Live Oak Bancshares, Inc. Cash Flow Reinvestment Rate
Live Oak Bancshares, Inc. cash flow reinvestment rate. Live Oak Bancshares, Inc. (LOB) has a Cash Flow Reinvestment Rate of 0.38x as of June 2026, reinvesting $44.76 Million (capex $4.86 Million plus investments $-39.91 Million) from operating cash flow of $118.57 Million. Explore LOB operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of Live Oak Bancshares, Inc. (2018–2025)
Cash flow reinvestment rate of Live Oak Bancshares, Inc. from 2018 to 2025. Historical reinvestment intensity for Live Oak Bancshares, Inc. across 5 annual periods. Explore Live Oak Bancshares, Inc. (LOB) reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Live Oak Bancshares, Inc. Cash Flow Reinvestment Rate by Year (2018–2025)
Live Oak Bancshares, Inc. cash flow reinvestment rate by year from 2018 to 2025. Year-by-year capital reinvestment analysis for Live Oak Bancshares, Inc.. For the full cash flow conversion analysis, see Live Oak Bancshares, Inc. (LOB) cash flow conversion.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.48x | $75.53 Million | $158.24 Million | $14.76 Million | ▼ -88.0% |
| 2024 | 3.97x | $2.13 Billion | $536.47 Million | $49.31 Million | ▲ +24.7% |
| 2023 | 3.18x | $1.97 Billion | $620.07 Million | $46.84 Million | ▼ -72.4% |
| 2022 | 11.53x | $1.44 Billion | $124.48 Million | $43.75 Million | ▼ -91.5% |
| 2018 | 135.33x | $851.77 Million | $6.29 Million | $111.32 Million | — |