First Commonwealth Financial (FCF) - Total Assets
Based on the latest financial reports, First Commonwealth Financial (FCF) holds total assets worth $12.34 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore First Commonwealth Financial (FCF) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
First Commonwealth Financial - Total Assets Trend (1992–2025)
This chart illustrates how First Commonwealth Financial's total assets have evolved over time, based on quarterly financial data. See First Commonwealth Financial (FCF) shareholders funds for net asset value and shareholders' equity analysis.
First Commonwealth Financial - Asset Composition Analysis
Current Asset Composition (December 2025)
First Commonwealth Financial's total assets of $12.34 Billion consist of 9.4% current assets and 90.6% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.8% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $400.23 Million | 3.2% |
| Goodwill | $400.23 Million | 3.2% |
Asset Composition Trend (1992–2025)
This chart illustrates how First Commonwealth Financial's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see First Commonwealth Financial stock valuation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: First Commonwealth Financial's current assets represent 9.4% of total assets in 2025, an increase from 6.3% in 1992.
- Cash Position: Cash and equivalents constituted 0.8% of total assets in 2025, down from 6.3% in 1992.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 6.0% of total assets, an increase from 0.0% in 1992.
- Asset Diversification: The largest asset category is goodwill at 3.2% of total assets.
First Commonwealth Financial Competitors by Total Assets
Key competitors of First Commonwealth Financial based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK
|
Germany | €1.48 Trillion |
|
Regions Financial Corporation
NYSE:RF
|
USA | $160.74 Billion |
|
Bank of Hangzhou Co Ltd
SHG:600926
|
China | CN¥2.44 Trillion |
|
Banco Santander Chile
SN:BSANTANDER
|
Chile | CL$69.90 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
SpareBank 1 Sør-Norge ASA
OL:SB1NO
|
Norway | Nkr519.43 Billion |
|
Synovus Financial Corp
NYSE:SNV
|
USA | $60.49 Billion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$98.30 Billion |
First Commonwealth Financial - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.27 | 0.13 | 0.19 |
| Quick Ratio | 0.27 | 0.13 | 0.19 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-3.16 Billion | $-8.48 Billion | $-6.43 Billion |
First Commonwealth Financial - Advanced Valuation Insights
This section examines the relationship between First Commonwealth Financial's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.21 |
| Latest Market Cap to Assets Ratio | 0.15 |
| Asset Growth Rate (YoY) | 6.5% |
| Total Assets | $12.34 Billion |
| Market Capitalization | $1.91 Billion USD |
Valuation Analysis
Below Book Valuation: The market values First Commonwealth Financial's assets below their book value (0.15x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: First Commonwealth Financial's assets grew by 6.5% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for First Commonwealth Financial (1992–2025)
The table below shows the annual total assets of First Commonwealth Financial from 1992 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $12.34 Billion | +6.54% |
| 2024-12-31 | $11.58 Billion | +1.09% |
| 2023-12-31 | $11.46 Billion | +16.87% |
| 2022-12-31 | $9.81 Billion | +2.73% |
| 2021-12-31 | $9.55 Billion | +5.26% |
| 2020-12-31 | $9.07 Billion | +9.14% |
| 2019-12-31 | $8.31 Billion | +6.14% |
| 2018-12-31 | $7.83 Billion | +7.11% |
| 2017-12-31 | $7.31 Billion | +9.34% |
| 2016-12-31 | $6.68 Billion | +1.78% |
| 2015-12-31 | $6.57 Billion | +3.25% |
| 2014-12-31 | $6.36 Billion | +2.34% |
| 2013-12-31 | $6.21 Billion | +3.66% |
| 2012-12-31 | $6.00 Billion | +2.64% |
| 2011-12-31 | $5.84 Billion | +0.49% |
| 2010-12-31 | $5.81 Billion | -9.83% |
| 2009-12-31 | $6.45 Billion | +0.32% |
| 2008-12-31 | $6.43 Billion | +9.22% |
| 2007-12-31 | $5.88 Billion | -2.65% |
| 2006-12-31 | $6.04 Billion | +0.29% |
| 2005-12-31 | $6.03 Billion | -2.78% |
| 2004-12-31 | $6.20 Billion | +19.45% |
| 2003-12-31 | $5.19 Billion | +14.68% |
| 2002-12-31 | $4.52 Billion | -1.28% |
| 2001-12-31 | $4.58 Billion | +4.83% |
| 2000-12-31 | $4.37 Billion | +0.73% |
| 1999-12-31 | $4.34 Billion | +5.96% |
| 1998-12-31 | $4.10 Billion | +11.67% |
| 1997-12-31 | $3.67 Billion | +41.94% |
| 1996-12-31 | $2.58 Billion | +9.32% |
| 1995-12-31 | $2.36 Billion | +1.26% |
| 1994-12-31 | $2.33 Billion | +19.41% |
| 1993-12-31 | $1.96 Billion | +9.39% |
| 1992-12-31 | $1.79 Billion | -- |
About First Commonwealth Financial
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money ma… Read more