.00 Million | $4.10 Million | $1.00 Million | ▲ +37.2% |
| 1997 | 0.18x | $800.00K | $4.50 Million | $800.00K | ▼ -19.0% |
| 1996 | 0.22x | $900.00K | $4.10 Million | $900.00K | ▲ +170.7% |
| 1995 | 0.08x | $300.00K | $3.70 Million | $300.00K | ▼ -10.8% |
| 1994 | 0.09x | $200.00K | $2.20 Million | $200.00K | ▼ -47.7% |
| 1993 | 0.17x | $400.00K | $2.30 Million | $400.00K | ▲ +73.9% |
| 1992 | 0.10x | $200.00K | $2.00 Million | $200.00K | — |