United Bancorp Inc (UBCP) — Free Cash Flow Generation Index
United Bancorp Inc (UBCP) has a Free Cash Flow Generation Index of -4.62x as of March 2026. Free cash flow of $-1.68 Million represents -5% of operating cash flow ($364.00K). Explore UBCP capex reinvestment rate to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
United Bancorp Inc Free Cash Flow Generation Index (1992–2025)
Historical FCF Generation Index trend for United Bancorp Inc across 34 annual periods. For the full cash flow conversion analysis, see how efficiently does United Bancorp Inc generate cash.
Annual Free Cash Flow Generation for United Bancorp Inc (1992–2025)
Year-by-year Free Cash Flow Generation Index for United Bancorp Inc. Check cash flow reinvestment rate of United Bancorp Inc to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.18x | $-1.82 Million | $9.96 Million | $11.78 Million | ▼ -24.1% |
| 2024 | -0.15x | $-1.25 Million | $8.45 Million | $9.70 Million | ▼ -116.7% |
| 2023 | 0.89x | $8.38 Million | $9.46 Million | $1.08 Million | ▼ -5.7% |
| 2022 | 0.94x | $7.97 Million | $8.48 Million | $511.00K | ▲ +3.8% |
| 2021 | 0.91x | $7.42 Million | $8.19 Million | $777.00K | ▲ +23.8% |
| 2020 | 0.73x | $6.85 Million | $9.37 Million | $2.52 Million | ▼ -13.5% |
| 2019 | 0.84x | $7.28 Million | $8.62 Million | $1.34 Million | ▼ -2.2% |
| 2018 | 0.86x | $4.97 Million | $5.75 Million | $785.00K | ▲ +4.2% |
| 2017 | 0.83x | $3.79 Million | $4.57 Million | $782.00K | ▲ +80.3% |
| 2016 | 0.46x | $1.92 Million | $4.18 Million | $2.26 Million | ▼ -33.7% |
| 2015 | 0.69x | $2.96 Million | $4.28 Million | $1.31 Million | ▼ -25.1% |
| 2014 | 0.93x | $3.87 Million | $4.18 Million | $309.00K | ▲ +13.5% |
| 2013 | 0.82x | $5.85 Million | $7.17 Million | $1.32 Million | ▲ +12.2% |
| 2012 | 0.73x | $4.07 Million | $5.60 Million | $1.53 Million | ▼ -4.5% |
| 2011 | 0.76x | $4.75 Million | $6.24 Million | $1.49 Million | ▼ -3.4% |
| 2010 | 0.79x | $5.23 Million | $6.63 Million | $1.40 Million | ▲ +64.7% |
| 2009 | 0.48x | $931.00K | $1.95 Million | $1.01 Million | ▼ -40.7% |
| 2008 | 0.81x | $4.84 Million | $6.00 Million | $1.16 Million | ▼ -10.9% |
| 2007 | 0.91x | $2.97 Million | $3.28 Million | $308.00K | ▼ -3.2% |
| 2006 | 0.94x | $3.64 Million | $3.89 Million | $248.00K | ▲ +6.6% |
| 2005 | 0.88x | $3.48 Million | $3.97 Million | $484.00K | ▼ -2.3% |
| 2004 | 0.90x | $3.47 Million | $3.86 Million | $389.80K | ▼ -7.3% |
| 2003 | 0.97x | $4.07 Million | $4.20 Million | $128.00K | ▲ +28.8% |
| 2002 | 0.75x | $3.06 Million | $4.06 Million | $1.00 Million | ▼ -13.3% |
| 2001 | 0.87x | $2.91 Million | $3.35 Million | $441.46K | ▲ +46.7% |
| 2000 | 0.59x | $2.05 Million | $3.46 Million | $1.41 Million | ▲ +86.6% |
| 1999 | 0.32x | $1.30 Million | $4.10 Million | $2.80 Million | ▼ -58.1% |
| 1998 | 0.76x | $3.10 Million | $4.10 Million | $1.00 Million | ▼ -8.0% |
| 1997 | 0.82x | $3.70 Million | $4.50 Million | $800.00K | ▲ +5.3% |
| 1996 | 0.78x | $3.20 Million | $4.10 Million | $900.00K | ▼ -15.1% |
| 1995 | 0.92x | $3.40 Million | $3.70 Million | $300.00K | ▲ +1.1% |
| 1994 | 0.91x | $2.00 Million | $2.20 Million | $200.00K | ▲ +10.0% |
| 1993 | 0.83x | $1.90 Million | $2.30 Million | $400.00K | ▼ -8.2% |
| 1992 | 0.90x | $1.80 Million | $2.00 Million | $200.00K | — |