First Commonwealth Financial (FCF) — Financial Flexibility Index

Latest as of September 2025: 0.01x

First Commonwealth Financial (FCF) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $59.90 Million (operating CF $49.50 Million minus capex $10.40 Million) represents 0% of total liabilities ($10.77 Billion). Also explore First Commonwealth Financial net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$59.90 Million
Operating CF − Capex

Total Liabilities

$10.77 Billion
USD

Capital Expenditures

$10.40 Million
USD

First Commonwealth Financial Financial Flexibility Index (1992–2024)

Historical Financial Flexibility Index trend for First Commonwealth Financial across 33 annual periods. Check FCF strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for First Commonwealth Financial (1992–2024)

Year-by-year free cash flow to debt coverage for First Commonwealth Financial. For the full company profile including market capitalisation, see FCF market cap overview.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.01x $145.01 Million $129.46 Million $10.18 Billion ▼ -16.4%
2023 0.02x $172.79 Million $150.76 Million $10.15 Billion ▼ -8.3%
2022 0.02x $162.62 Million $151.41 Million $8.75 Billion ▼ -10.8%
2021 0.02x $175.69 Million $165.05 Million $8.44 Billion ▲ +47.0%
2020 0.01x $113.31 Million $105.70 Million $8.00 Billion ▼ -17.8%
2019 0.02x $125.01 Million $107.63 Million $7.25 Billion ▼ -18.5%
2018 0.02x $144.86 Million $135.26 Million $6.85 Billion ▲ +35.9%
2017 0.02x $99.90 Million $88.31 Million $6.42 Billion ▼ -4.6%
2016 0.02x $96.76 Million $89.27 Million $5.93 Billion ▲ +22.8%
2015 0.01x $77.64 Million $72.75 Million $5.85 Billion ▼ -19.5%
2014 0.02x $93.12 Million $82.14 Million $5.64 Billion ▼ -4.8%
2013 0.02x $95.37 Million $85.73 Million $5.50 Billion ▲ +2.3%
2012 0.02x $88.91 Million $78.72 Million $5.25 Billion ▼ -6.9%
2011 0.02x $92.44 Million $84.12 Million $5.08 Billion ▼ -20.4%
2010 0.02x $115.76 Million $110.87 Million $5.06 Billion ▲ +107.8%
2009 0.01x $63.89 Million $57.23 Million $5.81 Billion ▼ -21.5%
2008 0.01x $80.88 Million $68.78 Million $5.77 Billion ▼ -6.4%
2007 0.01x $79.56 Million $69.75 Million $5.31 Billion ▲ +5.0%
2006 0.01x $78.05 Million $64.76 Million $5.47 Billion ▼ -13.8%
2005 0.02x $91.07 Million $76.70 Million $5.51 Billion ▲ +82.9%
2004 0.01x $51.26 Million $39.22 Million $5.67 Billion ▼ -31.1%
2003 0.01x $62.50 Million $57.27 Million $4.76 Billion ▼ -15.3%
2002 0.02x $63.92 Million $57.54 Million $4.12 Billion ▲ +20.5%
2001 0.01x $54.21 Million $46.32 Million $4.21 Billion ▼ -29.7%
2000 0.02x $73.87 Million $66.13 Million $4.04 Billion ▲ +23.0%
1999 0.01x $60.30 Million $52.70 Million $4.05 Billion ▼ -8.2%
1998 0.02x $60.60 Million $52.90 Million $3.74 Billion ▼ -1.7%
1997 0.02x $54.60 Million $48.50 Million $3.31 Billion ▼ -29.1%
1996 0.02x $54.00 Million $46.20 Million $2.32 Billion ▲ +19.4%
1995 0.02x $41.10 Million $37.00 Million $2.11 Billion ▲ +22.9%
1994 0.02x $33.40 Million $27.80 Million $2.11 Billion ▼ -1.7%
1993 0.02x $28.50 Million $25.10 Million $1.77 Billion ▼ -6.3%
1992 0.02x $27.80 Million $24.10 Million $1.62 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities