OptimumBank Holdings, Inc. (OPHC) — Capital Reinvestment Ratio
OptimumBank Holdings, Inc. (OPHC) has a Capital Reinvestment Ratio of 0.04x as of December 2025, meaning it reinvests 0% of its operating cash flow ($6.63 Million) in capital expenditures ($283.00K). See debt-free asset ratio of OptimumBank Holdings, Inc. to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
OptimumBank Holdings, Inc. Capital Reinvestment Ratio (2003–2025)
This chart tracks OptimumBank Holdings, Inc.'s Capital Reinvestment Ratio across 17 annual periods. Check OptimumBank Holdings, Inc. (OPHC) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for OptimumBank Holdings, Inc. (2003–2025)
Year-by-year Capital Reinvestment Ratio for OptimumBank Holdings, Inc. from 2003 to 2025. For live market cap and broader valuation context, see OPHC market cap overview.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.05x | $17.84 Million | $896.00K | ▼ -20.7% |
| 2024 | 0.06x | $15.61 Million | $988.00K | ▼ -34.8% |
| 2023 | 0.10x | $6.88 Million | $668.00K | ▲ +212.3% |
| 2022 | 0.03x | $10.36 Million | $322.00K | ▼ -69.3% |
| 2021 | 0.10x | $3.76 Million | $381.00K | ▼ -99.0% |
| 2018 | 9.75x | $24.00K | $234.00K | ▲ +5812.2% |
| 2017 | 0.16x | $570.00K | $94.00K | ▼ -10.0% |
| 2016 | 0.18x | $551.00K | $101.00K | ▲ +378.9% |
| 2015 | 0.04x | $627.00K | $24.00K | ▼ -62.5% |
| 2014 | 0.10x | $1.30 Million | $133.00K | ▲ +1218.3% |
| 2010 | 0.01x | $1.68 Million | $13.00K | ▼ -71.8% |
| 2009 | 0.03x | $1.20 Million | $33.00K | ▲ +87.0% |
| 2008 | 0.01x | $3.13 Million | $46.00K | ▼ -63.9% |
| 2006 | 0.04x | $3.76 Million | $153.00K | ▼ -44.9% |
| 2005 | 0.07x | $2.95 Million | $218.00K | ▼ -87.8% |
| 2004 | 0.61x | $3.95 Million | $2.39 Million | ▲ +13.9% |
| 2003 | 0.53x | $2.74 Million | $1.46 Million | — |