United Bancorp Inc (UBCP) — Net Asset Quality Index
United Bancorp Inc (UBCP) has a Net Asset Quality Index of 107.7% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $877.97 Million minus total liabilities of $-67.50 Million yields net assets of $945.47 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read debt load of United Bancorp Inc for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
United Bancorp Inc Net Asset Quality Index Over Time (1992–2025)
This chart shows how United Bancorp Inc's Net Asset Quality Index has evolved across 34 annual periods from 1992 to 2025. As of June 2026, the index stands at 107.7%, representing net assets of $945.47 Million against total assets of $877.97 Million USD. For live market cap and overall valuation, see UBCP market cap.
Annual Net Asset Quality Index for United Bancorp Inc (1992–2025)
The table below presents the year-by-year Net Asset Quality Index for United Bancorp Inc from 1992 to 2025, covering 34 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check how strategically is United Bancorp Inc's equity deployed to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 8.2% | $70.52 Million | $857.45 Million | $786.93 Million | ▲ +0.5 pp |
| 2024 | 7.8% | $63.46 Million | $816.66 Million | $753.20 Million | ▲ +0.0 pp |
| 2023 | 7.8% | $63.59 Million | $819.45 Million | $755.86 Million | ▼ -0.1 pp |
| 2022 | 7.9% | $59.74 Million | $757.40 Million | $697.66 Million | ▼ -2.0 pp |
| 2021 | 9.9% | $71.70 Million | $724.46 Million | $652.75 Million | ▲ +0.0 pp |
| 2020 | 9.9% | $68.33 Million | $693.40 Million | $625.07 Million | ▲ +1.1 pp |
| 2019 | 8.7% | $59.92 Million | $685.71 Million | $625.78 Million | ▲ +0.2 pp |
| 2018 | 8.5% | $50.64 Million | $593.21 Million | $542.57 Million | ▼ -1.0 pp |
| 2017 | 9.6% | $43.90 Million | $459.33 Million | $415.44 Million | ▼ -0.2 pp |
| 2016 | 9.7% | $42.64 Million | $438.02 Million | $395.38 Million | ▼ -0.5 pp |
| 2015 | 10.2% | $41.50 Million | $405.12 Million | $363.63 Million | ▲ +0.2 pp |
| 2014 | 10.1% | $40.39 Million | $401.81 Million | $361.42 Million | ▲ +0.1 pp |
| 2013 | 10.0% | $38.87 Million | $389.04 Million | $350.17 Million | ▲ +1.6 pp |
| 2012 | 8.4% | $36.63 Million | $438.35 Million | $401.73 Million | ▼ -0.4 pp |
| 2011 | 8.7% | $36.18 Million | $415.57 Million | $379.38 Million | ▲ +0.3 pp |
| 2010 | 8.4% | $35.58 Million | $423.44 Million | $387.85 Million | ▲ +0.5 pp |
| 2009 | 7.9% | $35.21 Million | $445.97 Million | $410.76 Million | ▲ +0.2 pp |
| 2008 | 7.7% | $33.90 Million | $441.80 Million | $407.90 Million | ▲ +0.2 pp |
| 2007 | 7.5% | $33.89 Million | $451.37 Million | $417.48 Million | ▼ -0.2 pp |
| 2006 | 7.7% | $32.58 Million | $421.65 Million | $389.07 Million | ▼ -0.2 pp |
| 2005 | 7.9% | $32.48 Million | $411.93 Million | $379.45 Million | ▼ -0.4 pp |
| 2004 | 8.3% | $32.82 Million | $397.52 Million | $364.70 Million | ▼ -0.2 pp |
| 2003 | 8.4% | $32.51 Million | $385.52 Million | $353.01 Million | ▼ -0.5 pp |
| 2002 | 8.9% | $32.15 Million | $361.71 Million | $329.56 Million | ▼ 0.0 pp |
| 2001 | 8.9% | $30.47 Million | $341.32 Million | $310.84 Million | ▲ +0.1 pp |
| 2000 | 8.9% | $28.68 Million | $323.89 Million | $295.21 Million | ▲ +0.4 pp |
| 1999 | 8.5% | $25.30 Million | $298.80 Million | $273.50 Million | ▼ -1.1 pp |
| 1998 | 9.6% | $27.30 Million | $285.50 Million | $258.20 Million | ▼ -0.2 pp |
| 1997 | 9.7% | $25.70 Million | $263.60 Million | $237.90 Million | ▼ -0.1 pp |
| 1996 | 9.9% | $20.00 Million | $202.40 Million | $182.40 Million | ▲ +0.2 pp |
| 1995 | 9.7% | $18.50 Million | $191.20 Million | $172.70 Million | ▲ +0.8 pp |
| 1994 | 8.9% | $16.50 Million | $185.60 Million | $169.10 Million | ▼ -0.1 pp |
| 1993 | 9.0% | $15.40 Million | $171.70 Million | $156.30 Million | ▲ +0.4 pp |
| 1992 | 8.6% | $14.10 Million | $164.70 Million | $150.60 Million | — |