First Commonwealth Financial (FCF) — Cash Flow Quality Index
First Commonwealth Financial (FCF) has a Cash Flow Quality Index of 2.31x as of March 2026. Operating cash flow of $86.83 Million exceeds net income of $37.55 Million, indicating high earnings quality where cash backs reported profits. Explore FCF operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First Commonwealth Financial Cash Flow Quality Index (1992–2025)
Historical Cash Flow Quality Index for First Commonwealth Financial across 33 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see First Commonwealth Financial cash conversion from operations.
Annual Cash Flow Quality Index for First Commonwealth Financial (1992–2025)
Year-by-year earnings quality comparison for First Commonwealth Financial.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.23x | $187.45 Million | $152.30 Million | ▲ +35.5% |
| 2024 | 0.91x | $129.46 Million | $142.57 Million | ▼ -5.4% |
| 2023 | 0.96x | $150.76 Million | $157.06 Million | ▼ -18.7% |
| 2022 | 1.18x | $151.41 Million | $128.18 Million | ▼ -1.0% |
| 2021 | 1.19x | $165.05 Million | $138.26 Million | ▼ -17.0% |
| 2020 | 1.44x | $105.70 Million | $73.45 Million | ▲ +40.8% |
| 2019 | 1.02x | $107.63 Million | $105.33 Million | ▼ -18.8% |
| 2018 | 1.26x | $135.26 Million | $107.50 Million | ▼ -21.4% |
| 2017 | 1.60x | $88.31 Million | $55.16 Million | ▲ +6.9% |
| 2016 | 1.50x | $89.27 Million | $59.59 Million | ▲ +3.3% |
| 2015 | 1.45x | $72.75 Million | $50.14 Million | ▼ -21.5% |
| 2014 | 1.85x | $82.14 Million | $44.45 Million | ▼ -10.6% |
| 2013 | 2.07x | $85.73 Million | $41.48 Million | ▲ +10.1% |
| 2012 | 1.88x | $78.72 Million | $41.95 Million | ▼ -65.9% |
| 2011 | 5.51x | $84.12 Million | $15.27 Million | ▲ +14.1% |
| 2010 | 4.83x | $110.87 Million | $22.98 Million | ▲ +202.3% |
| 2008 | 1.60x | $68.78 Million | $43.09 Million | ▲ +5.9% |
| 2007 | 1.51x | $69.75 Million | $46.25 Million | ▲ +23.3% |
| 2006 | 1.22x | $64.76 Million | $52.95 Million | ▼ -7.8% |
| 2005 | 1.33x | $76.70 Million | $57.84 Million | ▲ +30.7% |
| 2004 | 1.01x | $39.22 Million | $38.65 Million | ▼ -5.6% |
| 2003 | 1.07x | $57.27 Million | $53.30 Million | ▼ -18.7% |
| 2002 | 1.32x | $57.54 Million | $43.53 Million | ▲ +43.2% |
| 2001 | 0.92x | $46.32 Million | $50.19 Million | ▼ -34.1% |
| 2000 | 1.40x | $66.13 Million | $47.25 Million | ▲ +40.8% |
| 1999 | 0.99x | $52.70 Million | $53.00 Million | ▼ -36.1% |
| 1998 | 1.56x | $52.90 Million | $34.00 Million | ▲ +26.7% |
| 1997 | 1.23x | $48.50 Million | $39.50 Million | ▼ -1.1% |
| 1996 | 1.24x | $46.20 Million | $37.20 Million | ▼ -14.4% |
| 1995 | 1.45x | $37.00 Million | $25.50 Million | ▲ +49.8% |
| 1994 | 0.97x | $27.80 Million | $28.70 Million | ▼ -12.4% |
| 1993 | 1.11x | $25.10 Million | $22.70 Million | ▼ -5.5% |
| 1992 | 1.17x | $24.10 Million | $20.60 Million | — |