First Commonwealth Financial Net Asset Quality Index
First Commonwealth Financial net asset quality index. First Commonwealth Financial (FCF) has a Net Asset Quality Index of 12.9% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $12.21 Billion minus total liabilities of $10.64 Billion yields net assets of $1.57 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See what is First Commonwealth Financial's book value for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of First Commonwealth Financial (1992–2025)
Net asset quality index of First Commonwealth Financial from 1992 to 2025. This chart shows how First Commonwealth Financial's Net Asset Quality Index has evolved across 34 annual periods from 1992 to 2025. As of June 2026, the index stands at 12.9%, representing net assets of $1.57 Billion against total assets of $12.21 Billion USD. Check FCF strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
First Commonwealth Financial Net Asset Quality Index by Year (1992–2025)
First Commonwealth Financial net asset quality index by year from 1992 to 2025. The table below presents the year-by-year Net Asset Quality Index for First Commonwealth Financial from 1992 to 2025, covering 34 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see First Commonwealth Financial (FCF) total market value.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 12.6% | $1.55 Billion | $12.37 Billion | $10.81 Billion | ▲ +0.4 pp |
| 2024 | 12.1% | $1.41 Billion | $11.58 Billion | $10.18 Billion | ▲ +0.7 pp |
| 2023 | 11.5% | $1.31 Billion | $11.46 Billion | $10.15 Billion | ▲ +0.7 pp |
| 2022 | 10.7% | $1.05 Billion | $9.81 Billion | $8.75 Billion | ▼ -0.9 pp |
| 2021 | 11.6% | $1.11 Billion | $9.55 Billion | $8.44 Billion | ▼ -0.2 pp |
| 2020 | 11.8% | $1.07 Billion | $9.07 Billion | $8.00 Billion | ▼ -0.9 pp |
| 2019 | 12.7% | $1.06 Billion | $8.31 Billion | $7.25 Billion | ▲ +0.2 pp |
| 2018 | 12.5% | $975.39 Million | $7.83 Billion | $6.85 Billion | ▲ +0.3 pp |
| 2017 | 12.2% | $888.13 Million | $7.31 Billion | $6.42 Billion | ▲ +0.9 pp |
| 2016 | 11.2% | $749.93 Million | $6.68 Billion | $5.93 Billion | ▲ +0.3 pp |
| 2015 | 11.0% | $719.55 Million | $6.57 Billion | $5.85 Billion | ▼ -0.3 pp |
| 2014 | 11.3% | $716.14 Million | $6.36 Billion | $5.64 Billion | ▼ -0.2 pp |
| 2013 | 11.5% | $711.70 Million | $6.21 Billion | $5.50 Billion | ▼ -1.0 pp |
| 2012 | 12.4% | $746.01 Million | $6.00 Billion | $5.25 Billion | ▼ -0.5 pp |
| 2011 | 13.0% | $758.54 Million | $5.84 Billion | $5.08 Billion | ▲ +0.1 pp |
| 2010 | 12.9% | $749.78 Million | $5.81 Billion | $5.06 Billion | ▲ +3.0 pp |
| 2009 | 9.9% | $638.81 Million | $6.45 Billion | $5.81 Billion | ▼ -0.2 pp |
| 2008 | 10.2% | $652.78 Million | $6.43 Billion | $5.77 Billion | ▲ +0.5 pp |
| 2007 | 9.7% | $568.79 Million | $5.88 Billion | $5.31 Billion | ▲ +0.2 pp |
| 2006 | 9.5% | $571.36 Million | $6.04 Billion | $5.47 Billion | ▲ +0.8 pp |
| 2005 | 8.6% | $521.04 Million | $6.03 Billion | $5.51 Billion | ▲ +0.1 pp |
| 2004 | 8.6% | $531.98 Million | $6.20 Billion | $5.67 Billion | ▲ +0.3 pp |
| 2003 | 8.3% | $430.95 Million | $5.19 Billion | $4.76 Billion | ▼ -0.6 pp |
| 2002 | 8.9% | $401.39 Million | $4.52 Billion | $4.12 Billion | ▲ +0.8 pp |
| 2001 | 8.1% | $370.07 Million | $4.58 Billion | $4.21 Billion | ▲ +0.4 pp |
| 2000 | 7.6% | $334.16 Million | $4.37 Billion | $4.04 Billion | ▲ +1.0 pp |
| 1999 | 6.6% | $286.70 Million | $4.34 Billion | $4.05 Billion | ▼ -2.1 pp |
| 1998 | 8.7% | $355.40 Million | $4.10 Billion | $3.74 Billion | ▼ -1.0 pp |
| 1997 | 9.7% | $354.30 Million | $3.67 Billion | $3.31 Billion | ▼ -0.5 pp |
| 1996 | 10.1% | $261.40 Million | $2.58 Billion | $2.32 Billion | ▼ -0.6 pp |
| 1995 | 10.7% | $252.30 Million | $2.36 Billion | $2.11 Billion | ▲ +1.0 pp |
| 1994 | 9.6% | $225.10 Million | $2.33 Billion | $2.11 Billion | ▲ +0.1 pp |
| 1993 | 9.5% | $186.50 Million | $1.96 Billion | $1.77 Billion | ▲ +0.0 pp |
| 1992 | 9.5% | $170.40 Million | $1.79 Billion | $1.62 Billion | — |