Live Oak Bancshares, Inc. Free Cash Flow Generation Index
Live Oak Bancshares, Inc. free cash flow generation index. Live Oak Bancshares, Inc. (LOB) has a Free Cash Flow Generation Index of 0.96x as of June 2026. Free cash flow of $113.71 Million represents 1% of operating cash flow ($118.57 Million).
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Free Cash Flow Generation Index of Live Oak Bancshares, Inc. (2018–2025)
Free cash flow generation index of Live Oak Bancshares, Inc. from 2018 to 2025. Historical FCF Generation Index trend for Live Oak Bancshares, Inc. across 5 annual periods. See financial flexibility index of Live Oak Bancshares, Inc. to measure the company's free cash flow as a share of total liabilities.
Live Oak Bancshares, Inc. Free Cash Flow Generation Index by Year (2018–2025)
Live Oak Bancshares, Inc. free cash flow generation index by year from 2018 to 2025. Year-by-year Free Cash Flow Generation Index for Live Oak Bancshares, Inc.. For the full cash flow conversion analysis, see Live Oak Bancshares, Inc. (LOB) cash conversion ratio.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.91x | $143.49 Million | $158.24 Million | $14.76 Million | ▼ -0.1% |
| 2024 | 0.91x | $487.16 Million | $536.47 Million | $49.31 Million | ▼ -1.8% |
| 2023 | 0.92x | $573.23 Million | $620.07 Million | $46.84 Million | ▲ +42.5% |
| 2022 | 0.65x | $80.73 Million | $124.48 Million | $43.75 Million | ▲ +103.9% |
| 2018 | -16.69x | $-105.03 Million | $6.29 Million | $111.32 Million | — |