First Commonwealth Financial (FCF) — Capital Reinvestment Ratio
First Commonwealth Financial (FCF) has a Capital Reinvestment Ratio of 0.21x as of September 2025, meaning it reinvests 0% of its operating cash flow ($49.50 Million) in capital expenditures ($10.40 Million). See how much free cash does First Commonwealth Financial generate to measure how efficiently the company converts operating cash flow to free cash.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
First Commonwealth Financial Capital Reinvestment Ratio (1992–2024)
This chart tracks First Commonwealth Financial's Capital Reinvestment Ratio across 33 annual periods.
Annual Capital Reinvestment Ratio for First Commonwealth Financial (1992–2024)
Year-by-year Capital Reinvestment Ratio for First Commonwealth Financial from 1992 to 2024. For live market cap and broader valuation context, see market cap of First Commonwealth Financial.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.12x | $129.46 Million | $15.55 Million | ▼ -17.8% |
| 2023 | 0.15x | $150.76 Million | $22.03 Million | ▲ +97.5% |
| 2022 | 0.07x | $151.41 Million | $11.21 Million | ▲ +14.8% |
| 2021 | 0.06x | $165.05 Million | $10.64 Million | ▼ -10.5% |
| 2020 | 0.07x | $105.70 Million | $7.62 Million | ▼ -55.4% |
| 2019 | 0.16x | $107.63 Million | $17.38 Million | ▲ +127.5% |
| 2018 | 0.07x | $135.26 Million | $9.60 Million | ▼ -45.9% |
| 2017 | 0.13x | $88.31 Million | $11.59 Million | ▲ +56.4% |
| 2016 | 0.08x | $89.27 Million | $7.49 Million | ▲ +24.9% |
| 2015 | 0.07x | $72.75 Million | $4.89 Million | ▼ -49.7% |
| 2014 | 0.13x | $82.14 Million | $10.98 Million | ▲ +19.0% |
| 2013 | 0.11x | $85.73 Million | $9.63 Million | ▼ -13.1% |
| 2012 | 0.13x | $78.72 Million | $10.18 Million | ▲ +30.8% |
| 2011 | 0.10x | $84.12 Million | $8.32 Million | ▲ +124.4% |
| 2010 | 0.04x | $110.87 Million | $4.89 Million | ▼ -62.1% |
| 2009 | 0.12x | $57.23 Million | $6.66 Million | ▼ -33.9% |
| 2008 | 0.18x | $68.78 Million | $12.09 Million | ▲ +25.0% |
| 2007 | 0.14x | $69.75 Million | $9.81 Million | ▼ -31.5% |
| 2006 | 0.21x | $64.76 Million | $13.29 Million | ▲ +9.5% |
| 2005 | 0.19x | $76.70 Million | $14.37 Million | ▼ -39.0% |
| 2004 | 0.31x | $39.22 Million | $12.04 Million | ▲ +236.4% |
| 2003 | 0.09x | $57.27 Million | $5.23 Million | ▼ -17.7% |
| 2002 | 0.11x | $57.54 Million | $6.38 Million | ▼ -34.8% |
| 2001 | 0.17x | $46.32 Million | $7.89 Million | ▲ +45.5% |
| 2000 | 0.12x | $66.13 Million | $7.74 Million | ▼ -18.9% |
| 1999 | 0.14x | $52.70 Million | $7.60 Million | ▼ -0.9% |
| 1998 | 0.15x | $52.90 Million | $7.70 Million | ▲ +15.7% |
| 1997 | 0.13x | $48.50 Million | $6.10 Million | ▼ -25.5% |
| 1996 | 0.17x | $46.20 Million | $7.80 Million | ▲ +52.4% |
| 1995 | 0.11x | $37.00 Million | $4.10 Million | ▼ -45.0% |
| 1994 | 0.20x | $27.80 Million | $5.60 Million | ▲ +48.7% |
| 1993 | 0.14x | $25.10 Million | $3.40 Million | ▼ -11.8% |
| 1992 | 0.15x | $24.10 Million | $3.70 Million | — |