First Commonwealth Financial (FCF) — Cash Flow Reinvestment Rate
First Commonwealth Financial (FCF) has a Cash Flow Reinvestment Rate of 1.70x as of September 2025, reinvesting $84.03 Million (capex $10.40 Million plus investments $-73.64 Million) from operating cash flow of $49.50 Million. Check First Commonwealth Financial cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
First Commonwealth Financial Cash Flow Reinvestment Rate (1992–2024)
Historical reinvestment intensity for First Commonwealth Financial across 33 annual periods. Explore First Commonwealth Financial long-term investment allocation to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for First Commonwealth Financial (1992–2024)
Year-by-year capital reinvestment analysis for First Commonwealth Financial. For live market cap and broader valuation context, see First Commonwealth Financial (FCF) total market value.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 1.06x | $137.27 Million | $129.46 Million | $15.55 Million | ▼ -74.7% |
| 2023 | 4.19x | $631.36 Million | $150.76 Million | $22.03 Million | ▲ +5.7% |
| 2022 | 3.96x | $600.00 Million | $151.41 Million | $11.21 Million | ▲ +12.7% |
| 2021 | 3.52x | $580.46 Million | $165.05 Million | $10.64 Million | ▼ -24.2% |
| 2020 | 4.64x | $490.11 Million | $105.70 Million | $7.62 Million | ▲ +130.1% |
| 2019 | 2.02x | $216.91 Million | $107.63 Million | $17.38 Million | ▼ -23.2% |
| 2018 | 2.63x | $355.07 Million | $135.26 Million | $9.60 Million | ▲ +271.2% |
| 2017 | 0.71x | $62.45 Million | $88.31 Million | $11.59 Million | ▲ +199.9% |
| 2016 | 0.24x | $21.05 Million | $89.27 Million | $7.49 Million | ▼ -88.2% |
| 2015 | 2.00x | $145.69 Million | $72.75 Million | $4.89 Million | ▼ -6.5% |
| 2014 | 2.14x | $175.97 Million | $82.14 Million | $10.98 Million | ▼ -43.0% |
| 2013 | 3.76x | $322.08 Million | $85.73 Million | $9.63 Million | ▲ +45.6% |
| 2012 | 2.58x | $203.11 Million | $78.72 Million | $10.18 Million | ▲ +108.8% |
| 2011 | 1.24x | $103.95 Million | $84.12 Million | $8.32 Million | ▲ +2704.1% |
| 2010 | 0.04x | $4.89 Million | $110.87 Million | $4.89 Million | ▼ -62.1% |
| 2009 | 0.12x | $6.66 Million | $57.23 Million | $6.66 Million | ▼ -33.9% |
| 2008 | 0.18x | $12.09 Million | $68.78 Million | $12.09 Million | ▲ +25.0% |
| 2007 | 0.14x | $9.81 Million | $69.75 Million | $9.81 Million | ▼ -31.5% |
| 2006 | 0.21x | $13.29 Million | $64.76 Million | $13.29 Million | ▲ +9.5% |
| 2005 | 0.19x | $14.37 Million | $76.70 Million | $14.37 Million | ▼ -39.0% |
| 2004 | 0.31x | $12.04 Million | $39.22 Million | $12.04 Million | ▲ +236.4% |
| 2003 | 0.09x | $5.23 Million | $57.27 Million | $5.23 Million | ▼ -17.7% |
| 2002 | 0.11x | $6.38 Million | $57.54 Million | $6.38 Million | ▼ -34.8% |
| 2001 | 0.17x | $7.89 Million | $46.32 Million | $7.89 Million | ▲ +45.5% |
| 2000 | 0.12x | $7.74 Million | $66.13 Million | $7.74 Million | ▼ -18.9% |
| 1999 | 0.14x | $7.60 Million | $52.70 Million | $7.60 Million | ▼ -0.9% |
| 1998 | 0.15x | $7.70 Million | $52.90 Million | $7.70 Million | ▲ +15.7% |
| 1997 | 0.13x | $6.10 Million | $48.50 Million | $6.10 Million | ▼ -25.5% |
| 1996 | 0.17x | $7.80 Million | $46.20 Million | $7.80 Million | ▲ +52.4% |
| 1995 | 0.11x | $4.10 Million | $37.00 Million | $4.10 Million | ▼ -45.0% |
| 1994 | 0.20x | $5.60 Million | $27.80 Million | $5.60 Million | ▲ +48.7% |
| 1993 | 0.14x | $3.40 Million | $25.10 Million | $3.40 Million | ▼ -11.8% |
| 1992 | 0.15x | $3.70 Million | $24.10 Million | $3.70 Million | — |