United Bancorp Inc Cash Flow-to-Debt Ratio
United Bancorp Inc cash flow-to-debt ratio. United Bancorp Inc (UBCP) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2026, meaning its operating cash flow of $938.00K could theoretically repay 0% of its total liabilities ($805.88 Million) in one year. Check United Bancorp Inc (UBCP) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of United Bancorp Inc (1992–2025)
Cash flow-to-debt ratio of United Bancorp Inc from 1992 to 2025. Historical debt coverage capacity for United Bancorp Inc across 34 annual periods. Check UBCP capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
United Bancorp Inc Cash Flow-to-Debt Ratio by Year (1992–2025)
United Bancorp Inc cash flow-to-debt ratio by year from 1992 to 2025. Year-by-year debt coverage analysis for United Bancorp Inc. For the full cash flow conversion analysis, see UBCP operating cash flow.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $9.96 Million | $786.93 Million | ▲ +12.8% |
| 2024 | 0.01x | $8.45 Million | $753.20 Million | ▼ -10.4% |
| 2023 | 0.01x | $9.46 Million | $755.86 Million | ▲ +3.0% |
| 2022 | 0.01x | $8.48 Million | $697.66 Million | ▼ -3.1% |
| 2021 | 0.01x | $8.19 Million | $652.75 Million | ▼ -16.3% |
| 2020 | 0.01x | $9.37 Million | $625.07 Million | ▲ +8.9% |
| 2019 | 0.01x | $8.62 Million | $625.78 Million | ▲ +29.8% |
| 2018 | 0.01x | $5.75 Million | $542.57 Million | ▼ -3.5% |
| 2017 | 0.01x | $4.57 Million | $415.44 Million | ▲ +4.1% |
| 2016 | 0.01x | $4.18 Million | $395.38 Million | ▼ -10.1% |
| 2015 | 0.01x | $4.28 Million | $363.63 Million | ▲ +1.6% |
| 2014 | 0.01x | $4.18 Million | $361.42 Million | ▼ -43.5% |
| 2013 | 0.02x | $7.17 Million | $350.17 Million | ▲ +46.9% |
| 2012 | 0.01x | $5.60 Million | $401.73 Million | ▼ -15.2% |
| 2011 | 0.02x | $6.24 Million | $379.38 Million | ▼ -3.8% |
| 2010 | 0.02x | $6.63 Million | $387.85 Million | ▲ +261.1% |
| 2009 | 0.00x | $1.95 Million | $410.76 Million | ▼ -67.8% |
| 2008 | 0.01x | $6.00 Million | $407.90 Million | ▲ +87.2% |
| 2007 | 0.01x | $3.28 Million | $417.48 Million | ▼ -21.4% |
| 2006 | 0.01x | $3.89 Million | $389.07 Million | ▼ -4.4% |
| 2005 | 0.01x | $3.97 Million | $379.45 Million | ▼ -1.3% |
| 2004 | 0.01x | $3.86 Million | $364.70 Million | ▼ -11.0% |
| 2003 | 0.01x | $4.20 Million | $353.01 Million | ▼ -3.4% |
| 2002 | 0.01x | $4.06 Million | $329.56 Million | ▲ +14.2% |
| 2001 | 0.01x | $3.35 Million | $310.84 Million | ▼ -7.8% |
| 2000 | 0.01x | $3.46 Million | $295.21 Million | ▼ -21.9% |
| 1999 | 0.01x | $4.10 Million | $273.50 Million | ▼ -5.6% |
| 1998 | 0.02x | $4.10 Million | $258.20 Million | ▼ -16.1% |
| 1997 | 0.02x | $4.50 Million | $237.90 Million | ▼ -15.8% |
| 1996 | 0.02x | $4.10 Million | $182.40 Million | ▲ +4.9% |
| 1995 | 0.02x | $3.70 Million | $172.70 Million | ▲ +64.7% |
| 1994 | 0.01x | $2.20 Million | $169.10 Million | ▼ -11.6% |
| 1993 | 0.01x | $2.30 Million | $156.30 Million | ▲ +10.8% |
| 1992 | 0.01x | $2.00 Million | $150.60 Million | — |