OptimumBank Holdings, Inc. Cash Flow Conversion Efficiency
OptimumBank Holdings, Inc. cash flow conversion efficiency. Based on the latest financial reports, OptimumBank Holdings, Inc. (OPHC) has a cash flow conversion efficiency ratio of 0.054x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($6.63 Million) by net assets ($121.90 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of OptimumBank Holdings, Inc. (2003–2025)
Cash flow conversion efficiency of OptimumBank Holdings, Inc. from 2003 to 2025. This chart illustrates how OptimumBank Holdings, Inc.'s cash flow conversion efficiency has evolved over time, based on yearly financial data. View OPHC share price today for real-time trading data and today's change.
OptimumBank Holdings, Inc. Cash Flow Conversion Ratio Explained
OptimumBank Holdings, Inc. cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
OptimumBank Holdings, Inc. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of OptimumBank Holdings, Inc. ranked by their cash flow conversion efficiency. Also see OptimumBank Holdings, Inc. (OPHC) market capitalisation for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Tigo Energy Inc.
NASDAQ:TYGO
|
-0.023x |
|
Tenax Therapeutics Inc
NASDAQ:TENX
|
-0.125x |
|
Asia Sejahtera Mina Tbk
JK:AGAR
|
0.095x |
|
AFC Gamma Inc
NASDAQ:AFCG
|
0.003x |
|
Atlantic International Corp. Common Stock
NASDAQ:ATLN
|
-0.154x |
|
Hantop Inc
KQ:002680
|
0.055x |
|
Rottneros AB
ST:RROS
|
-0.026x |
|
Xtant Medical Holdings Inc
NYSE MKT:XTNT
|
0.106x |
Annual Cash Flow Conversion Efficiency for OptimumBank Holdings, Inc. (2003–2025)
The table below shows the annual cash flow conversion efficiency of OptimumBank Holdings, Inc. from 2003 to 2025. Review OptimumBank Holdings, Inc. free cash flow efficiency to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $121.90 Million | $17.84 Million | 0.146x | -3.22% |
| 2024-12-31 | $103.18 Million | $15.61 Million | 0.151x | +53.84% |
| 2023-12-31 | $70.01 Million | $6.88 Million | 0.098x | -40.62% |
| 2022-12-31 | $62.58 Million | $10.36 Million | 0.166x | +69.42% |
| 2021-12-31 | $38.51 Million | $3.76 Million | 0.098x | +219.52% |
| 2020-12-31 | $17.83 Million | $-1.46 Million | -0.082x | -5.59% |
| 2019-12-31 | $7.21 Million | $-558.00K | -0.077x | -1811.73% |
| 2018-12-31 | $5.31 Million | $24.00K | 0.005x | -97.98% |
| 2017-12-31 | $2.54 Million | $570.00K | 0.224x | +25.24% |
| 2016-12-31 | $3.08 Million | $551.00K | 0.179x | -15.37% |
| 2015-12-31 | $2.97 Million | $627.00K | 0.211x | -51.69% |
| 2014-12-31 | $2.98 Million | $1.30 Million | 0.437x | -96.81% |
| 2013-12-31 | $-216.00K | $-2.97 Million | 13.731x | +3663.07% |
| 2012-12-31 | $6.91 Million | $-2.66 Million | -0.385x | -195.50% |
| 2011-12-31 | $6.79 Million | $-885.00K | -0.130x | -122.02% |
| 2010-12-31 | $2.83 Million | $1.68 Million | 0.592x | +456.64% |
| 2009-12-31 | $11.29 Million | $1.20 Million | 0.106x | -22.62% |
| 2008-12-31 | $22.77 Million | $3.13 Million | 0.137x | +40.63% |
| 2007-12-31 | $22.25 Million | $2.17 Million | 0.098x | -46.88% |
| 2006-12-31 | $20.42 Million | $3.76 Million | 0.184x | +14.83% |
| 2005-12-31 | $18.41 Million | $2.95 Million | 0.160x | -32.07% |
| 2004-12-31 | $16.72 Million | $3.95 Million | 0.236x | +28.36% |
| 2003-12-31 | $14.90 Million | $2.74 Million | 0.184x | -- |
About OptimumBank Holdings, Inc.
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real es… Read more