United Bancorp Inc Net Asset Quality Index
United Bancorp Inc net asset quality index. United Bancorp Inc (UBCP) has a Net Asset Quality Index of 8.2% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $877.97 Million minus total liabilities of $805.88 Million yields net assets of $72.09 Million. A higher index indicates a stronger, lower-leverage balance sheet. See UBCP book value for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of United Bancorp Inc (1992–2025)
Net asset quality index of United Bancorp Inc from 1992 to 2025. This chart shows how United Bancorp Inc's Net Asset Quality Index has evolved across 34 annual periods from 1992 to 2025. As of June 2026, the index stands at 8.2%, representing net assets of $72.09 Million against total assets of $877.97 Million USD. Check UBCP strategic asset allocation to assess the company's strategic physical and investment asset allocation.
United Bancorp Inc Net Asset Quality Index by Year (1992–2025)
United Bancorp Inc net asset quality index by year from 1992 to 2025. The table below presents the year-by-year Net Asset Quality Index for United Bancorp Inc from 1992 to 2025, covering 34 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see market cap of United Bancorp Inc.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 8.2% | $70.52 Million | $857.45 Million | $786.93 Million | ▲ +0.5 pp |
| 2024 | 7.8% | $63.46 Million | $816.66 Million | $753.20 Million | ▲ +0.0 pp |
| 2023 | 7.8% | $63.59 Million | $819.45 Million | $755.86 Million | ▼ -0.1 pp |
| 2022 | 7.9% | $59.74 Million | $757.40 Million | $697.66 Million | ▼ -2.0 pp |
| 2021 | 9.9% | $71.70 Million | $724.46 Million | $652.75 Million | ▲ +0.0 pp |
| 2020 | 9.9% | $68.33 Million | $693.40 Million | $625.07 Million | ▲ +1.1 pp |
| 2019 | 8.7% | $59.92 Million | $685.71 Million | $625.78 Million | ▲ +0.2 pp |
| 2018 | 8.5% | $50.64 Million | $593.21 Million | $542.57 Million | ▼ -1.0 pp |
| 2017 | 9.6% | $43.90 Million | $459.33 Million | $415.44 Million | ▼ -0.2 pp |
| 2016 | 9.7% | $42.64 Million | $438.02 Million | $395.38 Million | ▼ -0.5 pp |
| 2015 | 10.2% | $41.50 Million | $405.12 Million | $363.63 Million | ▲ +0.2 pp |
| 2014 | 10.1% | $40.39 Million | $401.81 Million | $361.42 Million | ▲ +0.1 pp |
| 2013 | 10.0% | $38.87 Million | $389.04 Million | $350.17 Million | ▲ +1.6 pp |
| 2012 | 8.4% | $36.63 Million | $438.35 Million | $401.73 Million | ▼ -0.4 pp |
| 2011 | 8.7% | $36.18 Million | $415.57 Million | $379.38 Million | ▲ +0.3 pp |
| 2010 | 8.4% | $35.58 Million | $423.44 Million | $387.85 Million | ▲ +0.5 pp |
| 2009 | 7.9% | $35.21 Million | $445.97 Million | $410.76 Million | ▲ +0.2 pp |
| 2008 | 7.7% | $33.90 Million | $441.80 Million | $407.90 Million | ▲ +0.2 pp |
| 2007 | 7.5% | $33.89 Million | $451.37 Million | $417.48 Million | ▼ -0.2 pp |
| 2006 | 7.7% | $32.58 Million | $421.65 Million | $389.07 Million | ▼ -0.2 pp |
| 2005 | 7.9% | $32.48 Million | $411.93 Million | $379.45 Million | ▼ -0.4 pp |
| 2004 | 8.3% | $32.82 Million | $397.52 Million | $364.70 Million | ▼ -0.2 pp |
| 2003 | 8.4% | $32.51 Million | $385.52 Million | $353.01 Million | ▼ -0.5 pp |
| 2002 | 8.9% | $32.15 Million | $361.71 Million | $329.56 Million | ▼ 0.0 pp |
| 2001 | 8.9% | $30.47 Million | $341.32 Million | $310.84 Million | ▲ +0.1 pp |
| 2000 | 8.9% | $28.68 Million | $323.89 Million | $295.21 Million | ▲ +0.4 pp |
| 1999 | 8.5% | $25.30 Million | $298.80 Million | $273.50 Million | ▼ -1.1 pp |
| 1998 | 9.6% | $27.30 Million | $285.50 Million | $258.20 Million | ▼ -0.2 pp |
| 1997 | 9.7% | $25.70 Million | $263.60 Million | $237.90 Million | ▼ -0.1 pp |
| 1996 | 9.9% | $20.00 Million | $202.40 Million | $182.40 Million | ▲ +0.2 pp |
| 1995 | 9.7% | $18.50 Million | $191.20 Million | $172.70 Million | ▲ +0.8 pp |
| 1994 | 8.9% | $16.50 Million | $185.60 Million | $169.10 Million | ▼ -0.1 pp |
| 1993 | 9.0% | $15.40 Million | $171.70 Million | $156.30 Million | ▲ +0.4 pp |
| 1992 | 8.6% | $14.10 Million | $164.70 Million | $150.60 Million | — |