OptimumBank Holdings, Inc. Financial Flexibility Index
OptimumBank Holdings, Inc. financial flexibility index. OptimumBank Holdings, Inc. (OPHC) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $6.92 Million (operating CF $6.63 Million minus capex $283.00K) represents 0% of total liabilities ($989.78 Million). See OptimumBank Holdings, Inc. (OPHC) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of OptimumBank Holdings, Inc. (2003–2025)
Financial flexibility index of OptimumBank Holdings, Inc. from 2003 to 2025. Historical Financial Flexibility Index trend for OptimumBank Holdings, Inc. across 23 annual periods. Check OptimumBank Holdings, Inc. cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
OptimumBank Holdings, Inc. Financial Flexibility Index by Year (2003–2025)
OptimumBank Holdings, Inc. financial flexibility index by year from 2003 to 2025. Year-by-year free cash flow to debt coverage for OptimumBank Holdings, Inc.. For the full cash flow conversion analysis, see OPHC cash flow metrics.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $18.74 Million | $17.84 Million | $989.78 Million | ▼ -5.3% |
| 2024 | 0.02x | $16.59 Million | $15.61 Million | $829.75 Million | ▲ +91.0% |
| 2023 | 0.01x | $7.55 Million | $6.88 Million | $721.25 Million | ▼ -48.8% |
| 2022 | 0.02x | $10.68 Million | $10.36 Million | $522.64 Million | ▲ +54.6% |
| 2021 | 0.01x | $4.14 Million | $3.76 Million | $313.37 Million | ▲ +328.4% |
| 2020 | -0.01x | $-1.26 Million | $-1.46 Million | $217.28 Million | ▼ -1312.5% |
| 2019 | 0.00x | $-49.00K | $-558.00K | $119.54 Million | ▼ -115.1% |
| 2018 | 0.00x | $258.00K | $24.00K | $95.06 Million | ▼ -61.9% |
| 2017 | 0.01x | $664.00K | $570.00K | $93.32 Million | ▲ +27.3% |
| 2016 | 0.01x | $652.00K | $551.00K | $116.62 Million | ▲ +6.9% |
| 2015 | 0.01x | $651.00K | $627.00K | $124.51 Million | ▼ -55.7% |
| 2014 | 0.01x | $1.44 Million | $1.30 Million | $121.55 Million | ▲ +154.5% |
| 2013 | -0.02x | $-2.79 Million | $-2.97 Million | $129.00 Million | ▼ -27.8% |
| 2012 | -0.02x | $-2.32 Million | $-2.66 Million | $136.83 Million | ▼ -182.9% |
| 2011 | -0.01x | $-885.00K | $-885.00K | $147.69 Million | ▼ -166.4% |
| 2010 | 0.01x | $1.69 Million | $1.68 Million | $187.47 Million | ▲ +89.2% |
| 2009 | 0.00x | $1.23 Million | $1.20 Million | $258.67 Million | ▼ -65.0% |
| 2008 | 0.01x | $3.18 Million | $3.13 Million | $232.97 Million | ▲ +37.5% |
| 2007 | 0.01x | $2.17 Million | $2.17 Million | $219.30 Million | ▼ -48.0% |
| 2006 | 0.02x | $3.91 Million | $3.76 Million | $205.28 Million | ▲ +12.8% |
| 2005 | 0.02x | $3.17 Million | $2.95 Million | $187.63 Million | ▼ -60.6% |
| 2004 | 0.04x | $6.34 Million | $3.95 Million | $147.84 Million | ▲ +22.9% |
| 2003 | 0.03x | $4.20 Million | $2.74 Million | $120.28 Million | — |