Live Oak Bancshares, Inc. (LOB) — Cash Flow Reinvestment Rate

Latest as of March 2026: 0.02x

Live Oak Bancshares, Inc. (LOB) has a Cash Flow Reinvestment Rate of 0.02x as of March 2026, reinvesting $2.05 Million (capex $2.05 Million ) from operating cash flow of $87.38 Million. Explore reinvestment intensity of Live Oak Bancshares, Inc. to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

0.02x
(Capex + Investments) / Operating CF

Total Reinvested

$2.05 Million
Capex + Investments

Operating Cash Flow

$87.38 Million
USD

Capital Expenditures

$2.05 Million
USD

Live Oak Bancshares, Inc. Cash Flow Reinvestment Rate (2018–2025)

Historical reinvestment intensity for Live Oak Bancshares, Inc. across 5 annual periods. Also explore Live Oak Bancshares, Inc. total assets for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Live Oak Bancshares, Inc. (2018–2025)

Year-by-year capital reinvestment analysis for Live Oak Bancshares, Inc.. For live market cap and broader valuation context, see LOB stock market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.48x $75.53 Million $158.24 Million $14.76 Million ▼ -88.0%
2024 3.97x $2.13 Billion $536.47 Million $49.31 Million ▲ +24.7%
2023 3.18x $1.97 Billion $620.07 Million $46.84 Million ▼ -72.4%
2022 11.53x $1.44 Billion $124.48 Million $43.75 Million ▼ -91.5%
2018 135.33x $851.77 Million $6.29 Million $111.32 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow