United Bancorp Inc (UBCP) — Free Cash Flow Generation Index
United Bancorp Inc (UBCP) has a Free Cash Flow Generation Index of -4.62x as of March 2026. Free cash flow of $-1.68 Million represents -5% of operating cash flow ($364.00K). Read United Bancorp Inc debt and liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
United Bancorp Inc Free Cash Flow Generation Index (1992–2025)
Historical FCF Generation Index trend for United Bancorp Inc across 34 annual periods. Explore United Bancorp Inc (UBCP) reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for United Bancorp Inc (1992–2025)
Year-by-year Free Cash Flow Generation Index for United Bancorp Inc. For the full company profile including market capitalisation, see United Bancorp Inc (UBCP) market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.18x | $-1.82 Million | $9.96 Million | $11.78 Million | ▼ -24.1% |
| 2024 | -0.15x | $-1.25 Million | $8.45 Million | $9.70 Million | ▼ -116.7% |
| 2023 | 0.89x | $8.38 Million | $9.46 Million | $1.08 Million | ▼ -5.7% |
| 2022 | 0.94x | $7.97 Million | $8.48 Million | $511.00K | ▲ +3.8% |
| 2021 | 0.91x | $7.42 Million | $8.19 Million | $777.00K | ▲ +23.8% |
| 2020 | 0.73x | $6.85 Million | $9.37 Million | $2.52 Million | ▼ -13.5% |
| 2019 | 0.84x | $7.28 Million | $8.62 Million | $1.34 Million | ▼ -2.2% |
| 2018 | 0.86x | $4.97 Million | $5.75 Million | $785.00K | ▲ +4.2% |
| 2017 | 0.83x | $3.79 Million | $4.57 Million | $782.00K | ▲ +80.3% |
| 2016 | 0.46x | $1.92 Million | $4.18 Million | $2.26 Million | ▼ -33.7% |
| 2015 | 0.69x | $2.96 Million | $4.28 Million | $1.31 Million | ▼ -25.1% |
| 2014 | 0.93x | $3.87 Million | $4.18 Million | $309.00K | ▲ +13.5% |
| 2013 | 0.82x | $5.85 Million | $7.17 Million | $1.32 Million | ▲ +12.2% |
| 2012 | 0.73x | $4.07 Million | $5.60 Million | $1.53 Million | ▼ -4.5% |
| 2011 | 0.76x | $4.75 Million | $6.24 Million | $1.49 Million | ▼ -3.4% |
| 2010 | 0.79x | $5.23 Million | $6.63 Million | $1.40 Million | ▲ +64.7% |
| 2009 | 0.48x | $931.00K | $1.95 Million | $1.01 Million | ▼ -40.7% |
| 2008 | 0.81x | $4.84 Million | $6.00 Million | $1.16 Million | ▼ -10.9% |
| 2007 | 0.91x | $2.97 Million | $3.28 Million | $308.00K | ▼ -3.2% |
| 2006 | 0.94x | $3.64 Million | $3.89 Million | $248.00K | ▲ +6.6% |
| 2005 | 0.88x | $3.48 Million | $3.97 Million | $484.00K | ▼ -2.3% |
| 2004 | 0.90x | $3.47 Million | $3.86 Million | $389.80K | ▼ -7.3% |
| 2003 | 0.97x | $4.07 Million | $4.20 Million | $128.00K | ▲ +28.8% |
| 2002 | 0.75x | $3.06 Million | $4.06 Million | $1.00 Million | ▼ -13.3% |
| 2001 | 0.87x | $2.91 Million | $3.35 Million | $441.46K | ▲ +46.7% |
| 2000 | 0.59x | $2.05 Million | $3.46 Million | $1.41 Million | ▲ +86.6% |
| 1999 | 0.32x | $1.30 Million | $4.10 Million | $2.80 Million | ▼ -58.1% |
| 1998 | 0.76x | $3.10 Million | $4.10 Million | $1.00 Million | ▼ -8.0% |
| 1997 | 0.82x | $3.70 Million | $4.50 Million | $800.00K | ▲ +5.3% |
| 1996 | 0.78x | $3.20 Million | $4.10 Million | $900.00K | ▼ -15.1% |
| 1995 | 0.92x | $3.40 Million | $3.70 Million | $300.00K | ▲ +1.1% |
| 1994 | 0.91x | $2.00 Million | $2.20 Million | $200.00K | ▲ +10.0% |
| 1993 | 0.83x | $1.90 Million | $2.30 Million | $400.00K | ▼ -8.2% |
| 1992 | 0.90x | $1.80 Million | $2.00 Million | $200.00K | — |