First Commonwealth Financial (FCF) — Cash Flow Quality Index
First Commonwealth Financial (FCF) has a Cash Flow Quality Index of 1.20x as of September 2025. Operating cash flow of $49.50 Million exceeds net income of $41.33 Million, indicating high earnings quality where cash backs reported profits. Explore First Commonwealth Financial cash conversion from operations to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First Commonwealth Financial Cash Flow Quality Index (1992–2024)
Historical Cash Flow Quality Index for First Commonwealth Financial across 32 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check FCF capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for First Commonwealth Financial (1992–2024)
Year-by-year earnings quality comparison for First Commonwealth Financial. For live market cap and the full company financial profile, see FCF market cap.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.91x | $129.46 Million | $142.57 Million | ▼ -5.4% |
| 2023 | 0.96x | $150.76 Million | $157.06 Million | ▼ -18.7% |
| 2022 | 1.18x | $151.41 Million | $128.18 Million | ▼ -1.0% |
| 2021 | 1.19x | $165.05 Million | $138.26 Million | ▼ -17.0% |
| 2020 | 1.44x | $105.70 Million | $73.45 Million | ▲ +40.8% |
| 2019 | 1.02x | $107.63 Million | $105.33 Million | ▼ -18.8% |
| 2018 | 1.26x | $135.26 Million | $107.50 Million | ▼ -21.4% |
| 2017 | 1.60x | $88.31 Million | $55.16 Million | ▲ +6.9% |
| 2016 | 1.50x | $89.27 Million | $59.59 Million | ▲ +3.3% |
| 2015 | 1.45x | $72.75 Million | $50.14 Million | ▼ -21.5% |
| 2014 | 1.85x | $82.14 Million | $44.45 Million | ▼ -10.6% |
| 2013 | 2.07x | $85.73 Million | $41.48 Million | ▲ +10.1% |
| 2012 | 1.88x | $78.72 Million | $41.95 Million | ▼ -65.9% |
| 2011 | 5.51x | $84.12 Million | $15.27 Million | ▲ +14.1% |
| 2010 | 4.83x | $110.87 Million | $22.98 Million | ▲ +202.3% |
| 2008 | 1.60x | $68.78 Million | $43.09 Million | ▲ +5.9% |
| 2007 | 1.51x | $69.75 Million | $46.25 Million | ▲ +23.3% |
| 2006 | 1.22x | $64.76 Million | $52.95 Million | ▼ -7.8% |
| 2005 | 1.33x | $76.70 Million | $57.84 Million | ▲ +30.7% |
| 2004 | 1.01x | $39.22 Million | $38.65 Million | ▼ -5.6% |
| 2003 | 1.07x | $57.27 Million | $53.30 Million | ▼ -18.7% |
| 2002 | 1.32x | $57.54 Million | $43.53 Million | ▲ +43.2% |
| 2001 | 0.92x | $46.32 Million | $50.19 Million | ▼ -34.1% |
| 2000 | 1.40x | $66.13 Million | $47.25 Million | ▲ +40.8% |
| 1999 | 0.99x | $52.70 Million | $53.00 Million | ▼ -36.1% |
| 1998 | 1.56x | $52.90 Million | $34.00 Million | ▲ +26.7% |
| 1997 | 1.23x | $48.50 Million | $39.50 Million | ▼ -1.1% |
| 1996 | 1.24x | $46.20 Million | $37.20 Million | ▼ -14.4% |
| 1995 | 1.45x | $37.00 Million | $25.50 Million | ▲ +49.8% |
| 1994 | 0.97x | $27.80 Million | $28.70 Million | ▼ -12.4% |
| 1993 | 1.11x | $25.10 Million | $22.70 Million | ▼ -5.5% |
| 1992 | 1.17x | $24.10 Million | $20.60 Million | — |