United Bancorp Inc Working Capital to Net Assets Ratio
United Bancorp Inc working capital to net assets ratio. United Bancorp Inc (UBCP) has a Working Capital to Net Assets ratio of 23.0% as of June 2026. Working capital of $16.60 Million (current assets of $45.98 Million minus current liabilities of $29.39 Million) is measured against net assets of $72.09 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. Check UBCP intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of United Bancorp Inc (1992–2025)
Working capital to net assets ratio of United Bancorp Inc from 1992 to 2025. This chart shows how United Bancorp Inc's Working Capital to Net Assets ratio has evolved across 34 annual periods from 1992 to 2025. As of June 2026, the ratio stands at 23.0%, reflecting working capital of $16.60 Million against net assets of $72.09 Million USD. See UBCP defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
United Bancorp Inc Working Capital to Net Assets Ratio by Year (1992–2025)
United Bancorp Inc working capital to net assets ratio by year from 1992 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for United Bancorp Inc from 1992 to 2025, covering 34 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see United Bancorp Inc (UBCP) total assets.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -716.8% | $-505.45 Million | $70.52 Million | $165.31 Million | $670.77 Million | ▲ +72.4 pp |
| 2024 | -789.2% | $-500.83 Million | $63.46 Million | $143.16 Million | $643.99 Million | ▼ -107.7 pp |
| 2023 | -681.5% | $-433.41 Million | $63.59 Million | $214.83 Million | $648.24 Million | ▼ -679.8 pp |
| 2022 | -1.7% | $-1.01 Million | $59.74 Million | $4.91 Million | $5.92 Million | ▲ +550.3 pp |
| 2021 | -551.9% | $-395.75 Million | $71.70 Million | $231.66 Million | $627.41 Million | ▲ +14.0 pp |
| 2020 | -566.0% | $-386.73 Million | $68.33 Million | $212.56 Million | $599.28 Million | ▲ +25.2 pp |
| 2019 | -591.2% | $-354.24 Million | $59.92 Million | $206.47 Million | $560.71 Million | ▼ -1481.3 pp |
| 2018 | 890.2% | $450.80 Million | $50.64 Million | $455.41 Million | $4.61 Million | ▲ +762.5 pp |
| 2017 | 127.6% | $56.03 Million | $43.90 Million | $60.27 Million | $4.24 Million | ▲ +12.9 pp |
| 2016 | 114.8% | $48.95 Million | $42.64 Million | $52.15 Million | $3.20 Million | ▲ +823.8 pp |
| 2015 | -709.0% | $-294.20 Million | $41.50 Million | $48.13 Million | $342.33 Million | ▼ -17.9 pp |
| 2014 | -691.1% | $-279.14 Million | $40.39 Million | $59.34 Million | $338.48 Million | ▲ +20.6 pp |
| 2013 | -711.7% | $-276.66 Million | $38.87 Million | $51.06 Million | $327.72 Million | ▲ +23.1 pp |
| 2012 | -734.8% | $-269.12 Million | $36.63 Million | $111.04 Million | $380.16 Million | ▼ -34.7 pp |
| 2011 | -700.1% | $-253.31 Million | $36.18 Million | $99.09 Million | $352.40 Million | ▲ +205.9 pp |
| 2010 | -906.0% | $-322.35 Million | $35.58 Million | $14.94 Million | $337.29 Million | ▼ -0.7 pp |
| 2009 | -905.3% | $-318.76 Million | $35.21 Million | $36.06 Million | $354.82 Million | ▲ +256.5 pp |
| 2008 | -1161.7% | $-393.88 Million | $33.90 Million | $15.33 Million | $409.20 Million | ▲ +8.5 pp |
| 2007 | -1170.2% | $-396.55 Million | $33.89 Million | $15.47 Million | $412.02 Million | ▼ -46.5 pp |
| 2006 | -1123.7% | $-366.11 Million | $32.58 Million | $17.13 Million | $383.24 Million | ▼ -60.4 pp |
| 2005 | -1063.3% | $-345.36 Million | $32.48 Million | $16.24 Million | $361.60 Million | ▼ -23.7 pp |
| 2004 | -1039.6% | $-341.23 Million | $32.82 Million | $9.83 Million | $351.06 Million | ▼ -72.2 pp |
| 2003 | -967.4% | $-314.53 Million | $32.51 Million | $10.76 Million | $325.29 Million | ▲ +11.5 pp |
| 2002 | -978.9% | $-314.75 Million | $32.15 Million | $10.85 Million | $325.60 Million | ▼ -63.1 pp |
| 2001 | -915.8% | $-279.08 Million | $30.47 Million | $12.22 Million | $291.30 Million | ▼ -12.8 pp |
| 2000 | -903.0% | $-258.96 Million | $28.68 Million | $13.45 Million | $272.41 Million | ▲ +115.6 pp |
| 1999 | -1018.6% | $-257.70 Million | $25.30 Million | $13.40 Million | $271.10 Million | ▼ -166.9 pp |
| 1998 | -851.6% | $-232.50 Million | $27.30 Million | $13.50 Million | $246.00 Million | ▲ +13.7 pp |
| 1997 | -865.4% | $-222.40 Million | $25.70 Million | $12.60 Million | $235.00 Million | ▼ -4.9 pp |
| 1996 | -860.5% | $-172.10 Million | $20.00 Million | $8.00 Million | $180.10 Million | ▲ +16.8 pp |
| 1995 | -877.3% | $-162.30 Million | $18.50 Million | $8.90 Million | $171.20 Million | ▲ +84.5 pp |
| 1994 | -961.8% | $-158.70 Million | $16.50 Million | $9.20 Million | $167.90 Million | ▼ -73.5 pp |
| 1993 | -888.3% | $-136.80 Million | $15.40 Million | $19.90 Million | $156.70 Million | ▲ +14.5 pp |
| 1992 | -902.8% | $-127.30 Million | $14.10 Million | $23.60 Million | $150.90 Million | — |