First Commonwealth Financial Financial Flexibility Index
First Commonwealth Financial financial flexibility index. First Commonwealth Financial (FCF) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $91.19 Million (operating CF $86.83 Million minus capex $4.36 Million) represents 0% of total liabilities ($10.71 Billion). See FCF free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of First Commonwealth Financial (1992–2025)
Financial flexibility index of First Commonwealth Financial from 1992 to 2025. Historical Financial Flexibility Index trend for First Commonwealth Financial across 34 annual periods. Check FCF cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
First Commonwealth Financial Financial Flexibility Index by Year (1992–2025)
First Commonwealth Financial financial flexibility index by year from 1992 to 2025. Year-by-year free cash flow to debt coverage for First Commonwealth Financial. For the full cash flow conversion analysis, see FCF cash generation efficiency.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $203.54 Million | $187.45 Million | $10.81 Billion | ▲ +32.2% |
| 2024 | 0.01x | $145.01 Million | $129.46 Million | $10.18 Billion | ▼ -16.4% |
| 2023 | 0.02x | $172.79 Million | $150.76 Million | $10.15 Billion | ▼ -8.3% |
| 2022 | 0.02x | $162.62 Million | $151.41 Million | $8.75 Billion | ▼ -10.8% |
| 2021 | 0.02x | $175.69 Million | $165.05 Million | $8.44 Billion | ▲ +47.0% |
| 2020 | 0.01x | $113.31 Million | $105.70 Million | $8.00 Billion | ▼ -17.8% |
| 2019 | 0.02x | $125.01 Million | $107.63 Million | $7.25 Billion | ▼ -18.5% |
| 2018 | 0.02x | $144.86 Million | $135.26 Million | $6.85 Billion | ▲ +35.9% |
| 2017 | 0.02x | $99.90 Million | $88.31 Million | $6.42 Billion | ▼ -4.6% |
| 2016 | 0.02x | $96.76 Million | $89.27 Million | $5.93 Billion | ▲ +22.8% |
| 2015 | 0.01x | $77.64 Million | $72.75 Million | $5.85 Billion | ▼ -19.5% |
| 2014 | 0.02x | $93.12 Million | $82.14 Million | $5.64 Billion | ▼ -4.8% |
| 2013 | 0.02x | $95.37 Million | $85.73 Million | $5.50 Billion | ▲ +2.3% |
| 2012 | 0.02x | $88.91 Million | $78.72 Million | $5.25 Billion | ▼ -6.9% |
| 2011 | 0.02x | $92.44 Million | $84.12 Million | $5.08 Billion | ▼ -20.4% |
| 2010 | 0.02x | $115.76 Million | $110.87 Million | $5.06 Billion | ▲ +107.8% |
| 2009 | 0.01x | $63.89 Million | $57.23 Million | $5.81 Billion | ▼ -21.5% |
| 2008 | 0.01x | $80.88 Million | $68.78 Million | $5.77 Billion | ▼ -6.4% |
| 2007 | 0.01x | $79.56 Million | $69.75 Million | $5.31 Billion | ▲ +5.0% |
| 2006 | 0.01x | $78.05 Million | $64.76 Million | $5.47 Billion | ▼ -13.8% |
| 2005 | 0.02x | $91.07 Million | $76.70 Million | $5.51 Billion | ▲ +82.9% |
| 2004 | 0.01x | $51.26 Million | $39.22 Million | $5.67 Billion | ▼ -31.1% |
| 2003 | 0.01x | $62.50 Million | $57.27 Million | $4.76 Billion | ▼ -15.3% |
| 2002 | 0.02x | $63.92 Million | $57.54 Million | $4.12 Billion | ▲ +20.5% |
| 2001 | 0.01x | $54.21 Million | $46.32 Million | $4.21 Billion | ▼ -29.7% |
| 2000 | 0.02x | $73.87 Million | $66.13 Million | $4.04 Billion | ▲ +23.0% |
| 1999 | 0.01x | $60.30 Million | $52.70 Million | $4.05 Billion | ▼ -8.2% |
| 1998 | 0.02x | $60.60 Million | $52.90 Million | $3.74 Billion | ▼ -1.7% |
| 1997 | 0.02x | $54.60 Million | $48.50 Million | $3.31 Billion | ▼ -29.1% |
| 1996 | 0.02x | $54.00 Million | $46.20 Million | $2.32 Billion | ▲ +19.4% |
| 1995 | 0.02x | $41.10 Million | $37.00 Million | $2.11 Billion | ▲ +22.9% |
| 1994 | 0.02x | $33.40 Million | $27.80 Million | $2.11 Billion | ▼ -1.7% |
| 1993 | 0.02x | $28.50 Million | $25.10 Million | $1.77 Billion | ▼ -6.3% |
| 1992 | 0.02x | $27.80 Million | $24.10 Million | $1.62 Billion | — |