Live Oak Bancshares, Inc. (LOB) — Cash Flow Reinvestment Rate
Live Oak Bancshares, Inc. (LOB) has a Cash Flow Reinvestment Rate of 0.02x as of March 2026, reinvesting $2.05 Million (capex $2.05 Million ) from operating cash flow of $87.38 Million. Check earnings quality score of Live Oak Bancshares, Inc. to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Live Oak Bancshares, Inc. Cash Flow Reinvestment Rate (2018–2025)
Historical reinvestment intensity for Live Oak Bancshares, Inc. across 5 annual periods. Explore LOB strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Live Oak Bancshares, Inc. (2018–2025)
Year-by-year capital reinvestment analysis for Live Oak Bancshares, Inc.. For live market cap and broader valuation context, see LOB market cap overview.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.48x | $75.53 Million | $158.24 Million | $14.76 Million | ▼ -88.0% |
| 2024 | 3.97x | $2.13 Billion | $536.47 Million | $49.31 Million | ▲ +24.7% |
| 2023 | 3.18x | $1.97 Billion | $620.07 Million | $46.84 Million | ▼ -72.4% |
| 2022 | 11.53x | $1.44 Billion | $124.48 Million | $43.75 Million | ▼ -91.5% |
| 2018 | 135.33x | $851.77 Million | $6.29 Million | $111.32 Million | — |