First Commonwealth Financial (FCF) — Tangible Net Worth Ratio
First Commonwealth Financial (FCF) has a Tangible Net Worth Ratio of 74.3% as of December 2025. This metric is calculated by deducting intangible assets ($400.23 Million) from net assets ($1.55 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See FCF net asset value for net asset value and shareholders' equity analysis.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
First Commonwealth Financial Tangible Net Worth Ratio (1992–2025)
This chart shows how First Commonwealth Financial's Tangible Net Worth Ratio has changed across 34 annual periods from 1992 to 2025. As of December 2025, the ratio stands at 74.3%, reflecting net assets of $1.55 Billion with intangible assets of $400.23 Million USD. Also explore how fast is First Commonwealth Financial growing its equity to track the company's year-over-year net asset growth rate.
Annual Tangible Net Worth Ratio for First Commonwealth Financial (1992–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for First Commonwealth Financial from 1992 to 2025, covering 34 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see how much is First Commonwealth Financial worth.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 74.3% | $1.55 Billion | $400.23 Million | $12.34 Billion | ▼ -24.4 pp |
| 2024 | 98.6% | $1.41 Billion | $19.64 Million | $11.58 Billion | ▲ +0.3 pp |
| 2023 | 98.3% | $1.31 Billion | $22.82 Million | $11.46 Billion | ▼ -0.9 pp |
| 2022 | 99.1% | $1.05 Billion | $9.21 Million | $9.81 Billion | ▲ +0.1 pp |
| 2021 | 99.0% | $1.11 Billion | $11.19 Million | $9.55 Billion | ▲ +0.3 pp |
| 2020 | 98.7% | $1.07 Billion | $13.49 Million | $9.07 Billion | ▲ +0.3 pp |
| 2019 | 98.4% | $1.06 Billion | $16.37 Million | $8.31 Billion | ▼ -0.2 pp |
| 2018 | 98.7% | $975.39 Million | $13.04 Million | $7.83 Billion | ▲ +0.4 pp |
| 2017 | 98.3% | $888.13 Million | $15.01 Million | $7.31 Billion | ▼ -0.1 pp |
| 2016 | 98.4% | $749.93 Million | $12.01 Million | $6.68 Billion | ▼ -1.4 pp |
| 2015 | 99.8% | $719.55 Million | $1.23 Million | $6.57 Billion | ▲ +0.1 pp |
| 2014 | 99.8% | $716.14 Million | $1.67 Million | $6.36 Billion | ▼ 0.0 pp |
| 2013 | 99.8% | $711.70 Million | $1.31 Million | $6.21 Billion | ▲ +0.1 pp |
| 2012 | 99.7% | $746.01 Million | $2.38 Million | $6.00 Billion | ▲ +0.2 pp |
| 2011 | 99.5% | $758.54 Million | $3.84 Million | $5.84 Billion | ▲ +0.2 pp |
| 2010 | 99.3% | $749.78 Million | $5.38 Million | $5.81 Billion | ▲ +0.4 pp |
| 2009 | 98.8% | $638.81 Million | $7.41 Million | $6.45 Billion | ▲ +0.4 pp |
| 2008 | 98.4% | $652.78 Million | $10.23 Million | $6.43 Billion | ▲ +0.8 pp |
| 2007 | 97.6% | $568.79 Million | $13.44 Million | $5.88 Billion | ▲ +0.6 pp |
| 2006 | 97.0% | $571.36 Million | $16.87 Million | $6.04 Billion | ▼ 0.0 pp |
| 2005 | 97.1% | $521.04 Million | $15.25 Million | $6.03 Billion | ▲ +0.4 pp |
| 2004 | 96.7% | $531.98 Million | $17.51 Million | $6.20 Billion | ▼ -2.5 pp |
| 2003 | 99.2% | $430.95 Million | $3.26 Million | $5.19 Billion | ▼ -0.7 pp |
| 2002 | 100.0% | $401.39 Million | $29.00K | $4.52 Billion | ▼ 0.0 pp |
| 2001 | 100.0% | $370.07 Million | $0.00 | $4.58 Billion | ▲ +0.0 pp |
| 2000 | 100.0% | $334.16 Million | $0.00 | $4.37 Billion | ▲ +0.0 pp |
| 1999 | 100.0% | $286.70 Million | $0.00 | $4.34 Billion | ▲ +0.0 pp |
| 1998 | 100.0% | $355.40 Million | $0.00 | $4.10 Billion | ▲ +0.0 pp |
| 1997 | 100.0% | $354.30 Million | $0.00 | $3.67 Billion | ▲ +0.0 pp |
| 1996 | 100.0% | $261.40 Million | $0.00 | $2.58 Billion | ▲ +0.0 pp |
| 1995 | 100.0% | $252.30 Million | $0.00 | $2.36 Billion | ▲ +0.0 pp |
| 1994 | 100.0% | $225.10 Million | $0.00 | $2.33 Billion | ▲ +0.0 pp |
| 1993 | 100.0% | $186.50 Million | $0.00 | $1.96 Billion | ▲ +0.0 pp |
| 1992 | 100.0% | $170.40 Million | $0.00 | $1.79 Billion | — |