United Bancorp Inc (UBCP) — Cash Flow-to-Debt Ratio
United Bancorp Inc (UBCP) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $3.17 Million could theoretically repay 0% of its total liabilities ($800.29 Million) in one year. See UBCP free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
United Bancorp Inc Cash Flow-to-Debt Ratio (1992–2024)
Historical debt coverage capacity for United Bancorp Inc across 33 annual periods. Also explore UBCP year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for United Bancorp Inc (1992–2024)
Year-by-year debt coverage analysis for United Bancorp Inc. For market capitalisation and broader financial context, see UBCP company net worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $8.45 Million | $753.20 Million | ▼ -10.4% |
| 2023 | 0.01x | $9.46 Million | $755.86 Million | ▲ +3.0% |
| 2022 | 0.01x | $8.48 Million | $697.66 Million | ▼ -3.1% |
| 2021 | 0.01x | $8.19 Million | $652.75 Million | ▼ -16.3% |
| 2020 | 0.01x | $9.37 Million | $625.07 Million | ▲ +8.9% |
| 2019 | 0.01x | $8.62 Million | $625.78 Million | ▲ +29.8% |
| 2018 | 0.01x | $5.75 Million | $542.57 Million | ▼ -3.5% |
| 2017 | 0.01x | $4.57 Million | $415.44 Million | ▲ +4.1% |
| 2016 | 0.01x | $4.18 Million | $395.38 Million | ▼ -10.1% |
| 2015 | 0.01x | $4.28 Million | $363.63 Million | ▲ +1.6% |
| 2014 | 0.01x | $4.18 Million | $361.42 Million | ▼ -43.5% |
| 2013 | 0.02x | $7.17 Million | $350.17 Million | ▲ +46.9% |
| 2012 | 0.01x | $5.60 Million | $401.73 Million | ▼ -15.2% |
| 2011 | 0.02x | $6.24 Million | $379.38 Million | ▼ -3.8% |
| 2010 | 0.02x | $6.63 Million | $387.85 Million | ▲ +261.1% |
| 2009 | 0.00x | $1.95 Million | $410.76 Million | ▼ -67.8% |
| 2008 | 0.01x | $6.00 Million | $407.90 Million | ▲ +87.2% |
| 2007 | 0.01x | $3.28 Million | $417.48 Million | ▼ -21.4% |
| 2006 | 0.01x | $3.89 Million | $389.07 Million | ▼ -4.4% |
| 2005 | 0.01x | $3.97 Million | $379.45 Million | ▼ -1.3% |
| 2004 | 0.01x | $3.86 Million | $364.70 Million | ▼ -11.0% |
| 2003 | 0.01x | $4.20 Million | $353.01 Million | ▼ -3.4% |
| 2002 | 0.01x | $4.06 Million | $329.56 Million | ▲ +14.2% |
| 2001 | 0.01x | $3.35 Million | $310.84 Million | ▼ -7.8% |
| 2000 | 0.01x | $3.46 Million | $295.21 Million | ▼ -21.9% |
| 1999 | 0.01x | $4.10 Million | $273.50 Million | ▼ -5.6% |
| 1998 | 0.02x | $4.10 Million | $258.20 Million | ▼ -16.1% |
| 1997 | 0.02x | $4.50 Million | $237.90 Million | ▼ -15.8% |
| 1996 | 0.02x | $4.10 Million | $182.40 Million | ▲ +4.9% |
| 1995 | 0.02x | $3.70 Million | $172.70 Million | ▲ +64.7% |
| 1994 | 0.01x | $2.20 Million | $169.10 Million | ▼ -11.6% |
| 1993 | 0.01x | $2.30 Million | $156.30 Million | ▲ +10.8% |
| 1992 | 0.01x | $2.00 Million | $150.60 Million | — |