OptimumBank Holdings, Inc. (OPHC) - Total Liabilities
Based on the latest financial reports, OptimumBank Holdings, Inc. (OPHC) has total liabilities worth $989.78 Million USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore OPHC cash generation efficiency to assess how effectively this company generates cash.
OptimumBank Holdings, Inc. - Total Liabilities Trend (2000–2025)
This chart illustrates how OptimumBank Holdings, Inc.'s total liabilities have evolved over time, based on quarterly financial data. Check OptimumBank Holdings, Inc. (OPHC) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
OptimumBank Holdings, Inc. Competitors by Total Liabilities
The table below lists competitors of OptimumBank Holdings, Inc. ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Conrad Asia Energy Ltd
AU:CRD
|
Australia | AU$8.84 Million |
|
Lautan Luas Tbk
JK:LTLS
|
Indonesia | Rp3.36 Trillion |
|
Pharol SGPS SA
LS:PHR
|
Portugal | €1.33 Million |
|
GeeCee Ventures Limited
NSE:GEECEE
|
India | Rs5.43 Billion |
|
T Scientific Co.Ltd
KQ:057680
|
Korea | ₩21.22 Billion |
|
Trinity Precision Technology Co Ltd
TWO:4534
|
Taiwan | NT$671.53 Million |
|
SLP Resources Bhd
KLSE:7248
|
Malaysia | RM22.52 Million |
|
CUE Energy Resources Ltd
AU:CUE
|
Australia | AU$66.83 Million |
Liability Composition Analysis (2000–2025)
This chart breaks down OptimumBank Holdings, Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see OptimumBank Holdings, Inc. (OPHC) total market value.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 13.90 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 8.12 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.89 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how OptimumBank Holdings, Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for OptimumBank Holdings, Inc. (2000–2025)
The table below shows the annual total liabilities of OptimumBank Holdings, Inc. from 2000 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $989.78 Million | +19.29% |
| 2024-12-31 | $829.75 Million | +15.04% |
| 2023-12-31 | $721.25 Million | +38.00% |
| 2022-12-31 | $522.64 Million | +66.78% |
| 2021-12-31 | $313.37 Million | +44.22% |
| 2020-12-31 | $217.28 Million | +81.76% |
| 2019-12-31 | $119.54 Million | +25.75% |
| 2018-12-31 | $95.06 Million | +1.87% |
| 2017-12-31 | $93.32 Million | -19.98% |
| 2016-12-31 | $116.62 Million | -6.34% |
| 2015-12-31 | $124.51 Million | +2.44% |
| 2014-12-31 | $121.55 Million | -5.77% |
| 2013-12-31 | $129.00 Million | -5.73% |
| 2012-12-31 | $136.83 Million | -7.35% |
| 2011-12-31 | $147.69 Million | -21.22% |
| 2010-12-31 | $187.47 Million | -27.53% |
| 2009-12-31 | $258.67 Million | +11.03% |
| 2008-12-31 | $232.97 Million | +6.24% |
| 2007-12-31 | $219.30 Million | +6.83% |
| 2006-12-31 | $205.28 Million | +9.40% |
| 2005-12-31 | $187.63 Million | +26.92% |
| 2004-12-31 | $147.84 Million | +22.91% |
| 2003-12-31 | $120.28 Million | +95.08% |
| 2002-12-31 | $61.66 Million | +90.26% |
| 2001-12-31 | $32.41 Million | +286.21% |
| 2000-12-31 | $8.39 Million | -- |
About OptimumBank Holdings, Inc.
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real es… Read more