First Commonwealth Financial (FCF) — Cash Flow Quality Index
First Commonwealth Financial (FCF) has a Cash Flow Quality Index of 1.20x as of September 2025. Operating cash flow of $49.50 Million exceeds net income of $41.33 Million, indicating high earnings quality where cash backs reported profits. Explore First Commonwealth Financial long-term investment allocation to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First Commonwealth Financial Cash Flow Quality Index (1992–2024)
Historical Cash Flow Quality Index for First Commonwealth Financial across 32 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible net worth ratio of First Commonwealth Financial to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for First Commonwealth Financial (1992–2024)
Year-by-year earnings quality comparison for First Commonwealth Financial. For live market cap and the full company financial profile, see First Commonwealth Financial (FCF) market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.91x | $129.46 Million | $142.57 Million | ▼ -5.4% |
| 2023 | 0.96x | $150.76 Million | $157.06 Million | ▼ -18.7% |
| 2022 | 1.18x | $151.41 Million | $128.18 Million | ▼ -1.0% |
| 2021 | 1.19x | $165.05 Million | $138.26 Million | ▼ -17.0% |
| 2020 | 1.44x | $105.70 Million | $73.45 Million | ▲ +40.8% |
| 2019 | 1.02x | $107.63 Million | $105.33 Million | ▼ -18.8% |
| 2018 | 1.26x | $135.26 Million | $107.50 Million | ▼ -21.4% |
| 2017 | 1.60x | $88.31 Million | $55.16 Million | ▲ +6.9% |
| 2016 | 1.50x | $89.27 Million | $59.59 Million | ▲ +3.3% |
| 2015 | 1.45x | $72.75 Million | $50.14 Million | ▼ -21.5% |
| 2014 | 1.85x | $82.14 Million | $44.45 Million | ▼ -10.6% |
| 2013 | 2.07x | $85.73 Million | $41.48 Million | ▲ +10.1% |
| 2012 | 1.88x | $78.72 Million | $41.95 Million | ▼ -65.9% |
| 2011 | 5.51x | $84.12 Million | $15.27 Million | ▲ +14.1% |
| 2010 | 4.83x | $110.87 Million | $22.98 Million | ▲ +202.3% |
| 2008 | 1.60x | $68.78 Million | $43.09 Million | ▲ +5.9% |
| 2007 | 1.51x | $69.75 Million | $46.25 Million | ▲ +23.3% |
| 2006 | 1.22x | $64.76 Million | $52.95 Million | ▼ -7.8% |
| 2005 | 1.33x | $76.70 Million | $57.84 Million | ▲ +30.7% |
| 2004 | 1.01x | $39.22 Million | $38.65 Million | ▼ -5.6% |
| 2003 | 1.07x | $57.27 Million | $53.30 Million | ▼ -18.7% |
| 2002 | 1.32x | $57.54 Million | $43.53 Million | ▲ +43.2% |
| 2001 | 0.92x | $46.32 Million | $50.19 Million | ▼ -34.1% |
| 2000 | 1.40x | $66.13 Million | $47.25 Million | ▲ +40.8% |
| 1999 | 0.99x | $52.70 Million | $53.00 Million | ▼ -36.1% |
| 1998 | 1.56x | $52.90 Million | $34.00 Million | ▲ +26.7% |
| 1997 | 1.23x | $48.50 Million | $39.50 Million | ▼ -1.1% |
| 1996 | 1.24x | $46.20 Million | $37.20 Million | ▼ -14.4% |
| 1995 | 1.45x | $37.00 Million | $25.50 Million | ▲ +49.8% |
| 1994 | 0.97x | $27.80 Million | $28.70 Million | ▼ -12.4% |
| 1993 | 1.11x | $25.10 Million | $22.70 Million | ▼ -5.5% |
| 1992 | 1.17x | $24.10 Million | $20.60 Million | — |