United Bancorp Inc Free Cash Flow Generation Index
United Bancorp Inc free cash flow generation index. United Bancorp Inc (UBCP) has a Free Cash Flow Generation Index of 3.18x as of June 2026. Free cash flow of $2.98 Million represents 3% of operating cash flow ($938.00K).
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Free Cash Flow Generation Index of United Bancorp Inc (1992–2025)
Free cash flow generation index of United Bancorp Inc from 1992 to 2025. Historical FCF Generation Index trend for United Bancorp Inc across 34 annual periods. See UBCP FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
United Bancorp Inc Free Cash Flow Generation Index by Year (1992–2025)
United Bancorp Inc free cash flow generation index by year from 1992 to 2025. Year-by-year Free Cash Flow Generation Index for United Bancorp Inc. For the full cash flow conversion analysis, see cash efficiency ratio of United Bancorp Inc.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.18x | $-1.82 Million | $9.96 Million | $11.78 Million | ▼ -24.1% |
| 2024 | -0.15x | $-1.25 Million | $8.45 Million | $9.70 Million | ▼ -116.7% |
| 2023 | 0.89x | $8.38 Million | $9.46 Million | $1.08 Million | ▼ -5.7% |
| 2022 | 0.94x | $7.97 Million | $8.48 Million | $511.00K | ▲ +3.8% |
| 2021 | 0.91x | $7.42 Million | $8.19 Million | $777.00K | ▲ +23.8% |
| 2020 | 0.73x | $6.85 Million | $9.37 Million | $2.52 Million | ▼ -13.5% |
| 2019 | 0.84x | $7.28 Million | $8.62 Million | $1.34 Million | ▼ -2.2% |
| 2018 | 0.86x | $4.97 Million | $5.75 Million | $785.00K | ▲ +4.2% |
| 2017 | 0.83x | $3.79 Million | $4.57 Million | $782.00K | ▲ +80.3% |
| 2016 | 0.46x | $1.92 Million | $4.18 Million | $2.26 Million | ▼ -33.7% |
| 2015 | 0.69x | $2.96 Million | $4.28 Million | $1.31 Million | ▼ -25.1% |
| 2014 | 0.93x | $3.87 Million | $4.18 Million | $309.00K | ▲ +13.5% |
| 2013 | 0.82x | $5.85 Million | $7.17 Million | $1.32 Million | ▲ +12.2% |
| 2012 | 0.73x | $4.07 Million | $5.60 Million | $1.53 Million | ▼ -4.5% |
| 2011 | 0.76x | $4.75 Million | $6.24 Million | $1.49 Million | ▼ -3.4% |
| 2010 | 0.79x | $5.23 Million | $6.63 Million | $1.40 Million | ▲ +64.7% |
| 2009 | 0.48x | $931.00K | $1.95 Million | $1.01 Million | ▼ -40.7% |
| 2008 | 0.81x | $4.84 Million | $6.00 Million | $1.16 Million | ▼ -10.9% |
| 2007 | 0.91x | $2.97 Million | $3.28 Million | $308.00K | ▼ -3.2% |
| 2006 | 0.94x | $3.64 Million | $3.89 Million | $248.00K | ▲ +6.6% |
| 2005 | 0.88x | $3.48 Million | $3.97 Million | $484.00K | ▼ -2.3% |
| 2004 | 0.90x | $3.47 Million | $3.86 Million | $389.80K | ▼ -7.3% |
| 2003 | 0.97x | $4.07 Million | $4.20 Million | $128.00K | ▲ +28.8% |
| 2002 | 0.75x | $3.06 Million | $4.06 Million | $1.00 Million | ▼ -13.3% |
| 2001 | 0.87x | $2.91 Million | $3.35 Million | $441.46K | ▲ +46.7% |
| 2000 | 0.59x | $2.05 Million | $3.46 Million | $1.41 Million | ▲ +86.6% |
| 1999 | 0.32x | $1.30 Million | $4.10 Million | $2.80 Million | ▼ -58.1% |
| 1998 | 0.76x | $3.10 Million | $4.10 Million | $1.00 Million | ▼ -8.0% |
| 1997 | 0.82x | $3.70 Million | $4.50 Million | $800.00K | ▲ +5.3% |
| 1996 | 0.78x | $3.20 Million | $4.10 Million | $900.00K | ▼ -15.1% |
| 1995 | 0.92x | $3.40 Million | $3.70 Million | $300.00K | ▲ +1.1% |
| 1994 | 0.91x | $2.00 Million | $2.20 Million | $200.00K | ▲ +10.0% |
| 1993 | 0.83x | $1.90 Million | $2.30 Million | $400.00K | ▼ -8.2% |
| 1992 | 0.90x | $1.80 Million | $2.00 Million | $200.00K | — |