OptimumBank Holdings, Inc. (OPHC) — Capital Reinvestment Ratio
OptimumBank Holdings, Inc. (OPHC) has a Capital Reinvestment Ratio of 0.04x as of December 2025, meaning it reinvests 0% of its operating cash flow ($6.63 Million) in capital expenditures ($283.00K). Check OPHC intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
OptimumBank Holdings, Inc. Capital Reinvestment Ratio (2003–2025)
This chart tracks OptimumBank Holdings, Inc.'s Capital Reinvestment Ratio across 17 annual periods. For the full cash flow conversion analysis, see OPHC operating cash flow.
Annual Capital Reinvestment Ratio for OptimumBank Holdings, Inc. (2003–2025)
Year-by-year Capital Reinvestment Ratio for OptimumBank Holdings, Inc. from 2003 to 2025. See OptimumBank Holdings, Inc. free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.05x | $17.84 Million | $896.00K | ▼ -20.7% |
| 2024 | 0.06x | $15.61 Million | $988.00K | ▼ -34.8% |
| 2023 | 0.10x | $6.88 Million | $668.00K | ▲ +212.3% |
| 2022 | 0.03x | $10.36 Million | $322.00K | ▼ -69.3% |
| 2021 | 0.10x | $3.76 Million | $381.00K | ▼ -99.0% |
| 2018 | 9.75x | $24.00K | $234.00K | ▲ +5812.2% |
| 2017 | 0.16x | $570.00K | $94.00K | ▼ -10.0% |
| 2016 | 0.18x | $551.00K | $101.00K | ▲ +378.9% |
| 2015 | 0.04x | $627.00K | $24.00K | ▼ -62.5% |
| 2014 | 0.10x | $1.30 Million | $133.00K | ▲ +1218.3% |
| 2010 | 0.01x | $1.68 Million | $13.00K | ▼ -71.8% |
| 2009 | 0.03x | $1.20 Million | $33.00K | ▲ +87.0% |
| 2008 | 0.01x | $3.13 Million | $46.00K | ▼ -63.9% |
| 2006 | 0.04x | $3.76 Million | $153.00K | ▼ -44.9% |
| 2005 | 0.07x | $2.95 Million | $218.00K | ▼ -87.8% |
| 2004 | 0.61x | $3.95 Million | $2.39 Million | ▲ +13.9% |
| 2003 | 0.53x | $2.74 Million | $1.46 Million | — |