Live Oak Bancshares, Inc. (LOB) — Strategic Asset Allocation Index
Live Oak Bancshares, Inc. (LOB) has a Strategic Asset Allocation Index of 87.9% as of December 2025. Strategic assets (PP&E of $240.20 Million plus long-term investments of $861.60 Million) total $1.10 Billion, measured against net assets of $1.25 Billion. A higher index reflects capital-intensive or investment-heavy strategies where strategic assets dominate the equity base. Check LOB cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
SAAI
Strategic Assets
PP&E
Net Assets
Live Oak Bancshares, Inc. Strategic Asset Allocation Index (2013–2025)
This chart shows how Live Oak Bancshares, Inc.'s Strategic Asset Allocation Index has evolved across 13 annual periods from 2013 to 2025. As of December 2025, the index stands at 87.9%, representing strategic assets of $1.10 Billion against net assets of $1.25 Billion USD. See Live Oak Bancshares, Inc. free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
Annual Strategic Asset Allocation Index for Live Oak Bancshares, Inc. (2013–2025)
The table below presents the year-by-year Strategic Asset Allocation Index for Live Oak Bancshares, Inc. from 2013 to 2025, covering 13 annual filings. Each row shows PP&E, long-term investments, strategic assets combined, net assets, the index percentage, and the change in percentage points compared to the prior year. For the full company profile including market capitalisation, see LOB stock market capitalisation.
| Year | SAAI | Strategic Assets (USD) | PP&E | LT Investments | Net Assets | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 87.9% | $1.10 Billion | $240.20 Million | $861.60 Million | $1.25 Billion | ▼ -63.1 pp |
| 2024 | 150.9% | $1.51 Billion | $266.30 Million | $1.25 Billion | $1.00 Billion | ▼ -85.5 pp |
| 2023 | 236.4% | $1.39 Billion | $260.68 Million | $1.13 Billion | $586.56 Million | ▲ +78.9 pp |
| 2022 | 157.6% | $1.28 Billion | $263.29 Million | $1.01 Billion | $811.03 Million | ▼ -2.7 pp |
| 2021 | 160.3% | $1.15 Billion | $240.20 Million | $906.05 Million | $715.13 Million | ▼ -1121.3 pp |
| 2020 | 1281.6% | $7.28 Billion | $259.27 Million | $7.02 Billion | $567.85 Million | ▲ +1124.4 pp |
| 2019 | 157.2% | $820.99 Million | $280.94 Million | $540.04 Million | $522.38 Million | ▲ +34.2 pp |
| 2018 | 123.0% | $606.83 Million | $226.34 Million | $380.49 Million | $493.56 Million | ▲ +62.2 pp |
| 2017 | 60.8% | $265.61 Million | $172.26 Million | $93.36 Million | $436.93 Million | ▲ +4.5 pp |
| 2016 | 56.3% | $125.40 Million | $54.34 Million | $71.06 Million | $222.85 Million | ▼ -2.8 pp |
| 2015 | 59.1% | $117.92 Million | $62.65 Million | $55.26 Million | $199.49 Million | ▼ -41.0 pp |
| 2014 | 100.1% | $91.94 Million | $35.28 Million | $56.66 Million | $91.81 Million | ▲ +48.4 pp |
| 2013 | 51.7% | $25.04 Million | $25.04 Million | $- | $48.39 Million | — |