OptimumBank Holdings, Inc. (OPHC) — Cash Flow Reinvestment Rate
OptimumBank Holdings, Inc. (OPHC) has a Cash Flow Reinvestment Rate of 0.34x as of December 2025, reinvesting $2.24 Million (capex $283.00K plus investments $-1.96 Million) from operating cash flow of $6.63 Million. See how much free cash does OptimumBank Holdings, Inc. generate to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
OptimumBank Holdings, Inc. Cash Flow Reinvestment Rate (2003–2025)
Historical reinvestment intensity for OptimumBank Holdings, Inc. across 18 annual periods. For the full cash flow conversion analysis, see OPHC cash generation efficiency.
Annual Cash Flow Reinvestment Rate for OptimumBank Holdings, Inc. (2003–2025)
Year-by-year capital reinvestment analysis for OptimumBank Holdings, Inc.. See OptimumBank Holdings, Inc. free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.11x | $1.94 Million | $17.84 Million | $896.00K | ▼ -98.7% |
| 2024 | 8.10x | $126.46 Million | $15.61 Million | $988.00K | ▼ -60.9% |
| 2023 | 20.71x | $142.52 Million | $6.88 Million | $668.00K | ▼ -6.8% |
| 2022 | 22.21x | $230.12 Million | $10.36 Million | $322.00K | ▲ +473.7% |
| 2021 | 3.87x | $14.57 Million | $3.76 Million | $381.00K | ▼ -94.8% |
| 2018 | 75.04x | $1.80 Million | $24.00K | $234.00K | ▲ +382.5% |
| 2017 | 15.55x | $8.87 Million | $570.00K | $94.00K | ▼ -17.3% |
| 2016 | 18.81x | $10.37 Million | $551.00K | $101.00K | ▼ -25.7% |
| 2015 | 25.32x | $15.87 Million | $627.00K | $24.00K | ▲ +2371.1% |
| 2014 | 1.02x | $1.33 Million | $1.30 Million | $133.00K | ▲ +13132.6% |
| 2010 | 0.01x | $13.00K | $1.68 Million | $13.00K | ▼ -71.8% |
| 2009 | 0.03x | $33.00K | $1.20 Million | $33.00K | ▲ +87.0% |
| 2008 | 0.01x | $46.00K | $3.13 Million | $46.00K | — |
| 2007 | 0.00x | $0.00 | $2.17 Million | $0.00 | ▼ -100.0% |
| 2006 | 0.04x | $153.00K | $3.76 Million | $153.00K | ▼ -44.9% |
| 2005 | 0.07x | $218.00K | $2.95 Million | $218.00K | ▼ -87.8% |
| 2004 | 0.61x | $2.39 Million | $3.95 Million | $2.39 Million | ▲ +13.9% |
| 2003 | 0.53x | $1.46 Million | $2.74 Million | $1.46 Million | — |