First Commonwealth Financial Tangible Net Worth Ratio

Latest as of June 2026: 74.6%

First Commonwealth Financial tangible net worth ratio. First Commonwealth Financial (FCF) has a Tangible Net Worth Ratio of 74.6% as of June 2026. This metric is calculated by deducting intangible assets ($398.33 Million) from net assets ($1.57 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Check how strategically is First Commonwealth Financial's equity deployed to assess the company's strategic physical and investment asset allocation.

Tangible NW Ratio

74.6%
Tangible equity / total equity

Net Assets (Equity)

$1.57 Billion
USD

Intangible Assets

$398.33 Million
Goodwill, patents, brand value

Total Assets

$12.21 Billion
USD

Tangible Net Worth Ratio of First Commonwealth Financial (1992–2025)

Tangible net worth ratio of First Commonwealth Financial from 1992 to 2025. This chart shows how First Commonwealth Financial's Tangible Net Worth Ratio has changed across 34 annual periods from 1992 to 2025. As of June 2026, the ratio stands at 74.6%, reflecting net assets of $1.57 Billion with intangible assets of $398.33 Million USD. See working capital to net assets of First Commonwealth Financial to evaluate short-term liquidity relative to the company's equity base.

First Commonwealth Financial Tangible Net Worth Ratio by Year (1992–2025)

First Commonwealth Financial tangible net worth ratio by year from 1992 to 2025. The table below presents the year-by-year Tangible Net Worth Ratio for First Commonwealth Financial from 1992 to 2025, covering 34 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For live market cap and overall valuation, see market cap of First Commonwealth Financial.

Year Tangible NW Ratio Net Assets (USD) Intangible Assets Total Assets Change (pp)
2025 98.6% $1.55 Billion $22.02 Million $12.37 Billion ▼ 0.0 pp
2024 98.6% $1.41 Billion $19.64 Million $11.58 Billion ▲ +0.3 pp
2023 98.3% $1.31 Billion $22.82 Million $11.46 Billion ▼ -0.9 pp
2022 99.1% $1.05 Billion $9.21 Million $9.81 Billion ▲ +0.1 pp
2021 99.0% $1.11 Billion $11.19 Million $9.55 Billion ▲ +0.3 pp
2020 98.7% $1.07 Billion $13.49 Million $9.07 Billion ▲ +0.3 pp
2019 98.4% $1.06 Billion $16.37 Million $8.31 Billion ▼ -0.2 pp
2018 98.7% $975.39 Million $13.04 Million $7.83 Billion ▲ +0.4 pp
2017 98.3% $888.13 Million $15.01 Million $7.31 Billion ▼ -0.1 pp
2016 98.4% $749.93 Million $12.01 Million $6.68 Billion ▼ -1.4 pp
2015 99.8% $719.55 Million $1.23 Million $6.57 Billion ▲ +0.1 pp
2014 99.8% $716.14 Million $1.67 Million $6.36 Billion ▼ 0.0 pp
2013 99.8% $711.70 Million $1.31 Million $6.21 Billion ▲ +0.1 pp
2012 99.7% $746.01 Million $2.38 Million $6.00 Billion ▲ +0.2 pp
2011 99.5% $758.54 Million $3.84 Million $5.84 Billion ▲ +0.2 pp
2010 99.3% $749.78 Million $5.38 Million $5.81 Billion ▲ +0.4 pp
2009 98.8% $638.81 Million $7.41 Million $6.45 Billion ▲ +0.4 pp
2008 98.4% $652.78 Million $10.23 Million $6.43 Billion ▲ +0.8 pp
2007 97.6% $568.79 Million $13.44 Million $5.88 Billion ▲ +0.6 pp
2006 97.0% $571.36 Million $16.87 Million $6.04 Billion ▼ 0.0 pp
2005 97.1% $521.04 Million $15.25 Million $6.03 Billion ▲ +0.4 pp
2004 96.7% $531.98 Million $17.51 Million $6.20 Billion ▼ -2.5 pp
2003 99.2% $430.95 Million $3.26 Million $5.19 Billion ▼ -0.7 pp
2002 100.0% $401.39 Million $29.00K $4.52 Billion ▼ 0.0 pp
2001 100.0% $370.07 Million $0.00 $4.58 Billion ▲ +0.0 pp
2000 100.0% $334.16 Million $0.00 $4.37 Billion ▲ +0.0 pp
1999 100.0% $286.70 Million $0.00 $4.34 Billion ▲ +0.0 pp
1998 100.0% $355.40 Million $0.00 $4.10 Billion ▲ +0.0 pp
1997 100.0% $354.30 Million $0.00 $3.67 Billion ▲ +0.0 pp
1996 100.0% $261.40 Million $0.00 $2.58 Billion ▲ +0.0 pp
1995 100.0% $252.30 Million $0.00 $2.36 Billion ▲ +0.0 pp
1994 100.0% $225.10 Million $0.00 $2.33 Billion ▲ +0.0 pp
1993 100.0% $186.50 Million $0.00 $1.96 Billion ▲ +0.0 pp
1992 100.0% $170.40 Million $0.00 $1.79 Billion —
pp = percentage points