OptimumBank Holdings, Inc. (OPHC) - Cash Flow Conversion Efficiency
Based on the latest financial reports, OptimumBank Holdings, Inc. (OPHC) has a cash flow conversion efficiency ratio of 0.054x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($6.63 Million) by net assets ($121.90 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See operational self-sufficiency of OptimumBank Holdings, Inc. to measure how many days the company can operate on defensive assets alone.
OptimumBank Holdings, Inc. - Cash Flow Conversion Efficiency Trend (2003–2025)
This chart illustrates how OptimumBank Holdings, Inc.'s cash flow conversion efficiency has evolved over time, based on yearly financial data.
OptimumBank Holdings, Inc. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of OptimumBank Holdings, Inc. ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Plastron Precision Co Ltd
TWO:6185
|
0.049x |
|
Tasco Bhd
KLSE:5140
|
-0.035x |
|
Vietnam Ocean Shipping JSC
VN:VOS
|
0.010x |
|
Boustead Heavy Industries
KLSE:8133
|
-0.181x |
|
United Recommend International Co Ltd
TWO:5321
|
0.167x |
|
DMCC SPECIALITY CHEMICALS LIMITED
NSE:DMCC
|
0.070x |
|
Lark Distilling Co. Ltd
AU:LRK
|
-0.021x |
|
Xtant Medical Holdings Inc
NYSE MKT:XTNT
|
0.106x |
Annual Cash Flow Conversion Efficiency for OptimumBank Holdings, Inc. (2003–2025)
The table below shows the annual cash flow conversion efficiency of OptimumBank Holdings, Inc. from 2003 to 2025. For the full company profile with market capitalisation and key ratios, see OPHC market cap overview.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $121.90 Million | $17.84 Million | 0.146x | -3.22% |
| 2024-12-31 | $103.18 Million | $15.61 Million | 0.151x | +53.84% |
| 2023-12-31 | $70.01 Million | $6.88 Million | 0.098x | -40.62% |
| 2022-12-31 | $62.58 Million | $10.36 Million | 0.166x | +69.42% |
| 2021-12-31 | $38.51 Million | $3.76 Million | 0.098x | +219.52% |
| 2020-12-31 | $17.83 Million | $-1.46 Million | -0.082x | -5.59% |
| 2019-12-31 | $7.21 Million | $-558.00K | -0.077x | -1811.73% |
| 2018-12-31 | $5.31 Million | $24.00K | 0.005x | -97.98% |
| 2017-12-31 | $2.54 Million | $570.00K | 0.224x | +25.24% |
| 2016-12-31 | $3.08 Million | $551.00K | 0.179x | -15.37% |
| 2015-12-31 | $2.97 Million | $627.00K | 0.211x | -51.69% |
| 2014-12-31 | $2.98 Million | $1.30 Million | 0.437x | -96.81% |
| 2013-12-31 | $-216.00K | $-2.97 Million | 13.731x | +3663.07% |
| 2012-12-31 | $6.91 Million | $-2.66 Million | -0.385x | -195.50% |
| 2011-12-31 | $6.79 Million | $-885.00K | -0.130x | -122.02% |
| 2010-12-31 | $2.83 Million | $1.68 Million | 0.592x | +456.64% |
| 2009-12-31 | $11.29 Million | $1.20 Million | 0.106x | -22.62% |
| 2008-12-31 | $22.77 Million | $3.13 Million | 0.137x | +40.63% |
| 2007-12-31 | $22.25 Million | $2.17 Million | 0.098x | -46.88% |
| 2006-12-31 | $20.42 Million | $3.76 Million | 0.184x | +14.83% |
| 2005-12-31 | $18.41 Million | $2.95 Million | 0.160x | -32.07% |
| 2004-12-31 | $16.72 Million | $3.95 Million | 0.236x | +28.36% |
| 2003-12-31 | $14.90 Million | $2.74 Million | 0.184x | -- |
About OptimumBank Holdings, Inc.
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real es… Read more