First Commonwealth Financial (FCF) — Financial Flexibility Index
First Commonwealth Financial (FCF) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $91.19 Million (operating CF $86.83 Million minus capex $4.36 Million) represents 0% of total liabilities ($10.71 Billion). Check FCF cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
First Commonwealth Financial Financial Flexibility Index (1992–2025)
Historical Financial Flexibility Index trend for First Commonwealth Financial across 34 annual periods. For the full cash flow conversion analysis, see FCF cash flow conversion.
Annual Financial Flexibility Index for First Commonwealth Financial (1992–2025)
Year-by-year free cash flow to debt coverage for First Commonwealth Financial. Explore First Commonwealth Financial debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $203.54 Million | $187.45 Million | $10.81 Billion | ▲ +32.2% |
| 2024 | 0.01x | $145.01 Million | $129.46 Million | $10.18 Billion | ▼ -16.4% |
| 2023 | 0.02x | $172.79 Million | $150.76 Million | $10.15 Billion | ▼ -8.3% |
| 2022 | 0.02x | $162.62 Million | $151.41 Million | $8.75 Billion | ▼ -10.8% |
| 2021 | 0.02x | $175.69 Million | $165.05 Million | $8.44 Billion | ▲ +47.0% |
| 2020 | 0.01x | $113.31 Million | $105.70 Million | $8.00 Billion | ▼ -17.8% |
| 2019 | 0.02x | $125.01 Million | $107.63 Million | $7.25 Billion | ▼ -18.5% |
| 2018 | 0.02x | $144.86 Million | $135.26 Million | $6.85 Billion | ▲ +35.9% |
| 2017 | 0.02x | $99.90 Million | $88.31 Million | $6.42 Billion | ▼ -4.6% |
| 2016 | 0.02x | $96.76 Million | $89.27 Million | $5.93 Billion | ▲ +22.8% |
| 2015 | 0.01x | $77.64 Million | $72.75 Million | $5.85 Billion | ▼ -19.5% |
| 2014 | 0.02x | $93.12 Million | $82.14 Million | $5.64 Billion | ▼ -4.8% |
| 2013 | 0.02x | $95.37 Million | $85.73 Million | $5.50 Billion | ▲ +2.3% |
| 2012 | 0.02x | $88.91 Million | $78.72 Million | $5.25 Billion | ▼ -6.9% |
| 2011 | 0.02x | $92.44 Million | $84.12 Million | $5.08 Billion | ▼ -20.4% |
| 2010 | 0.02x | $115.76 Million | $110.87 Million | $5.06 Billion | ▲ +107.8% |
| 2009 | 0.01x | $63.89 Million | $57.23 Million | $5.81 Billion | ▼ -21.5% |
| 2008 | 0.01x | $80.88 Million | $68.78 Million | $5.77 Billion | ▼ -6.4% |
| 2007 | 0.01x | $79.56 Million | $69.75 Million | $5.31 Billion | ▲ +5.0% |
| 2006 | 0.01x | $78.05 Million | $64.76 Million | $5.47 Billion | ▼ -13.8% |
| 2005 | 0.02x | $91.07 Million | $76.70 Million | $5.51 Billion | ▲ +82.9% |
| 2004 | 0.01x | $51.26 Million | $39.22 Million | $5.67 Billion | ▼ -31.1% |
| 2003 | 0.01x | $62.50 Million | $57.27 Million | $4.76 Billion | ▼ -15.3% |
| 2002 | 0.02x | $63.92 Million | $57.54 Million | $4.12 Billion | ▲ +20.5% |
| 2001 | 0.01x | $54.21 Million | $46.32 Million | $4.21 Billion | ▼ -29.7% |
| 2000 | 0.02x | $73.87 Million | $66.13 Million | $4.04 Billion | ▲ +23.0% |
| 1999 | 0.01x | $60.30 Million | $52.70 Million | $4.05 Billion | ▼ -8.2% |
| 1998 | 0.02x | $60.60 Million | $52.90 Million | $3.74 Billion | ▼ -1.7% |
| 1997 | 0.02x | $54.60 Million | $48.50 Million | $3.31 Billion | ▼ -29.1% |
| 1996 | 0.02x | $54.00 Million | $46.20 Million | $2.32 Billion | ▲ +19.4% |
| 1995 | 0.02x | $41.10 Million | $37.00 Million | $2.11 Billion | ▲ +22.9% |
| 1994 | 0.02x | $33.40 Million | $27.80 Million | $2.11 Billion | ▼ -1.7% |
| 1993 | 0.02x | $28.50 Million | $25.10 Million | $1.77 Billion | ▼ -6.3% |
| 1992 | 0.02x | $27.80 Million | $24.10 Million | $1.62 Billion | — |