Live Oak Bancshares, Inc. Cash Flow-to-Debt Ratio
Live Oak Bancshares, Inc. cash flow-to-debt ratio. Live Oak Bancshares, Inc. (LOB) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2026, meaning its operating cash flow of $118.57 Million could theoretically repay 0% of its total liabilities ($14.72 Billion) in one year. Check LOB cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Live Oak Bancshares, Inc. (2011–2025)
Cash flow-to-debt ratio of Live Oak Bancshares, Inc. from 2011 to 2025. Historical debt coverage capacity for Live Oak Bancshares, Inc. across 15 annual periods. Check LOB cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Live Oak Bancshares, Inc. Cash Flow-to-Debt Ratio by Year (2011–2025)
Live Oak Bancshares, Inc. cash flow-to-debt ratio by year from 2011 to 2025. Year-by-year debt coverage analysis for Live Oak Bancshares, Inc.. For the full cash flow conversion analysis, see Live Oak Bancshares, Inc. operating cash flow efficiency.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $158.24 Million | $13.88 Billion | ▼ -74.6% |
| 2024 | 0.04x | $536.47 Million | $11.94 Billion | ▼ -22.6% |
| 2023 | 0.06x | $620.07 Million | $10.68 Billion | ▲ +321.6% |
| 2022 | 0.01x | $124.48 Million | $9.04 Billion | ▲ +186.2% |
| 2021 | -0.02x | $-119.72 Million | $7.50 Billion | ▲ +57.3% |
| 2020 | -0.04x | $-272.99 Million | $7.30 Billion | ▲ +67.5% |
| 2019 | -0.12x | $-493.93 Million | $4.29 Billion | ▼ -5907.9% |
| 2018 | 0.00x | $6.29 Million | $3.18 Billion | ▲ +101.6% |
| 2017 | -0.12x | $-287.53 Million | $2.32 Billion | ▲ +14.5% |
| 2016 | -0.14x | $-221.95 Million | $1.53 Billion | ▲ +63.1% |
| 2015 | -0.39x | $-334.68 Million | $853.13 Million | ▲ +12.8% |
| 2014 | -0.45x | $-261.51 Million | $581.50 Million | ▼ -288.8% |
| 2013 | -0.12x | $-44.17 Million | $381.96 Million | ▼ -27.2% |
| 2012 | -0.09x | $-28.26 Million | $310.71 Million | ▼ -98.6% |
| 2011 | -0.05x | $-10.92 Million | $238.57 Million | — |