Live Oak Bancshares, Inc. (LOB) — Capital Reinvestment Ratio
Latest as of March 2026:
0.02x
Live Oak Bancshares, Inc. (LOB) has a Capital Reinvestment Ratio of 0.02x as of March 2026, meaning it reinvests 0% of its operating cash flow ($87.38 Million) in capital expenditures ($2.05 Million). See LOB free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Capital Reinvestment Ratio
0.02x
Capex / Operating Cash Flow
Operating Cash Flow
$87.38 Million
USD
Capital Expenditures
$2.05 Million
USD
Data as of
Mar 2026
Most recent filing
Live Oak Bancshares, Inc. Capital Reinvestment Ratio (2018–2025)
This chart tracks Live Oak Bancshares, Inc.'s Capital Reinvestment Ratio across 5 annual periods.
Annual Capital Reinvestment Ratio for Live Oak Bancshares, Inc. (2018–2025)
Year-by-year Capital Reinvestment Ratio for Live Oak Bancshares, Inc. from 2018 to 2025. For live market cap and broader valuation context, see Live Oak Bancshares, Inc. (LOB) total market value.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.09x | $158.24 Million | $14.76 Million | ▲ +1.5% |
| 2024 | 0.09x | $536.47 Million | $49.31 Million | ▲ +21.7% |
| 2023 | 0.08x | $620.07 Million | $46.84 Million | ▼ -78.5% |
| 2022 | 0.35x | $124.48 Million | $43.75 Million | ▼ -98.0% |
| 2018 | 17.69x | $6.29 Million | $111.32 Million | — |
Capital Reinvestment Ratio = ABS(Capital Expenditures) / Operating Cash Flow