First Commonwealth Financial (FCF) — Financial Flexibility Index
First Commonwealth Financial (FCF) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $59.90 Million (operating CF $49.50 Million minus capex $10.40 Million) represents 0% of total liabilities ($10.77 Billion). Check First Commonwealth Financial PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
First Commonwealth Financial Financial Flexibility Index (1992–2024)
Historical Financial Flexibility Index trend for First Commonwealth Financial across 33 annual periods. See First Commonwealth Financial short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for First Commonwealth Financial (1992–2024)
Year-by-year free cash flow to debt coverage for First Commonwealth Financial. For the full company profile including market capitalisation, see FCF market cap.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $145.01 Million | $129.46 Million | $10.18 Billion | ▼ -16.4% |
| 2023 | 0.02x | $172.79 Million | $150.76 Million | $10.15 Billion | ▼ -8.3% |
| 2022 | 0.02x | $162.62 Million | $151.41 Million | $8.75 Billion | ▼ -10.8% |
| 2021 | 0.02x | $175.69 Million | $165.05 Million | $8.44 Billion | ▲ +47.0% |
| 2020 | 0.01x | $113.31 Million | $105.70 Million | $8.00 Billion | ▼ -17.8% |
| 2019 | 0.02x | $125.01 Million | $107.63 Million | $7.25 Billion | ▼ -18.5% |
| 2018 | 0.02x | $144.86 Million | $135.26 Million | $6.85 Billion | ▲ +35.9% |
| 2017 | 0.02x | $99.90 Million | $88.31 Million | $6.42 Billion | ▼ -4.6% |
| 2016 | 0.02x | $96.76 Million | $89.27 Million | $5.93 Billion | ▲ +22.8% |
| 2015 | 0.01x | $77.64 Million | $72.75 Million | $5.85 Billion | ▼ -19.5% |
| 2014 | 0.02x | $93.12 Million | $82.14 Million | $5.64 Billion | ▼ -4.8% |
| 2013 | 0.02x | $95.37 Million | $85.73 Million | $5.50 Billion | ▲ +2.3% |
| 2012 | 0.02x | $88.91 Million | $78.72 Million | $5.25 Billion | ▼ -6.9% |
| 2011 | 0.02x | $92.44 Million | $84.12 Million | $5.08 Billion | ▼ -20.4% |
| 2010 | 0.02x | $115.76 Million | $110.87 Million | $5.06 Billion | ▲ +107.8% |
| 2009 | 0.01x | $63.89 Million | $57.23 Million | $5.81 Billion | ▼ -21.5% |
| 2008 | 0.01x | $80.88 Million | $68.78 Million | $5.77 Billion | ▼ -6.4% |
| 2007 | 0.01x | $79.56 Million | $69.75 Million | $5.31 Billion | ▲ +5.0% |
| 2006 | 0.01x | $78.05 Million | $64.76 Million | $5.47 Billion | ▼ -13.8% |
| 2005 | 0.02x | $91.07 Million | $76.70 Million | $5.51 Billion | ▲ +82.9% |
| 2004 | 0.01x | $51.26 Million | $39.22 Million | $5.67 Billion | ▼ -31.1% |
| 2003 | 0.01x | $62.50 Million | $57.27 Million | $4.76 Billion | ▼ -15.3% |
| 2002 | 0.02x | $63.92 Million | $57.54 Million | $4.12 Billion | ▲ +20.5% |
| 2001 | 0.01x | $54.21 Million | $46.32 Million | $4.21 Billion | ▼ -29.7% |
| 2000 | 0.02x | $73.87 Million | $66.13 Million | $4.04 Billion | ▲ +23.0% |
| 1999 | 0.01x | $60.30 Million | $52.70 Million | $4.05 Billion | ▼ -8.2% |
| 1998 | 0.02x | $60.60 Million | $52.90 Million | $3.74 Billion | ▼ -1.7% |
| 1997 | 0.02x | $54.60 Million | $48.50 Million | $3.31 Billion | ▼ -29.1% |
| 1996 | 0.02x | $54.00 Million | $46.20 Million | $2.32 Billion | ▲ +19.4% |
| 1995 | 0.02x | $41.10 Million | $37.00 Million | $2.11 Billion | ▲ +22.9% |
| 1994 | 0.02x | $33.40 Million | $27.80 Million | $2.11 Billion | ▼ -1.7% |
| 1993 | 0.02x | $28.50 Million | $25.10 Million | $1.77 Billion | ▼ -6.3% |
| 1992 | 0.02x | $27.80 Million | $24.10 Million | $1.62 Billion | — |