OptimumBank Holdings, Inc. (OPHC) - Total Assets
Based on the latest financial reports, OptimumBank Holdings, Inc. (OPHC) holds total assets worth $1.27 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check OptimumBank Holdings, Inc. total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
OptimumBank Holdings, Inc. - Total Assets Trend (2000–2025)
This chart illustrates how OptimumBank Holdings, Inc.'s total assets have evolved over time, based on quarterly financial data. Explore OPHC long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
OptimumBank Holdings, Inc. - Asset Composition Analysis
Current Asset Composition (December 2025)
OptimumBank Holdings, Inc.'s total assets of $1.27 Billion consist of 10.6% current assets and 89.4% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 10.3% |
| Accounts Receivable | $3.62 Million | 0.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2000–2025)
This chart illustrates how OptimumBank Holdings, Inc.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see OPHC stock market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: OptimumBank Holdings, Inc.'s current assets represent 10.6% of total assets in 2025, a decrease from 46.4% in 2000.
- Cash Position: Cash and equivalents constituted 10.3% of total assets in 2025, down from 46.4% in 2000.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2000.
- Asset Diversification: The largest asset category is accounts receivable at 0.3% of total assets.
OptimumBank Holdings, Inc. Competitors by Total Assets
Key competitors of OptimumBank Holdings, Inc. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK
|
South Africa | ZAC3.41 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
BRD Groupe Societe Generale SA
RO:BRD
|
Romania | RON100.52 Billion |
|
Hua Xia Bank Co Ltd
SHG:600015
|
China | CN¥4.88 Trillion |
|
International Bancshares Corporation
NASDAQ:IBOC
|
USA | $16.83 Billion |
|
Judo Capital Holdings Ltd
AU:JDO
|
Australia | AU$16.06 Billion |
|
TF Bank AB
ST:TFBANK
|
Sweden | Skr29.94 Billion |
|
Bank Tabungan Negara Persero
JK:BBTN
|
Indonesia | Rp517.54 Trillion |
OptimumBank Holdings, Inc. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.07 | 0.17 | 0.37 |
| Quick Ratio | 1.07 | 0.17 | 0.77 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $80.66 Million | $-716.19 Million | $-164.79 Million |
OptimumBank Holdings, Inc. - Advanced Valuation Insights
This section examines the relationship between OptimumBank Holdings, Inc.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.54 |
| Latest Market Cap to Assets Ratio | 0.06 |
| Asset Growth Rate (YoY) | 19.2% |
| Total Assets | $1.11 Billion |
| Market Capitalization | $67.28 Million USD |
Valuation Analysis
Below Book Valuation: The market values OptimumBank Holdings, Inc.'s assets below their book value (0.06x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: OptimumBank Holdings, Inc.'s assets grew by 19.2% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for OptimumBank Holdings, Inc. (2000–2025)
The table below shows the annual total assets of OptimumBank Holdings, Inc. from 2000 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.11 Billion | +19.16% |
| 2024-12-31 | $932.93 Million | +17.91% |
| 2023-12-31 | $791.25 Million | +35.21% |
| 2022-12-31 | $585.22 Million | +66.31% |
| 2021-12-31 | $351.88 Million | +49.66% |
| 2020-12-31 | $235.11 Million | +85.50% |
| 2019-12-31 | $126.75 Million | +26.28% |
| 2018-12-31 | $100.37 Million | +4.70% |
| 2017-12-31 | $95.87 Million | -19.91% |
| 2016-12-31 | $119.70 Million | -6.10% |
| 2015-12-31 | $127.48 Million | +2.37% |
| 2014-12-31 | $124.53 Million | -3.30% |
| 2013-12-31 | $128.78 Million | -10.41% |
| 2012-12-31 | $143.74 Million | -6.95% |
| 2011-12-31 | $154.47 Million | -18.83% |
| 2010-12-31 | $190.31 Million | -29.51% |
| 2009-12-31 | $269.96 Million | +5.56% |
| 2008-12-31 | $255.74 Million | +5.88% |
| 2007-12-31 | $241.55 Million | +7.02% |
| 2006-12-31 | $225.70 Million | +9.54% |
| 2005-12-31 | $206.04 Million | +25.21% |
| 2004-12-31 | $164.56 Million | +21.73% |
| 2003-12-31 | $135.18 Million | +79.56% |
| 2002-12-31 | $75.28 Million | +84.50% |
| 2001-12-31 | $40.80 Million | +192.59% |
| 2000-12-31 | $13.95 Million | -- |
About OptimumBank Holdings, Inc.
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real es… Read more