First Commonwealth Financial Cash Flow Quality Index
First Commonwealth Financial cash flow quality index. First Commonwealth Financial (FCF) has a Cash Flow Quality Index of 2.31x as of March 2026. Operating cash flow of $86.83 Million exceeds net income of $37.55 Million, indicating high earnings quality where cash backs reported profits. See FCF FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of First Commonwealth Financial (1992–2025)
Cash flow quality index of First Commonwealth Financial from 1992 to 2025. Historical Cash Flow Quality Index for First Commonwealth Financial across 33 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore cash flow to debt ratio of First Commonwealth Financial to assess how comfortably operating cash covers total debt obligations.
First Commonwealth Financial Cash Flow Quality Index by Year (1992–2025)
First Commonwealth Financial cash flow quality index by year from 1992 to 2025. Year-by-year earnings quality comparison for First Commonwealth Financial. For the full cash flow conversion analysis, see FCF operating cash flow.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.23x | $187.45 Million | $152.30 Million | ▲ +35.5% |
| 2024 | 0.91x | $129.46 Million | $142.57 Million | ▼ -5.4% |
| 2023 | 0.96x | $150.76 Million | $157.06 Million | ▼ -18.7% |
| 2022 | 1.18x | $151.41 Million | $128.18 Million | ▼ -1.0% |
| 2021 | 1.19x | $165.05 Million | $138.26 Million | ▼ -17.0% |
| 2020 | 1.44x | $105.70 Million | $73.45 Million | ▲ +40.8% |
| 2019 | 1.02x | $107.63 Million | $105.33 Million | ▼ -18.8% |
| 2018 | 1.26x | $135.26 Million | $107.50 Million | ▼ -21.4% |
| 2017 | 1.60x | $88.31 Million | $55.16 Million | ▲ +6.9% |
| 2016 | 1.50x | $89.27 Million | $59.59 Million | ▲ +3.3% |
| 2015 | 1.45x | $72.75 Million | $50.14 Million | ▼ -21.5% |
| 2014 | 1.85x | $82.14 Million | $44.45 Million | ▼ -10.6% |
| 2013 | 2.07x | $85.73 Million | $41.48 Million | ▲ +10.1% |
| 2012 | 1.88x | $78.72 Million | $41.95 Million | ▼ -65.9% |
| 2011 | 5.51x | $84.12 Million | $15.27 Million | ▲ +14.1% |
| 2010 | 4.83x | $110.87 Million | $22.98 Million | ▲ +202.3% |
| 2008 | 1.60x | $68.78 Million | $43.09 Million | ▲ +5.9% |
| 2007 | 1.51x | $69.75 Million | $46.25 Million | ▲ +23.3% |
| 2006 | 1.22x | $64.76 Million | $52.95 Million | ▼ -7.8% |
| 2005 | 1.33x | $76.70 Million | $57.84 Million | ▲ +30.7% |
| 2004 | 1.01x | $39.22 Million | $38.65 Million | ▼ -5.6% |
| 2003 | 1.07x | $57.27 Million | $53.30 Million | ▼ -18.7% |
| 2002 | 1.32x | $57.54 Million | $43.53 Million | ▲ +43.2% |
| 2001 | 0.92x | $46.32 Million | $50.19 Million | ▼ -34.1% |
| 2000 | 1.40x | $66.13 Million | $47.25 Million | ▲ +40.8% |
| 1999 | 0.99x | $52.70 Million | $53.00 Million | ▼ -36.1% |
| 1998 | 1.56x | $52.90 Million | $34.00 Million | ▲ +26.7% |
| 1997 | 1.23x | $48.50 Million | $39.50 Million | ▼ -1.1% |
| 1996 | 1.24x | $46.20 Million | $37.20 Million | ▼ -14.4% |
| 1995 | 1.45x | $37.00 Million | $25.50 Million | ▲ +49.8% |
| 1994 | 0.97x | $27.80 Million | $28.70 Million | ▼ -12.4% |
| 1993 | 1.11x | $25.10 Million | $22.70 Million | ▼ -5.5% |
| 1992 | 1.17x | $24.10 Million | $20.60 Million | — |