OptimumBank Holdings, Inc. Cash Flow Reinvestment Rate
OptimumBank Holdings, Inc. cash flow reinvestment rate. OptimumBank Holdings, Inc. (OPHC) has a Cash Flow Reinvestment Rate of 0.34x as of December 2025, reinvesting $2.24 Million (capex $283.00K plus investments $-1.96 Million) from operating cash flow of $6.63 Million. Explore debt repayment capacity of OptimumBank Holdings, Inc. to assess how comfortably operating cash covers total debt obligations.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of OptimumBank Holdings, Inc. (2003–2025)
Cash flow reinvestment rate of OptimumBank Holdings, Inc. from 2003 to 2025. Historical reinvestment intensity for OptimumBank Holdings, Inc. across 18 annual periods. Explore OPHC capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
OptimumBank Holdings, Inc. Cash Flow Reinvestment Rate by Year (2003–2025)
OptimumBank Holdings, Inc. cash flow reinvestment rate by year from 2003 to 2025. Year-by-year capital reinvestment analysis for OptimumBank Holdings, Inc.. For the full cash flow conversion analysis, see OPHC operating cash flow.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.11x | $1.94 Million | $17.84 Million | $896.00K | ▼ -98.7% |
| 2024 | 8.10x | $126.46 Million | $15.61 Million | $988.00K | ▼ -60.9% |
| 2023 | 20.71x | $142.52 Million | $6.88 Million | $668.00K | ▼ -6.8% |
| 2022 | 22.21x | $230.12 Million | $10.36 Million | $322.00K | ▲ +473.7% |
| 2021 | 3.87x | $14.57 Million | $3.76 Million | $381.00K | ▼ -94.8% |
| 2018 | 75.04x | $1.80 Million | $24.00K | $234.00K | ▲ +382.5% |
| 2017 | 15.55x | $8.87 Million | $570.00K | $94.00K | ▼ -17.3% |
| 2016 | 18.81x | $10.37 Million | $551.00K | $101.00K | ▼ -25.7% |
| 2015 | 25.32x | $15.87 Million | $627.00K | $24.00K | ▲ +2371.1% |
| 2014 | 1.02x | $1.33 Million | $1.30 Million | $133.00K | ▲ +13132.6% |
| 2010 | 0.01x | $13.00K | $1.68 Million | $13.00K | ▼ -71.8% |
| 2009 | 0.03x | $33.00K | $1.20 Million | $33.00K | ▲ +87.0% |
| 2008 | 0.01x | $46.00K | $3.13 Million | $46.00K | — |
| 2007 | 0.00x | $0.00 | $2.17 Million | $0.00 | ▼ -100.0% |
| 2006 | 0.04x | $153.00K | $3.76 Million | $153.00K | ▼ -44.9% |
| 2005 | 0.07x | $218.00K | $2.95 Million | $218.00K | ▼ -87.8% |
| 2004 | 0.61x | $2.39 Million | $3.95 Million | $2.39 Million | ▲ +13.9% |
| 2003 | 0.53x | $1.46 Million | $2.74 Million | $1.46 Million | — |