United Bancorp Inc (UBCP) — Cash Flow-to-Debt Ratio
United Bancorp Inc (UBCP) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $364.00K could theoretically repay 0% of its total liabilities ($791.00 Million) in one year. Explore UBCP long-term investment intensity to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
United Bancorp Inc Cash Flow-to-Debt Ratio (1992–2025)
Historical debt coverage capacity for United Bancorp Inc across 34 annual periods. Also explore total assets of United Bancorp Inc for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for United Bancorp Inc (1992–2025)
Year-by-year debt coverage analysis for United Bancorp Inc. For market capitalisation and broader financial context, see United Bancorp Inc market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $9.96 Million | $786.93 Million | ▲ +12.8% |
| 2024 | 0.01x | $8.45 Million | $753.20 Million | ▼ -10.4% |
| 2023 | 0.01x | $9.46 Million | $755.86 Million | ▲ +3.0% |
| 2022 | 0.01x | $8.48 Million | $697.66 Million | ▼ -3.1% |
| 2021 | 0.01x | $8.19 Million | $652.75 Million | ▼ -16.3% |
| 2020 | 0.01x | $9.37 Million | $625.07 Million | ▲ +8.9% |
| 2019 | 0.01x | $8.62 Million | $625.78 Million | ▲ +29.8% |
| 2018 | 0.01x | $5.75 Million | $542.57 Million | ▼ -3.5% |
| 2017 | 0.01x | $4.57 Million | $415.44 Million | ▲ +4.1% |
| 2016 | 0.01x | $4.18 Million | $395.38 Million | ▼ -10.1% |
| 2015 | 0.01x | $4.28 Million | $363.63 Million | ▲ +1.6% |
| 2014 | 0.01x | $4.18 Million | $361.42 Million | ▼ -43.5% |
| 2013 | 0.02x | $7.17 Million | $350.17 Million | ▲ +46.9% |
| 2012 | 0.01x | $5.60 Million | $401.73 Million | ▼ -15.2% |
| 2011 | 0.02x | $6.24 Million | $379.38 Million | ▼ -3.8% |
| 2010 | 0.02x | $6.63 Million | $387.85 Million | ▲ +261.1% |
| 2009 | 0.00x | $1.95 Million | $410.76 Million | ▼ -67.8% |
| 2008 | 0.01x | $6.00 Million | $407.90 Million | ▲ +87.2% |
| 2007 | 0.01x | $3.28 Million | $417.48 Million | ▼ -21.4% |
| 2006 | 0.01x | $3.89 Million | $389.07 Million | ▼ -4.4% |
| 2005 | 0.01x | $3.97 Million | $379.45 Million | ▼ -1.3% |
| 2004 | 0.01x | $3.86 Million | $364.70 Million | ▼ -11.0% |
| 2003 | 0.01x | $4.20 Million | $353.01 Million | ▼ -3.4% |
| 2002 | 0.01x | $4.06 Million | $329.56 Million | ▲ +14.2% |
| 2001 | 0.01x | $3.35 Million | $310.84 Million | ▼ -7.8% |
| 2000 | 0.01x | $3.46 Million | $295.21 Million | ▼ -21.9% |
| 1999 | 0.01x | $4.10 Million | $273.50 Million | ▼ -5.6% |
| 1998 | 0.02x | $4.10 Million | $258.20 Million | ▼ -16.1% |
| 1997 | 0.02x | $4.50 Million | $237.90 Million | ▼ -15.8% |
| 1996 | 0.02x | $4.10 Million | $182.40 Million | ▲ +4.9% |
| 1995 | 0.02x | $3.70 Million | $172.70 Million | ▲ +64.7% |
| 1994 | 0.01x | $2.20 Million | $169.10 Million | ▼ -11.6% |
| 1993 | 0.01x | $2.30 Million | $156.30 Million | ▲ +10.8% |
| 1992 | 0.01x | $2.00 Million | $150.60 Million | — |