Live Oak Bancshares, Inc. (LOB) — Cash Flow-to-Debt Ratio
Live Oak Bancshares, Inc. (LOB) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $87.38 Million could theoretically repay 0% of its total liabilities ($14.02 Billion) in one year. Explore LOB strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Live Oak Bancshares, Inc. Cash Flow-to-Debt Ratio (2011–2025)
Historical debt coverage capacity for Live Oak Bancshares, Inc. across 15 annual periods. Also explore Live Oak Bancshares, Inc. total assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Live Oak Bancshares, Inc. (2011–2025)
Year-by-year debt coverage analysis for Live Oak Bancshares, Inc.. For market capitalisation and broader financial context, see LOB market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $158.24 Million | $13.88 Billion | ▼ -74.6% |
| 2024 | 0.04x | $536.47 Million | $11.94 Billion | ▼ -22.6% |
| 2023 | 0.06x | $620.07 Million | $10.68 Billion | ▲ +321.6% |
| 2022 | 0.01x | $124.48 Million | $9.04 Billion | ▲ +186.2% |
| 2021 | -0.02x | $-119.72 Million | $7.50 Billion | ▲ +57.3% |
| 2020 | -0.04x | $-272.99 Million | $7.30 Billion | ▲ +67.5% |
| 2019 | -0.12x | $-493.93 Million | $4.29 Billion | ▼ -5907.9% |
| 2018 | 0.00x | $6.29 Million | $3.18 Billion | ▲ +101.6% |
| 2017 | -0.12x | $-287.53 Million | $2.32 Billion | ▲ +14.5% |
| 2016 | -0.14x | $-221.95 Million | $1.53 Billion | ▲ +63.1% |
| 2015 | -0.39x | $-334.68 Million | $853.13 Million | ▲ +12.8% |
| 2014 | -0.45x | $-261.51 Million | $581.50 Million | ▼ -288.8% |
| 2013 | -0.12x | $-44.17 Million | $381.96 Million | ▼ -27.2% |
| 2012 | -0.09x | $-28.26 Million | $310.71 Million | ▼ -98.6% |
| 2011 | -0.05x | $-10.92 Million | $238.57 Million | — |