Live Oak Bancshares, Inc. (LOB) — Capital Reinvestment Ratio
Live Oak Bancshares, Inc. (LOB) has a Capital Reinvestment Ratio of 0.04x as of June 2026, meaning it reinvests 0% of its operating cash flow ($118.57 Million) in capital expenditures ($4.86 Million). Check tangible equity quality of Live Oak Bancshares, Inc. to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Live Oak Bancshares, Inc. Capital Reinvestment Ratio (2018–2025)
This chart tracks Live Oak Bancshares, Inc.'s Capital Reinvestment Ratio across 5 annual periods. For the full cash flow conversion analysis, see Live Oak Bancshares, Inc. (LOB) cash flow conversion.
Annual Capital Reinvestment Ratio for Live Oak Bancshares, Inc. (2018–2025)
Year-by-year Capital Reinvestment Ratio for Live Oak Bancshares, Inc. from 2018 to 2025. See Live Oak Bancshares, Inc. (LOB) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.09x | $158.24 Million | $14.76 Million | ▲ +1.5% |
| 2024 | 0.09x | $536.47 Million | $49.31 Million | ▲ +21.7% |
| 2023 | 0.08x | $620.07 Million | $46.84 Million | ▼ -78.5% |
| 2022 | 0.35x | $124.48 Million | $43.75 Million | ▼ -98.0% |
| 2018 | 17.69x | $6.29 Million | $111.32 Million | — |