Live Oak Bancshares, Inc. (LOB) — Free Cash Flow Generation Index
Live Oak Bancshares, Inc. (LOB) has a Free Cash Flow Generation Index of 0.98x as of March 2026. Free cash flow of $85.34 Million represents 1% of operating cash flow ($87.38 Million). Read LOB total debt and obligations for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Live Oak Bancshares, Inc. Free Cash Flow Generation Index (2018–2025)
Historical FCF Generation Index trend for Live Oak Bancshares, Inc. across 5 annual periods. Explore LOB capital expenditure intensity to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Live Oak Bancshares, Inc. (2018–2025)
Year-by-year Free Cash Flow Generation Index for Live Oak Bancshares, Inc.. For the full company profile including market capitalisation, see Live Oak Bancshares, Inc. stock valuation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.91x | $143.49 Million | $158.24 Million | $14.76 Million | ▼ -0.1% |
| 2024 | 0.91x | $487.16 Million | $536.47 Million | $49.31 Million | ▼ -1.8% |
| 2023 | 0.92x | $573.23 Million | $620.07 Million | $46.84 Million | ▲ +42.5% |
| 2022 | 0.65x | $80.73 Million | $124.48 Million | $43.75 Million | ▲ +103.9% |
| 2018 | -16.69x | $-105.03 Million | $6.29 Million | $111.32 Million | — |